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July 21 2002 r v:f This i v " Herald Journal mm ' r People in business Named chair The Healthcare Financial Manage- ment Association (HFMA) recently named Alan Robinson Logan Regional Hospital’s chief financial officer as chair of its national CFO Forum Advisory Council The HFMA is headquartered in Chicago Illinois and has more than ' 32000 members nationwide The associa- tion offers specialty societies for its members called forums The CFO Forum with more than 3000 mem- -' bers provides specialized information leadership and networking for chief financial officers and senior ' financial executives Robinson chairs the forum’s Advisory Council Robinson was raised in Afton Wyoming He earned both a bachelor's degree in accounting and a master's degree in business admin-- istration from Brigham Young Uni- versity Robinson has worked for Intermountain Health Care since 1981 He served as a senior financial analyst for IHC in the Salt Lake City area and then served as chief financial officer for Cottonwood and Alta View Hospitals Since ' 1997 Robinson has served as Logan Hospital’s chief financial Regional ' officer He and his wife Laurie live in Logan with their three children seven-memb- er ' El LuoenVHsraU Journal Key Bank is among several local banks offering investment services At Key sister company McDonald Investments has set up shop ’ m RecognizedCo Inc is Rutledge Roofing pleased to announce that the following employees have earned the title of “Certainteed Quality Master” and are hereby recognized as “Master Shingle Applicators” The employees are Tom Schooley Michael Edwards Ted Young and John C ' Rutledge Jr These certifications are awarded upon demonstration through testing of a thorough knowledge of specific installation workmanship estimat- ing rbof ventilation shingle flashing specifications and roof repairs under-layme- Selected Many banks now offer - By Pat Bohm Trostie features writer nt Lloyd Barfus has been selected by his peers as July’s Employee of the Month for Cache County Corpora-- 7 tion Lloyd began his career with the county more than 26 years ago in January of 1976 He started working for the Sheriff’s Office performing a variety of duties and now at 82 years young" " Lloyd is still going strong He initially worked in the county ' jail cleaning the facility taking the inmates out on daily work details around the community or occasion- ally cooking a meal for those sentenced todo timebehind bars When a particular work detail job to be to big Or too messy Lloyd ' got would often slip into a pair of orange jail coveralls and work along ' side theinmates: ’ ' ’ ' J- - Today Lloyd concentrates on keeping the administration officesin the Sheriff's Officeclean He still ' ' strips waxes and buffs the floors - downstairs and vacuums the carpets upstairs Each day he tidies up the restrooms empties the wastebas-kets and cleans the windpwis A citizen of Idaho Lloyd was bom and'raised in Mink Creek Idaho He andfiis wife May Dell currently liye in Mated itad they are the proijd parents of six married ' ' children 19 grandchildren pnd ’ : three en Joins staff Ginger Nielson Voth joins the staff ftAnewdu located 7 ' tion A financial deregulation bill was passed in the early 1980s lifting many restrictions on the activities of savings the US financial services industry and loan associations which had pre-- ' 5jr jj poponw homework into separate types of institutions such viousiy been limited priihkrily to the before using oris of the new home-loa- n as banks mutual funds managers market In 1990 the FederInvestment couninsurance companies and securities al Reserve Board first permitted a selors The following webfirms For the most part the separate hank (JP Morgan) to sell stock through sites may be helpful: a subsidiary although stock qiarket types of financial services companies ILS Code concerning ' were strictly prohibited from merging operations were limited to a small por- -' investment firms brokers v and from offering their products tion of the company’s total revenue In hWcomolLiduf 1994 a banking deregulation bill peruscode1Sch2DJitml 01mitted bank holding companies to f v'-- - Securldee and operate in more than one state The s Exchange Commieeion capstone was the Financial Services httpAwwwecgovaboutria Modernization Act of 1999 which ' y WfiHiyil ' “It’s right on the sign — allowed die integration of banking V Natkmal Aeeoclation of insurance and stock trading ‘Not FDIC Insured No 8ecurltleB Pesters For instance Zions Bank Corpora- httcJMwwmasdcom Bank Guarantee May tion is die umbrella company foe Zions Bank Zions Mortgage and Lose Value”' Zions Investment Securities h Some queatlone to add Houir wM confidential is owned by Key — Rick Leetham informatfon be treated? Ask" as Bank is course Of jf Corp just Key for a copy of the bank's po8-'Key Bank manager although Cache Valley Bank pontracts y for services from Salomon Smith regwlng conflderrtialityp remain 01 WR customer Wormatkini separate corporathey Batiks were not allowed to own secui turns' jte shared with the banks rities firms or to underwrite or sell Yet while the investment and nrnaY wim & most stocks and bonds Similarly banking Subsidiaries may be insurance companies were prohibited Are the services of the corporately linked the Securides and from owning banks or taking deposits investment agent commis- - si ' Exchange Commission strictly reguEach type of firm had its own regulad lates that banks must inform fee4ased Ora£- differences And die between because about are tory ageacy deposits federally insured strict limitations What will be the total cost placing money in a bank account and were placed on die activities of banks a brokerage account of using the bank invests Since the ‘80’s though the banking ment services? is See BROKERS on A13 industry hal seen a gradual deregula ariil Check it out all ith banksnow housing" investment services consumers must ask themselves if they are p shop- getting should convenience or ping buyer beware? In local branch offices of many banks a customer depositing a pay- check can look over and see1 a door labeled “Investments” At Zions Bank' it’s Sons Investment Securities: At Key Bank McDonald Investments is the name on the office door As a variation instead of financing their own securities guniCaf:he Valley Bank contracts with the national investment firm Salomon Smith Barney Lewiston State Bank is also looking into offering investment services according to President Garr Morrison ' ' The customer can take a few steps ' and enter a new woridof finance It is related to butquite different from the territory of savings accounts checking accounts ATMs and car loans Inside the office of an ' investment company the customer will be dealing with stocki bonds mutual funds annuities and other less familiar terms The person on the other side of the desk will not be a teller paid a salary tp help customers with transactions but a broker a sales person generally paid on commission ‘ - -- 66 ( m ' v- v i i McDonald-Inves- ' i tments cy Baf-ne- ' well-kno- tradi-tion- al : cus-tom- ' ‘ f non-anwax-ea en skm-base- i J soon worms By Clark laraafaeri this year does not necessarily mean big trouble next year This pest does not occur in damaging numbers every season There are also some natural predators that seem to assist ' side bordered below by an orange-brown stripe Larvae have an invert- -' ed white “Y7 on the front of the head v Larvae feed on plant foliage and August and early Sep- tember and '7 We were in Paradise bn July 12 7 fbr the Medusahead Field Day lay eggs The larvae While there we saw f terrible infes- tation of arniy worms Guy Ray Pul- - that hatch sipher reported that they had showed fromthesfe eggsfoeon up suddenly and were eating foliage as fast as they could go Since then : ! plant foliage we have seen them in numerpus during late September' locations around the valley It is esy to see Why they are called army and early October before entering - : MoftenaggregatnlonafewplantS y- withcontnd ' where complete defoliation may ' occur They are general feeders but are most serious oif clover alfalfa mint sugarbeets vegetables sudi potatoes beans peas and lentils and seed crops such as sugaitbeet " v - ? u' Invasive Weed Management Ibor An InvasiveWeed Management V ' Tlbur lua been scheduled for July 23 MRicpjn Otyoffice for die tour and at building at 2 7 pjmror a lecture Leafy Spurge: die pupa stage to overwinter There 'wormsThere must bemillions of ':j peaandaffaifa' White Tbp Dyers Woad and Rdjd: are two overlapping generations them i Entomologistiare telling us the 'each year 1 Bindweed will be the focus during Ss about will worms Western Yellowstriped Army army disajear t die tour Bob Benjamin County1 : 'Adults have gray or brown v' fast is they come Here today gone worms are distributed throughout' tomorrow When die larvae get big “ Weed Supervisor fixan Sheridan or buff colored foreWings with the western United States and BritishColumbia Thispest over- - 7 markings Hind wings are silvay-gra- y oongb feey sirly move into die 7 Wyoming will be thfe gubst qiegket larvae 40 about are soil and pupate or move onto adja- - 77 He wjU nqxjrt on tjirir efforts winters in the soil as a pupa Moths Kjkure : faint red mm with white a or 'I' control Lmfy Spurge in Wyoming V knd and in long March centproperty April lay' ' emerge e kill die on the e of r to are most any V m For further information contact 7 stripe easy top They eggs m masses on the foliage " 7 i v 6 Dallen Smith at feed on the foliage1 fot six to body Black triangular marks ire approved insecticide will work 7' " i " mid-ini Sevin and Majadiion seem td be die n e the ehch side on weeks' of and June 7 pteMht 'eight during May V Cache a x oh Clark Isnwlsan each used it the two most commonly County promo-rasegment except appears early July then pupate in the soiL Extanrion agaht apadaUng In aqri- These are bordered below by a we can imticipate another pouim : Larvae frequently feed on the termi- cufturs Ha pan be raached by amal nal leaves and buds Adults from the white stripe on each sideThereu a v infestation in about 4 to 6 weeks at darwP yxLuKJedu 7 black We are told the bad infestation second gencratioh emerge in mid- prominent stripe along each r 'inthehistoriodis-trie! of downtown V investment services Is this a good thing? se to buy and sell securities After the passage of the Glass-Stea-gAct of 1933 federal law divided one-sto- ' - in-hou- sle Logan Gingerwasbom in Lbgan and raised to"-'X- I inHyrum-As'- a Mountain Cfest graduate shemar- - 7' ried 'Jeremy With from Hynpn and they have a brand new baby boy She specializes in pedicures hair design color waxing and peons For more information call7 ' See PECPLE' on A15 13-49- 42 1 I mid-lin- Lar-va- 770-279- ' v ! 4 ‘ V v - - 'j : ' 'll |