Show a': V jk 'i ' r $$$' WJ: ' f- ff : - v VVr - VJ 2 u v v ' f jrW '' 'K V' V:V ??!' - - a' " Tiw- - lii J ' -- ? :! j ' ':?& L FREE GIFT APR on Balance Transfers until July 12003 No annual fee $100 free domestic in AT&T Calling Card calls offer: reply by August 26 2002 Limited-tim- e now Call Universal Platinuriri yourself extra convenience to shop and call from anywhere Get MasterCard Use it for purchases at over 24 million locations' where MasterCard is accepted and to make ‘ calling card calls with all the quality and service of AT&T Upon approval we'll even start you off with AT&T $100 in free domestic Calling Card calls plus an opportunity to save on interest with a low 0 APR on transferred balances until July i 2003 As a special bonus we will waive any transaction fees on ' balances yoo transfer with this offer But remember your $100 free gift must be used during the first 90 days your account is open or you will lose the unused portibn of your free gift If you do not meet our ' credit criteria for an AT&T Universal Platinum Mastercard your application may be processed for the AT&T Universal MasterCard which has the same low balance transfer rate All for no annual fee There's ' now and we'll take your' application in one quick absolutely no reason to wait — call ' ' e call Offer expires August 26 2002 Give the-AT&- : toll-fre- ! - - : After the promotional period your standard APR for purchases wilibe applied to all remaining balance transfer amounts (As of Mayl 2002 the standard variable APR for purchases for the AT&T Universal Platinum Mastercard is 974 and for the AT&T Universal Mastercard is 1374 The standard variable' APR for cash advances for poth cards is However if you default under any Card Agreement we may immediately increase the rate on all balances 1999) (including any promotional balances) to a variable default rate of 2474W The minimum finance charge is $030 The transaction fee for cash advances is 10W of the amount of each cash advance but not (essthanSi The transaction fee for balance tAnsfers Is 3L0W of the amount of each balance ftbnsfer offer only: we wW waive the balance transfer transaction fees The membership but not less than $S or more than $5a However during this' limited-timfee is $0 The AT&T Universal Mastercard does not have as mpny benefits as the AT&T Universal Platinum Mastercard ' Vbur free domestic AT&T Calling Card calls must be used during thi first 90 Bays that your account Is open or you will lose the unused portion of such calls Free calling is a $100 promotional creditthatwill be applied to each calling card call prior to any applicable discounts until the credit is depleted or expired Basic AT&T Calling Card charges and Terms and Conditions apply Dial 1 BOO CALL ATT for basic AT&T Calling Card rates : Citibank (South Dakota) HA Is 62002 tht I I " 11 11 s (South Dakota) HA Issuer a the AT&T Unhenal Card Citibank i 5 FSHWC4 0702) -- rwTyfmty?1 y ry yiyjji : fr L - I ' I I i I 7 M IIT ff & ft i £ 1 2£ - W t r- IB v m ' |