Show Page 10 Sunday July 12 1998 The Herald Journal Logan Utah w Poople in Bminow f£ v Passed exam Steven Parkinson has recently passed his Registered Investment Advisor exam and received approval from the State of Utah to act in this capacity Tins certification allows the licensed individual to offer products and services Parkinson will add these services to the commission-base- d products he currently offers Securities America Inc was recently purchased by American Express Financial Corporation Securities America offers investment brokerage services fee based financial serv ices and insurance products in all SO states Securities America will continue to operate as an independent company Parkinson has been in the securities and insurance business since 1987 and opened the Securities America Logan office in 1993 The business recently moved to a new location 58 W 400 4 North in Logan "If wa-f- f ( fee-bas- ed 752-850- r i 1 ' it I'?' ' ' a Ji At A- Can you afford your ' ' k jU" New physician ? now open As a family practice physician Firth provides a wide range of health care services for children awl adults His services also include prenatal and maternity care prevention and education vasectomies screening colon exams services EKG testing and laboratory services Firth attended medical school at the University of Washington School of Medicine in Seattle and then completed a family practice residency at David Grant Medical Center Travis Air Force Base California He served as chief resident at David Grant Prior to joining the IHC Physician Group Firth served with the United States Air Force as quality assurance director and a family practice physician at Elmendorf Air Force Base Alaska He was honored as 1997 Physician of the Year at Elmendorf s hospital Firth was bora in Burley Idaho raised in Pleasant Grove and attended Utah State University He served a two-yemission for the LDS Church in Kobe Japan and then completed his undergraduate degree at Idaho State University in Pocatello Firth and his wife Leisa are the parents of six children In addition to his work as a physician Firth enjoys woodcarv ing flyfishing and family (with flies he hand-tie- s) activities including hiking and camping He is also active in Scouting x-r- Many families spend an i —— — —— rndVO COUflWy Of NOiwl Re-elect- Arly Helm director of the Lactation Ginic at the IHC Budge Clinic and Logan Regional Hospital was recently to serve as a region representative for the International Lactation Consultant Association (ILCA) ILCA is an organization which supworldwide In her ports breast-feedin- g two-yea- r position as region representative Helm represents lactation consultants in eight states Helm is an internationally board certified lactation consultant She has worked for Intermountain Health Care (IHC) since 1994 serving both at the Budge Clinic and at Logan Regional Hospital Originally from San Diego California Helm earned her bachelor's degree in nutrition and food science from Oregon State University She also earned a master's degree in nutrition and food science from Utah State University For her master's project Helm researched Breast-feedin- g in Utah's Hospitals Helm lives in Providence with her husband Roger Burger and their two sons “ MINnCst niCW oyVNBWa RK If you have no money you may take a vacation acations would be great if money didn't get in the way With good planning you can make many m the financial headaches of hitting the road rails or airways less painful Setting a budget for your trip should be the first step “Families would enjoy their vacations more if they planned early enough and set aside money" says Maria Mendler of Citibank Then you can concentrate on the vacation not die finances and you will enjoy your trip even after you return because you won’t be faced with huge bills Ideally you should save up vacation money for several months adds Mary Hunt publisher of Cheapskate Monthly a California newsletter Collect change in jars have a garage sale to turn what you don’t use into cash and get everyone in the family involved she says Help children realize that short-tersacrifices will pay off in a more enjoyable vacation “Then the kids the money they have to spend” says ajipreciate ed - amount By David Flaum Scrippa Howard Newa Service ar entire year paying for their ' tWtiWe' eks off" You don ’t have to let that happen m Of course at midsummer you may not have time to accumulate cash toward a summer vacation But you should still make a spending plan One approach is to decide how much money you have then fashion a vacation to fit flat at home says Hunt Tell your friends and neighbors you’re taking no calls stay up all night watching movies and eating popcorn camp out in the backyard check on nee focal attractions where you live or nearby If you have money available for a trip match that with die number of days you plan to be on vacation and look for trips that will fit within that limit Hunt suggests For example you have five days and $500 which means you can spend $100 a day That means you must plan your trip in advance If you're leaving town you need to decide where you are going to stay and what you want to do on the trip says Joyce Laws of Memphis Travel Services Find out how much lodging will cost what entrance and admission foes are for the places you want to visit and allow money for meals and other entertainment Say that comes to $200 a day but you only have $100 You can Mill take the tnp spending the $100 each day you have available and using credit cards for the rest — as long as you make a plan to pay off that bill as soon as you return Hunt says Indeed deciding what to use to pay for the trip should be part of the planning Carrying a lot of cash isn't a good idea even if that's how you plan to pay moat of your expenses the experts agrees You may buy travelers checks— they normally cost $1 for every $100 you buy — and cash them as needed Another option is to use die automated teller machine (ATM) or debit card to draw cash fiom ATM machines or to pay for purchases out of the money in your checking account Using ATMs may add a little to the cost of your vacation If you use a machine that is not owned by your bank that bank may have a service charge for t transaction and in some cases your bank will also charge you for the transaction You may also pay with credit cards Plastic is convenient safer than cash and allows you to have a printed record of your spending But studies show you spend about 30 percent more if you use a credit or debit card than you do if you use “You don't have the carefol attitude you have when you use the cash out of your pocket” Hunt says In addition if you make only the minimum monthly payment on your credit card bill you end up paying three tunes over for each purchase by die time your balance is paid off Hunt says If you use your credit card make a point of not spending more than you had budgeted before you left home “Probably one of the worst things mat can happen is you come home from vacation you overspent and you vend the year until your next vacation paying off the bills1 Mendler says scriben use to avoid that situation is to take their checkbook register on the trip They write in See VACATION on Page 11 mid-weste- rn Returning The law firm of Hillyard Anderson and Olsen PC announces the return of Gary N Anderson after serving as mission president for the Church of Jesus Christ of Latter-da- y Saints in St Petersburg Russia Anderson welcomes the return of his former clients and is accepting new business and estate Continued on Page 11 Aye Scotch thistle has settled in valley By Don A Huber T histles have been tormenting man for centuries Mostly people are well acquainted with the Canada and bull thistles that are so prevalent in Cache County In recent years another thistle known as the Scotch thistle has been spreading in the county Scotch thistles are much more ferocious than the Canada and bull thistles They grow to a height of 8 feet and have large spiny leaves covered with dense hair giving a grayish appearance Upper leaves are alternate coarsely lobed base leaves may be up to 2 feet long and 1 foot wide Flower heads are numerous with inches in diameter bracts spine-tippe- d and violet to reddish in color Because of the aggressive nature of 1- -2 the plant it spreads rapidly mid forms a dense stand This makes the area infested impenetrable to man and livestock Landowners in Cache Valley are encouraged to control this weed There are a number of herbicides that can be used Some of the more effective are Escort Translive Curtail Tordan 22k alone and also mixed with 24--D Stinger and Telar Some of these herbicides are restricted and some have crop rotation restrictions that may cause injury to future crops So read the label carefully This weed is a biennial so be sure to treat rosettes as well as mature plants Refer information on large patches and I infestations along roads to the Cache County Weed Department 752-209-1 insecticides Sevin and Thiodan are the necessary Spittfebufsl Many people are reporting that they are finding small foamy masses on their evergreen shrubs and other ornamental plants Inside this foamy mass are little green nymphs fiom the spittlebug The name comes from the feet that the foamy mass The spittlebug adults resemble leafhoppers and treeboopen r adults and nymphs feed on'a wide variety of plants including many garden vegetables small fruits and ornamentals They seldom do a lot of damage but cause concern when the frothy substance appears in large volume Cootrol of this pest can sometimes be obtained by using a high pressure hose and just squirting the froth off The Dryland Crop Field Day Utah State University will be htwting a Field Day at its Blue Creek Resewch Farm in Box Elder County on July 13 The farm is located north of HowelL Thke highway 84 to Exit 24 then north several miles on the county road The Field Day begins at 9 ajn aud finishes with a complimentary lunch at 12:30 p jo This Field Day will feature dryland ' research being conducted on small grain varieties tillage and sustainable agncxl-tur-e and dryland grass species Individuals desiring to obtain a ride to the field day can contact Don A Huber at7S242fil Sea HUBER on Page 11 |