Show A2 Household Debt Triples in Last Decade Continued From A-- l sumption starts rising credit will start increasing again" 'Canner and Luckett cited a recent survey by the University of Michigan showing that 85 percent of all house- -' holds had an outstanding debt obli- gation at some point during the 12 months preceding the poll The Fed study said total household debt represented 835 percent of dis- pdsable personal income last December up from 654 percent in 1980 Of that 831 percent was home-mort- -' gage debt and 204 percent was con- - sumer debt ' "On its face this rise seems to indicate a substantial increase in the burden of debt but that conclusion is Rural Japan Still Lives In Squalor Continued From A-- 1 tracked to hike through Inland are fjords hot springs and waterfalls Only 12 percent of Wakayama's homes are hooked up to public sewers the nation's lowest It ranks near the bottom in highways built: less than 15 miles in an area of 1890 square miles i Statistics like these upset US trade negotiators who say Japan has badly neglected its infrastructure and quality of life in a rush to become an economic superpower As part of the Structural Impediments Initiative an unprecedented trade agreement designed to make the US and Japanese economies more compatible Japan has promised to spend $32 trillion over 10 years on new roads sewer systems parks and other improvements Wakayama may be an extreme example but it is not alone Some areas on the outskirts of Osaka and Tokyo resemble giant 1950s housing projects with row on row of weather-staine- d buildings the day's laundry flapping on the balconies "Even in parts of Osaka we have areas with bad sewer systems" fsuda said About 40 percent of Japan's homes are connected to public sewers far fewer than other major industrialized nations Miles of road per car is about 35 percent of the average for the United States Britain western Germany France and Japan together according to US and Japanese government statistics Wakayama city illustrates how different Japan's corporate and public spheres can be k station — k The splendid built like most others by a private railway company — has the latest automatic turnstiles In the men's room urinals flush by electric eye Behind the station is a line of corrugated metal shacks along a murky canal with outhouses in the rear red-bric- state-of-the-a- rt Social Gathering Ends in Tragedy As 5 Die in Fire NEW YORK (AP) — A fire swept through the home of an immigrant Vietnamese family Sunday killing five people including two children the fire department said iTwo people were injured while six other members of the extended family escaped unharmed from the house in New York's Bronx borough said department spokesman Tom Kelly Those who died were identified as Ngo Thi Ky 71 Mia Tran 37 Luyen Tran 33 all women and Linn Nguyen 7 and An Nguyen 3 both boys The family had been living in the house for about 1V4 years and had held a family social gathering that ended about three hours before the fire was reported by a neighbor Kelly said The cause of the fire was apparently accidental but its exact nature was not immediately determined he said Two men were treated for injuries at a hospital - r Spotlight The Salt Lake Tribune Monday April 22 1991 of the stigma that once accompanied not necessarily warranted" the authors wrote "The vast majority of indebted households reported no problems meeting their debt payment obligations on time during the 12 months preceding the survey" they found Still the American Bankruptcy Institute reported that the number of consumer bankruptcies more than doubled since 1985 to a total of 660796 in the year ended last June 30 Consumers filed 90 percent of all bankruptcy cases during that year But Merrill Lynch's Steinberg and the Fed authors all said the increase v as due to bankruptcy losing much it "Not only is it more socially acceptable but changes in bankruptcy law have made it easier for individ-"ual- s to declare bankruptcy without endangering their future" Steinberg said The Michigan survey showed that "other mortgages" primarily home equity loans had the best overall payment performance posting a 964 percent record Next were credit cards with a 926 percent e record and first mortgages with a 906 percent record "Households reported falling behind in their payments most frequently on vehicle loans 91 percent tree-plantin- sopping poncho at the tribute to the environment at the Garden State Arts Center "I think this is a sign Someone's trying to tell us something" Or teach something Messages were everywhere for the estimated 8000 people who attended the event which featured a concert starring Southside Johnny the Turtles Joe Walsh and Grammy-winnin- g songwriter Julie Gold Before the music a group on state-sponsor- trash "Cleaning up the beach is only going to last one day" said organizer Maria Brown "But people here are learning there's lots of trash on our beaches So next time they're here they're not so likely to tolerate it" There also was a volunteer beach cleanup in Seattle which lived up to its green image with several Earth Day events Thousands of salmon were released into a creek in the city's Carkeek Park and trees were planted at the stage led planet" In one of the first Earth Day events about 35000 people gathered at Foxboro Stadium in Fox-bor- o Mass on Saturday for a benefit concert featuring Willie Nelson Jackson Browne Bruce Hornsby and the Range 10000 Maniacs Indigo Girls and rappers KRS-On- e and Queen Latifah another park' In addition a weekend festival at the Seattle Center offered free exhibits workshops entertainment and speakers who exhorted Mulroney Shuffles Cabinet To Combat Drop in Polls TORONTO (AP) — Prime Minister Brian Mulroney faced with slumping popularity and a country increas- cent in the popularity polls has been looking for a way to counter the growing secessionist sentiment in Quebec French-speakin- g Canadians who make up about a quarter of Canada's population long have felt they are in a struggle to save their language and ingly splintered over the question of Quebec carried out a major Cabinet shake-u- p Sunday Although the new Cabinet includes only one new minister Mulroney said he had come up with the right combination to deal with Quebec's secession drive and other crisis "I have full confidence provided that the right people are in place and that the Canadian people accept the enormity of the challenge that is before us and that the country responds to this challenge and not ignores it" he said culture CanadiMany English-speakin- g ans on the other hand oppose any special treatment for Quebec Clark a former prime minister who has been foreign minister for nearly seven years will be Mulron-ey'- s point man in the fight to keep Quebec in the federation He was one of the few men available with all the main requirements n for the job — long experience bilingual and respected in Quebec An added bonus is that he is from the West Alberta Finance Minister Michael Wilson who has been taking a battering because of the recession will run a new industry and international trade and lead a new Cabinet committee on economic and trade policy Dan Mazankowski Mulroney's right-han- d man as deputy prime minister and agriculture minister takes over the Finance Ministry Barbara McDougall moves from employment and immigration to take Clark's place at External Affairs She is the second woman to hold the external-affair- s post in Canada Flora MacDonald handled the job during Joe Clark's brief tenure as prime minister The Progressive Conservative prime minister's principal change moved longtime External Affairs Minister Joe Clark to minister for constitutional affairs Clark also becomes chairman of a new Cabinet committee for constitutional affairs The reshuffling involved about two dozen ministers including some of the most senior in the government but the only newcomer to the Cabinet was Pauline Browes a Toronto member of Parliament who becomes minister of state for the envi- well-know- super- -ministry ronment Both the ruling Liberal Party in Quebec and a recent report by a Quebec legislative commission have called for a referendum on sovereignty in the province next year Polls show a majority of people in Quebec now favor a break with Canada Mulroney who has sunk to 17 per French-speakin- g 150 South State Lindon Utah 84042 (801) - I S 8 "ft a - John Fogerty looked less like a rock legend Saturday and more like a groom at the Eleona Country Club in Elkhart Ind "If it weren't for my musical career we'd be just like any other couRevival said after marrying-Juli- e ple" the founder of Creedence Clearwater Lebiedzinski "I actually think I'd be a pretty boring neighbor" Fogerty met Lebiedzinski a former South Bend hairdresser while on tour several years ago "I was at a party at the hotel in Indianapolis after the show with a couple of the band members when suddenly the crowd parted and there was the most beautiful girl I'd ever seen in my life" Fogerty said "I always tell people that — it was like this light came out of the sky" Lebiedzinski's daughter from a previous marriage lives with the couple in Los Angeles Fogerty's three grown children from his first marriage attended the wedding Creedence Clearwater Revival had several top hits in the late 1980s and early 70s including "Bad Moon Rising" and "Green River" More recently Fogerty has pursued a solo career Ruth Warrick of ABC's "All My Children" says she felt guilty for years over telling a reporter that the movie "Citizen Kane" was based on the life of newspaper baron William Randolph Hearst In the April 27 issue of TV Guide Warrick describes how she inadvertently held up the premiere of Orson Welles' 1941 movie — which was indeed a thinly fictionalized account of Hearst's life She played Kane's wife in the film "Citizen Kane" which premiered at New York's Palace Theatre 50 in theaters nationwide years ago is being Gorbachev Having Hard Time Taming His Monster: Glasnost MOSCOW (AP) — From the d airwaves to fledgling newspastate-owne- dividuals" "I understand the deficit and the economy but what concerns me is that we are not taking into account the burden it is putting on people in pers Soviet journalists are fighting to preserve the freedom to say what they want Six years after Mikhail Gorbachev launched glasnost the most serious attack on the media came this winter from Gorbachev himself after he was harshly criticized for the military crackdown in the Baltics He tried to silence the press by suspending last year's law guaranteeing freedom of the press But journalists countered by starting new newspapers and television and radio networks most of them under the protection of reformist legislatures in the republic of Russia and the cities of Moscow and Lenin- need of health care" Deets said Wilensky said she had sent the proposal to Health and Human Services Secretary Louis Sullivan for his approval "It is not as of yet the policy of the department because it has not been acted upon by the secretary" she said "What we are doing is adding cost as an element into the consideration" she said "We are not proposing that cost in any way be the deter- If there would be a significant added benefit then the cost is not going to be an issue" But she said "When benefits are marginal or basically the same we do not want to pay more than we are already paying for comparable coverage "The notion that things which provide clear advances or benefits might not be covered if they happen to be expensive is not something that would occur" Wilensky said Previous rules have called for considering safety and effectiveness in grad Gorbachev may balk at further economic and political reform but "glasnost has taken hold" said Oleg M Poptsov chairman of the Committee for Radio and Television The broadcast organization was founded last year as part of Russian leader Boris Yeltsin's challenge to central authority Gorbachev is not the only official who has been accused of trying to muzzle the media Zviad Gamsakhur-di- a president of the secessionist republic of Georgia has shut down the outspoken newspaper Young Georgian said its editor Gia Patsuria Norwegian press associations have asked Lithuanian President Vytau-ta- s Landsbergis to explain bis firing of Rolandas Barysas as head of the Baltic republic's news agency Barysas was considered an ally of former Prime Minister Kazimiera Pruns-kien- e a Landsbergis rival who was forced to resign in January The main attack on the press how determining whether Medicare would pay for new services and procedures such as liver transplants and magnetic-resonanc- e imaging The new rule provides for also considering whether those procedures would be more or less cost effective than alternatives already approved Approximately 34 million elderly and disabled people are enrolled in Medicare The overall cost of the program tripled in the last decade and is expected to reach $104 billion this year ever has been waged by Leonid P Kravchenko a Gorbachev lieutenant who took over the Soviet State Broadcast Committee last fall "When he was appointed at the end of last year Kravchenko made it clear that there was going to be only one way of thinking — his way" complained the Russian Gazette a newspaper working under Yeltsin's protection Kravchenko told The Associated ' Press in a recent interview that no pluralism could be tolerated in the d media "Don't you know there is a political struggle going on?" he said He tried to shut down the indepen- dent Interfax news agency which was operating from the premises of ' Radio Moscow a state broadcast affiliate Interfax now operates out of Yeltsin's offices Kravchenko did rein in the most radical prime-tim- e program on national television "Viewpoint" which was known for tough reformist commentaries investigative journalism d and a format aimed at younger audiences Many "Viewpoint" employees moved to the Russian television operation Russian television has managed to ' air only a few hours of experimental programming using space rented from central state television And Russian radio so far is limited to a few hours a day Kravchenko drew criticism from the press most recently when he banned live appearances by three popular broadcasters on the late-nignews program "TSN" "Glasnost is being strangled" said an editorial in the Independent Newspaper a bold new voice with a circulation that is limited to 150000 by the capacity of its printing plant state-owne- fast-pace- ht SPUING SPECTACULAR Leaves Into Oroank Mulch (Om Tore 4 hp "S1"-21- " heavy-du- de d ty CKV nw bagger 6ii41kaf!k C1 19 iTaA'ksX XlKxSv M fa S3 IS Trundle with po lydeck P crcclain finish extra &tt0Jr Haven't you done without Ton long enough? iLt! wu"PhDfcU- IJCtttl L -' w8HPh5" $79 Mattresses available at additional coat i ' Bring in this ad to receive an aditional $10 OFFdaybed purchase t W 1h or Pink i DIM JL J® Pop-U- p I thought were really moving and know we were recording It didn't Warren but touching and revealing wasn't fair" she said "Plus it's a federal offense" she added V salty lanMuch of the interview is taken up with talk — in at Madonna And speaks length guage — about sex gay and straight about her affinity for gay men including her brother She said she felt until she discovered gay dance clubs like an outcast as a teen-age- r I started "I Just felt at home I had a whole new sense of myself male dancer that I almost and every dancers with of time a lot spending knew was gay Then I went through another kind of feeling inadequate -because I was constantly falling in love with gay men" she said That's ' "I think nature my theory bisexual a has everybody at another point "There were phone conversations Persons said he wasn't familiar with the rule but worried that it like other proposals to deal with health costs would merely "shift the cost perhaps from the government to in- S&HI Powder Paint Finish 4 John Fogerty : Horace B Deets a top official of e3 VfSk ttS Warranty Fully Welded A' xA '? 4 tV sit -- Madonna the stamina last year to run actor is a bit the According to Entertainment Weekly has gained120 Bea ty says The reports around not rounder since she's bis new film Bugsy The pounds and needs no prosthetic paunch by his personal cook a prepared meals five cause: day apparent toe tot minute his The actor can however breathe a sigh of rehef At were edited out of Truth or Dare" Madonna with conversations phone an upcoming documentary about her Los Angeles In an interview with The Advocate a gay magazine in industry Madonna spoke among other things about gay men the muricdocumen-terout of the y and why shecut some of her phone calls with Beatty TA American Made White ISA — — — IXVJl — that gave him Warren Beatty should have bottled whatever it was — Madonna with the American Association of Retired I ANGEL DAYBED r - 1 tsssssmsm&wmfflsmssisA 785-284- 1 (TAKE EXIT NO 276 NORTH OREMLINDON) 10-y- v Warren Bestty deficit minant S i xi Gordon B Schatz a lawyer who issues specializes in health-car- e said "I find it a little paradoxical that a program designed to protect senior citizens against cost now may be stepping back from its public obligations to protect them just because something may be too expensive" Wilensky said cost would not be used as the sole determinant but would be only one factor — along with the benefits safety and effectiveness of the new device or medicine The rule which is awaiting adoption would require the federal government for the first time to compare costs and benefits of specific types of care in deciding whether to pay for them Schatz who is familiar with the proposal said the regulation is evidently a response to budgetary restraints brought on by the federal They said they would "pledge to learn how the earth's natural systems work" and "work together toward restoring the health of the ' h lation" concert-goer- s if i e Wi-lens- through the Earth Day pledge X 1 I cost-benef- that Mother Earth rained on their party ' "You've got to love it — Earth Day and it rains" said Ellis Chase of Keansburg huddled under a eco-holid- i f of which were late at least once during the 12 months preceding the survey and other types of installment debt 132 percent of which were behind schedule" Canherand Luckett wrote If thepast is any indication of future performance delinquencies in consumer loans should begin to slacken as the recession eases "Historically this series has begun to rise a few months in advance of a recession period has peaked some time during the recession' then has declined steadily into the subsequent economic recovery" the Fed authors said citing studies by the American Bankers Association WASHINGTON (AP)' — A proit posed rule calling for analysis of new types of medical care for the elderly could put additional burdens on Medicare recipients crit-- : ics said Sunday A federal health official however said the regulation would not be used to block the availability of new technologies that provide "clear advances or benefits" "Up until now cost has had no consideration" said Gail R head of the Health Care Financing Administration "We are just trying to bring it into the calcu- people to change their lives in environmentally friendly ways In Holmdel NJ soaked Earth Day celebrants thought it was By The Associated Press Earth Day became Earth Weekend in some parts of the country as environmentalists got a head start on the annual There was a beach cleanup in San Francisco a salmon release g and party in Seattle educational events in New Orleans and concerts in Massachusetts and soggy New Jersey Monday is the day designated as Earth Day and commemorations are planned around the world In San Francisco more than 200 people spent Sunday on the beach enjoying a mild breeze walking on the sand — and picking up i Medicare Rule Brings Costs Into Equation Concerts Cleanups Mark Earth Day — 1 jglP' 1 B&zr"-!3BH— 1 Z£± "jwa "II ill latltfTiiiiili SaaTHfrjp 27BQ£B7 COTTONWOOD MALL 4833 Highland Drive aWWUWtmuiWaiiBU r : 568-680- 0 HILLCREST 7235 So 900 E M |