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Show Beaver County Alonitor PAGE 3 HOW CAN CHRISTMAS? A&F Saal ya I BUDGET SEPTEMBER 27, 1996 FOR eeaie Eb hay oe Launching A Brand management specialist With about three months to go, And now is a good time to make a spending _ Exc New iti ns Offe esy plan for Christmas so you aren't caught in. Experience the convenience & security of * Consider what you spent last ycar. Was save big... a Gulnlcial renay Biecanioee CellularOne service for the first time and it too much, too little, or about right? Have your cconomic conditions changed since last year? If so, adjust your spending year's. With your determinc how much save each month. you may wantto plan from last estimated goal,’ you will have to | Activation And To 5 Hours Up Also consider if you want to takc on a part-time job, if other family members can use their talents to draw the additional income needed, or if there are things your family can go without. When it comes to cellular service... there’s only one! * If you draw names with your family or fricnds, consider sctting a dollar limit. Or, try gift giving that utilizes talents — ao rather than moncy. Now is a good timc to discuss the options with the people with any whom you exchange gifts. * Go shopping without your checkbook, n = cash or crcdit cards. Make a detailed list John G. Carter 387.2722. of items you want to buy, prices and the John © (ole k C. Carter 387-5226 stores that carry the items, Where | Assistant Manager Joe Jernigan with Store Manager Lisa Pearson. per person. Find out when storcs have A&F Enterprises welcomes:new Assistant Manager Joe Jernigan. Joe their best sales and when the items you | ‘comes to Milford from Salt Lake City where he has lived for the past 5 years. He Want will be on sale. Visit the stores ‘is originally from Pooler Georgia. There are six in the Jernigan family, wife Janet, "¢g@larly to ‘Séth McCoy 19, Wade McCoy 16, Aaron McCoy 14, and Joseph Jr. 13. Mr a check for prices and Jernigan will be assisting Store Manager Lisa Pearson. She is the wife of Tony * If you are im serious debt, consider Pearson and has two children, Michelle age 8 and Karlee age 6. a sccing a financial counsclor and focus on They have a goal for A&F of better efficiency and are planning tc ‘he importance of relationships with your vapand the iumber department. As always they concentrate on Customer Service. | Lyman aud Sally Short are pleased to y and fricnds this Christmas. Ifyou | Bi yu cml ge youre md you iN EE Thank You don of Clorene Greatwood, aud - Roy .Greatwoed, Friday, the twenty ocuenth | 4 | Sepitamber “The marriage wilt be at dx 0 clock with a reception to follom from seven ee oa (9796. | / , autil wine 0 clock at the Ell . Lodge, G50 plus for his outstanding care of the golf course. His dedication has changed the property from a dry weed patch to a green playable course. St. George, Utah. West 1250 Worth eee All of us golfers should give Russell Smith an ‘A’ a : LaMarr Morris ef 60 _cash loan for: and Winter Expenses! 4 | —ityouneeda Cash Than forFall Back to sciioot If you can use extra cash don’t hesitate to call or stop e BILL CONSOLIDATION e AUTOMOBILE EXPENSE in. Let us know how much you need. Give us a short time to complete the details e HOME IMPROVEMENTS | ° HELP FOR FAMILY OR FRIEND e WEDDING PLANS | | : e NEW CLOTHING ing for you RIGHT NOW! | os | NAME when loan today. We’ve got a “pile” of cash and it’s wait- REPLACEMENT ..- YOU and, upon approval, the money will be waiting you come by. Try it! Don’t’ delay. “Rake” ina e NEW FURNISHINGS e FURNACE | : ye e MEDICAL AND DENTAL EXPENSE IT. 1 Southern Utah Federal Credit Union MILFORD OFFICE P.O. Box 798 Milford, Utah 84751 387-2422. ST. OFFICES ALSO GEORGE, CEDAR at re 2 relate eel talents NEEDS | | IS Taam we LOCATED IN CITY, HURRICANE |