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Show 8 Wednesday February 24, 1982 Sw& Cwtut i li;4 Sjaltgki Masonic Temple Has More Than Just (Continued from Page was the which against ticing polygamy law. Because obeying the law, is part of the masons duty, a policy was initiated to exclude Mormons even though many early Mormons such as Brigham Young, Joseph Smith and Heber C. Kimball were masons. This circumstance became known as the us and them syndrome, says Stowe. 1 ) Record Keeping System History Can Help jn the Home How much time do you spend each year straightening out your household business affairs, especially when income tax time rolls around? How do . people decide what records are impor-tant to keep and what they can discard? discard? Some masons believe Mormons were inspired by many masonic symbols. Mormons originally petitioned the grand Master of Illinois for authorization to set up a lodge in Nauvoo. Quincy Masons, however, protested the Lodge, but Grand Master Abraham Jonas, a shrewd politician who would soon be a candidate for a state office, saw strength in the Mormon vote and ignored the petitions and granted Mormons permission to hold lodge meetings beginning in Oct. 1841. On March 15, 1842, Jonas allowed the Mormons to set up a lodge in Nauvoo. That day, Jonas promoted Joseph Smith, three degrees practically upon sight. Hyrum had already received his third degree in the 1820s at Palymra, New York, in Mt. Moriah Lodge no. 112. Hyrum was installed Worshipful Master of the Rising Sun Lodge of the Ancient York masons in Nauvoo. It later became the largest lodge in Illinois. Redd Durham, an LDS institute instructor at the University of Utah, said in a Mormon History Association address, there are many parallels between early Mormonism and masonry At the time he was shot, Joseph Smith, a master mason and widows son (as Hiram was), gave the distress signal heard by members of the mob. Due to Nauvoo Lodges size, other lodges became jealous and because several Mormons were pushed through degrees so quicklv and conducted other apparent infractions, the lodge charter was later taken. , 'ri.'" ' v The masonic symbol of the Richfield, Hiram Lodge No. 12 is prominently encased above the door entrance for all to see. Local masons contribute money to help crippl-On the other hand, Dallin Oaks and Marvin Hill, in Carthage Conspiracy, state that defendants in the murder of Joseph Smith, which included Jacob Davis, Thomas Sharp, and Levi Williams, were initiated into Warsaw Lodge no . 21 in Oct. and Dec. 1844. Before spring, all three had been ' ed and needy children hospitalized at area Shriners Hospitals, passed to second degree and Davis and Williams had been raised to master masons. Because of improprieties, state officers took action against the Warsaw Lodge since it had violated masonic regulations by conferring degrees on persons under indictment. The lodge later surrendered its charter. Today, Mormons encourage their members not to join masons and masons in Utah refuse Mormons membership iri the masonic fraternity. But Stowe says there is no animosity between the two. We have no official quarrel with the LDS Church, he said. Utah Foundation Needs and Costs Rising Home Buyer Trends For Sewage Treatment Show 81 Market Increase Many Utahs will be paying sub- stantially more for sewage treatment in the future than they have been ac- customed to paying in the past, ac- munities where the problem has become acute only comparatively recently, costs per family could go as' (Continued from Page 1) 1980. high as $30 a month; and city officials Reversing an earlier trend, the cording to Utah Foundation, the question the willingness of citizens to it research agency. pay such charges. survey showed that fewer first-tim- e private, non-prof- Charges here cited are based on the buyers relied on help from relatives in assumption that most of the cost of making a down payment on their constructing and operating needed homes. sewerage facilities would be paid from In 1981, only 7.3 percent reported It appears connection and user-feehalf or more of the down receiving of revenue sources other probable that will be used, but users appear certain to payment from relatives, a sharp drop The cost to individual home owners 26.2 percent that did so in 1980. face stiff increases in their fees even if from the and business establishments is likely to And as a percentage of down payment is done. this double in many areas, and may go as made by all first-tim- e buyers, relatives as in six times current A major factor increasing the cost accounted for 7 percent of the total in charges high some places. The sewage-treatmeburden at the local level is the recent 1981 compared to 19.5 percent in 1980. but not evenly sharp reduction in federal-ai- d problem is state-widmoney This is partly explained by the fact available for local sewage treatment distributed. that the down payment as a percentage As is to be expected, the problem projects. of sales price was down slightly for tends to be most critical in densely The Utah Legislature in its recently-conclude- d first-tim- e buyers in 1981, to 19.4 percent populated areas and those undergoing budget session recognized from 20.5 percent in 1980. rapid growth, the Foundation states. the problem by enacting legislation to Also, the percentage of first-tim- e Utahs potential for energy resource permit the financing of waste-wate- r who paid 10 percent or less for a buyers holds the boom threat of teatment facilities on a regional basis, development down payment was up in 1981, to 29.2 town development in many now-rurand also by directing that an areas, and serious problems of waste study of the problem be made to seek percent from 23.4 percent the previous disposal could quickly develop in many additional ways of dealing with the year. parts of the state. problem. As part of the same trend, the perof first-tim- e Waste-wate- r buyers who paid centage or disposal involves two significantly reducing, Halting, of down the from personal all payment exclosely related problems: the physical growth is a possible solution to and investments increased savings inin of and sewage-treatmeproblem treating sewage capacity panding dustrial wastes to make them harmless Utah, but this alternative is not being sharply in 1981, rising to 63.8 percent in to human life and to the environment, seriously considered, for obvious 1981 from 51.1 percent in 1980. and the monetary problem of paying reasons, the Foundation states. home Among repeat or second-tim- e for needed collection and treatment number of those on the buyers relying of to local officials health Proposals facilities. of a previous home as the greatly reduce the use of water in Utah the sale which would reduce the source for all or most of the down While the physical problem is large, homes could payment increased in 1981. known scientific and engineering volume of wastes to be treated techniques are fully adequate to handle have both immediate and long-terThe median price of a home purit. The closely-relate- d problem of impact if they were widely adopted. chased by repeat buyers in 1981 moved ; financing needed construction and up to $82,220 from $75,7$0 in 1980, an 8.5 However, the prospect of voluntary operation of treatment facilities is on a wide percent rise, while average mortgage of such adoption proposals something else, however. payments increased to $725 from $660, a enough scale to have significant impact The real impact of the program on future sewage-treatmeneeds is 9.8 percent increase. may best be assessed in terms of costs uncertain, and plans for treatment In making a down payment on the to individual families, the Foundation facilities now under construction are home, 46.2 percent of repeat buyers based on current water-us- e notes, citing the following examples: patterns. generated all fo the down payment In the Cottonwood sanitary District in Efforts are being made, and will from the sale of a previous home in Salt Lake County, sewer charges for an continue to be made, to find and use 1981, compared to 39.7 percent in 1980. average home have already more methods of conAnd 49.7 percent received 90 percent f quadrupled, going from $2.50 to $10 a struction and operation and to devise of the down payment from this source month. more innovative financing methods. in 1981, up from 46.6 percent in 1980. 1 In Salt Lake City, utilities departIt appears certain, however, that a The annual survey was made as part ment planners foresee an increase of substantial burden will have to be of Chicago Tigles with continuing program ' more than charges going ! borne by most Utahns through the to foster interest in home from $4.30 a month for a typical ownership. of this century, in terms of remainder 1995. in month household to $27.50 a the property tax and sewer connection This insurance pays the policy holder In Minersville and Salina, corn- - and user fees. The cost of needed waste-watin Utah over the next 20 years will approach $600 million and may exceed that amount, the Foundation notes in a research report released this week. er treatment for any losses if the title insurer is found to be wrong in its determination. The company issues real estate title insurance, which insures the existence of rights to property or for lenders and home owners. Greater Flexibility Gained With 800 Service Businesses could gain greater operational flexibility and reach more customers with the aid of three new 800 service features proposed by the American Telephone and Telegraph Company. In a filing with the Federal Commission, AT&T said the group of features called Exis possible because of panded 800 continuing technological innovations in the Bell Systems Telecommunciations Network. Expanded 800 lets a company extend its business day, take more calls and yet cut overtime expenses all by using our network to control when, where and by whom calls are answered, said Gordon Eyre, Salt Lake District Operations Manager for AT&T Developed in response to customers needs Expanded 800 offers optimal improvements to the existing . 800 service, which enables a business to receive calls from anyone within a preselected geographical area at no charge to the caller. Single number service permits the e 800 telephone use of a single number where two or more would ' otherwise by necessary. toll-fre- Customized call routing allows a business to route its 800 calls to various destinations, based on the area codes where the calls originate. Variable call routing lets a business change the destinations of its 800 calls based on the time of day or day of the week. Expanded 800 gives businesses a means of expanding into new markets without opening new offices or augmenting their existing labor forces, Eyre said. Single number service, for example, eliminated a businesss need for separate interstate and intrastate 800 numbers and the corresponding need to advertise more than one 800 number. low-ris- e, k With single number service, a catalog companys sales centers in th Boston, Chicago and Los Angeles could share the same 800 telephone number and have calls routed automatically to the closest center. With customized call routing, a trucking company serving the country from a centralized dispatch center in North Carolina could direct all 800 calls from west of the Mississippi to one set of specially trained agents in its office and all calls from east of the Mississippi to another. With customized call routing, a trucking company serving the country from a centralized dispatch center in North Carolina could direct all 800 calls from west of the Mississippi to one set of specially trained agents in its office and all calls from east of the Mississippi to another. m Using variable call routing, a hotel chain with reservation centers in New York and San Francisco could regularly close down one of its centers between5p.m. and8a.m.,forexample, or from Friday until Monday and direct all 800 calls to the other center. cost-efficie- nt Monthly charge for the features are per number for single number service, $100 for each area code set for customized, call routing, and $150 for each shift per week with variable call routing. $300 six-fol- 4 Long Lines. The new features can . be implemented individually or in combination. AT&T has asked that they be available to the public April 25. s. al , Tax records should be kept three years in most cases. However, the government has six years to collect the Each family must work out its own tax or start local proceedings in system, but guidelines can be helpful, unusual cases such as failure to report says Marilyn R. Mason, Extension more than 25 percent of gross income. Home Economist in Richfield. A good There are no time limitations if you record system provides a general view filed a fradulent return or failed to file a of what happens to property after you return. Dont keep everything for tax die, when a family member dies, or but do retain cancelled other changes occur (divorce, children purposes checks that relate directly to a tax reaching legal age, natural disaster, return entry and keep all medical bills retirement, etc.) for three years to back up the cancelled A safe deposit box is necessary for checks. important records. But what conA copy of your return may be ob stitutes important? Put in the box tained by writing the IRS center to items which cant be replaced or would which the return was sent up to six be costly to replace. years past. These items include birth certificate, Formulate a household inventory for marriage certificates, adoption papers, your home files. Begin with one room divorce decrees, wills, deeds, titles to and work through the entire home. For automobiles, leases, bonds and stock each item list what it is, how much it certificates and important contracts. cost, when it was purchased, what it would cost to replace it, and take a not do need Generally speaking, you to keep the following in a safe deposit picture if possible of die room or box: income tax returns, education possessions. records, employment records, bankInclude model number, brand name, books, social security cards, guarandealers name, and a general tees and burial instructions. Keep these Add up the total description. in a home file. replacement cost. This represents what A system of personal records is a your home is worth and what your insurance should cover. reviewed should be Records necessity. at least once a year, discarding those Finally keep a record book of no longer needed. Keep home storage whereabouts of important papers. List files that Include both active and savings and checking accounts, family inactive records. member social security numbers, all insurance policy information, and a An active file will hold unpaid bills, paid bill receipts, current bank copy of the household inventory. statements, current cancelled checks Make certain someone else knows and income tax working papers. After 3 and understands the family recordyears, move these records to a dead keeping system. Your familys storage file. Financial security and planning is vital and can benefit from a good system of Employment records, credit card information, insurance policies, copies keeping and discarding records, knowing where to store and keep such of wills, family health records, appliance manuals and warranties, records and papers. Brigham Young in a Feb. 10, 1867, address given in the Salt Lake tabernacle, admitted to this exclusion. However, he asked, Who was the founder of free masonry? They can go back as far as Solomon and there they stop . . . Now was he a polygamist or was he not? If he did believe in monogramy he did not practice it a great deal, for he had seven hundred wifes and that is more than I have; and he had three hundred concubines, of which I have none that I know of. conferences, councils, including priesthood, temples, anointing with oil, the issuance of licenses, certificates for identifying fellow workers, elders, high priests and even the Book of the Law. education information, Social Security information and a safe deposit box inventory should be included in the active file. f |