Show 'I 2F I 'i'''''' I The Salt Lake Tribune Sunday November -- -o ' ' i::::" I ':v j' ' 0-- ' dzi - ''' ri' ::? -- 'Y'-?4- k 4 ''f' - ' 4 '':': 1 1g 4 1 t- f ' - " ' ' I ' I '' -' rt ''' 1'z4i 4 :K? ''' - ''''''' ' "11 '' F:::f-'- - 1 ? 4 '':? d'?' c:jr 7 - 11'-- i i' If 'f-- ' 7 4 :ia')-)- 0 4-- ' 6" David C Evans Computer Graphics Whiz - at-- I stst Saturday banquet at the Little America :727ollk 11 N -- 4' '' atif a - : iitatiel rj0 opened Boston Fed Svgs Bank Burlington MA 900 Home Owners Svgs Bank Burlington MA 885 885 jimpire Direct Buffalo NY -884 Gapitol Bank & Trust Boston MA Mist Mutual Bk of Boston Boston MA 884 CD Annual Effective Yield Nat'l Avg 822 ' Maine Svgs Bank Portland ME 906 ' 900 Empire Direct Buffalo NY : Boston Fed MA Bank 900 Svgs Burlington Sentinel S&I Phoenix AZ 900 Fast Constitution Bank New Haven CT 890 The yield column is the annual effective ' first CD The return the on the yield year : column shows the average annual yield That is cal culated by dividing the total interest earned over the life of the CD by the number of years of the CD The result is expressed in percentage terms CD Annual EffectiveAverage Annual ' Yields 6867 Boston MA Narl Avge Mercantile Bank First Constitution Bank New Haven CT Capitol Bank & Trust Boston MA RaviHome Loan&Investment Bank 900 962 890 951 884 943 ' donee 880 939 : Home Owners Svgs Bank Burlington MA 880 939 CD Annual EffectiveAverage Annual Yields Nam Avgs814958 First Conblitution Bank New Haven CT 900 1077 Eastern Svgs Bonk Hunt Valley MD 900 1077 Maine Svgs Bank Portland ME 900 1077 Second Nati Fed Svgs Salisbury MD 893 1068 & Trust Bank Boston MA 884 1055 Capitol ' RI $100000 CDs Rate Platte Valley Fed Victoria Savings San Antonio Capitol Fed S&L Aurora CO By Bob Gabele I offerings Over time many situations where this has happened have worked out well both for the buying insiders and other investors in the deals as well Recently we spotted an insider following in the IPO of Chart House Enterprises Inc an operator of 73 restaurants The shares which were initially offered at $1350 each promptly jumped to $1463 before trailing off to their present $13 range Six insiders bought a total of 34955 shares in the offering It's more common to see insiders selling in an IPO The fact that insiders were buyers of this deal makes us feel positive about the issue There are a number of issues that are acting extremely well but are showing a lot of insider selling FHP International Corp is one of them Insiders sold a lot of stock in the $18 range back in the first quarter of '89 In September they sold in the low $40s The stock is already higher Although the selling insiders have not been unloading big chunks of their holdings investors should know that they have been steadily lightening up as the price rises Five sold a total of 369000 shares during the month in the $42 to $46 range The largest sale was that of Chairman Robert Gumbiner who sold 275000 shares reducing his holdings to 1579517 185 TX 10 880 875 Yields for Period End- US MME d 2 General CA 3 Calvert Reserve CA Port k MMF k 4 Evergreen 5 Fidelity CT Muni MM Port k Reserves MM 6 Calvert 7 INVESCO Treasurers Res MMF MMF 9 Vanguard PA 10 Vanguard Muni BoridMM MONEY FUND REPORT of 100 HIGHEST 33408 Holliston Palm Beach N YIELDS Mass 01746 (c) CONSUMER MONEYIETTER - -- Mr Fiedler Mr Egbert ' P4IN tz' Fla Holliston FINANCIAL NEWS SERVICE INC t 'F' Mr Taylor Price HI sold He now holds r David H Engle-berg- 's sale of 25000 shares dropped his holdings to 47050 Three insiders at Wetterau Inc chunks of their unloaded good-sizeholdings in September Director Milton F Lewis sold 38753 shares for $31 trimming his holdings to just 21725 shares Director Robert K Crutsinger sold 38000 for $3025 He's down to 75590 Director Mark S Wetterau's sale of 8300 for 1kroza:ii Mrs Wickens Mr Watson Mr Thompson shares have come a long way this year Trading at the $5 level back in the first quarter of '89 they have rallied their way up to their present $17 range Five insiders have sold a total of 119293 shares since August in the $1263 to $1525 range Chairman Laurence Boucher sold 100000 in August for $1325 each trimming his holdings to just 77835 Vice President Jeffrey A Miller sold 10000 for $1525 He now holds 35873 Director W Ferrell Sanders' sale of 5850 dropped his holdings in half Duke Realty Investments shares have been going sideways most of this year Perhaps this is why two early October insider buys caught our eye Director Lee Stanfield bought 10000 shares for $525 This was his first purchase on record Director Jay J Strauss picked up 500 for the same price He now holds 1071 This makes three buyers here since July (that's 225 times normal for this company) Duke Realty is a real estate investment trust company and maintains a diversified portg folio of properties REIT's are ranked eighth for insider buying in our lists of insider activity in various industries in the Desitrceoettto d $3063 reduced his position to 23772 Wetterau shares fell to $28 shortly after these sales before moving back up to $2950 Superior Industries International shares have been revealing a possible crack in the armor lately Peaking at $2663 in August they've pulled back to their present $2050 level Three insiders sold shares near that peak level Beneficial owner Juanita A Borick sold 7000 for $2588 each trimming her holdings to 931960 Director Stephen J Borick sold 4900 for $2450 He continues to hold 113871 Director Raymond C Brown's sale of 3797 shares for $2525 halved his holdings Add Adaptec Inc to the long list of ' K Insider Trading Six Month Activity Summary Accum Company Nome Albertson's Inc 19 General Electric Co 2 13 General Motors Corp Nature's Sunshine I Procter & Gamble Co 21 Mbonison's Inc Richard C Rowe vice president exercised an op for 2000 shares of common at $750 per share on Oct 16 1989 and now indirectly and directly e ALTEcH $1895 640K RAM 12mg or 144mg Floppy color graphics Panasonic Printer IO ports & DOS th 4 :- - - - ' ' LOCATIONS: 10 obey our coat on all software In stook 2701 S Main Salt Lake City 484-425- 2 ACS 20Mhz 386 System 61 W ling RAM 12mg or 144mg Floppy 286 systems starting at Center Orem color graphics Panasonic Printer IO ports & DOS 7: - $945 225-930- 5 386 systems starting at HOURS: Weekdays 10-- 6 Saturday 10-- 2 9745 I : - - Certificate Of Deposit vije !tuili Solutbgits 1 r6tmath00111111111 Amount 8 25-in- -1 rintIVAMA $2695 5 Font Cartridge PostScript Emulation Plotter Emulation Headlines Cartridge Memory Upgrades ' J VGA 2 16 Pacific Page Laser Printer Accessories TrjrapliWil Hard Drive (28 ms) II mpikuitERs --- ANN Dispose 0 Ai 15:11 ACS 12Lthz 286 System I 20 mg vice president exercised an op- of common between $250 GnefaRobett :Miller on Oct 251989 and now indi- hoids 14394 Co Wafter B Wrision director purchasedt 8000 shores of common between $5675 and $5650 per shore from Oct 18 to Oct 20 1989 ond now directty holds 10000 General Motors Corp Robert J Eaton vice president sold 2142 shores of class H common at $3050 per shore on Sep 19 1989 and now indirectly and directiy holds 145 E Michael Mutchlek vice president disposed et by gift 140 shares of common at on unreported price per share on Aug 24 1989 Mulchlek indirectly (wired by gift 140 shares of common att an unrepoded price per shore that some day and now indirectly and directly holds 10475 ttature's Sunshin Products Inc MemH Gapprnoyer director sold 3000 shores of common at $1287 per shore on Sep 20 1989 and now directly holds 180 Proctor & Gamble Co Wohlb N Zaki vice president exercised on option for 18255 shares at common between 55506 and $8325 per share on Aug 16 1989 and now directly holds 54584 William Bergman vice president exercised an option for 3300 shores of common at $8850 per shore on Oct 10 1989 and now directly holds 10626 Insider Trading is written by INVESTNET Inc of N Miami FL a registered investment advisor US whose insiders are selling shares Like many companies showing high levels of selling these days Adaptec 4 hods 32188 income-producin- Computer hardware companies I VO ?I - Maxim VGA - TA 1 - Latak A 30 mg Hard Drive (28ms) 12-Mon- Atrto '130 4 )4 - cost-cuttin- 7 DONOGHUE'S 141 I I I "4"41 I 'I ti OGDEN (UPI) — Financially beleagured American Savings and Loan plans to close its downtown Ogden branch office Nov 28 and transfer some 1000 accounts to the Roy branch president Alan Blodgett says American Savings and Loan is img measures plementing throughout its 18 Utah and 45 Oregon branches Blodgett said and decided its office space in downtown Ogden was too expensive and inconvenient for customers The $23 billion institution lost $24 million in 1988 and $521000 in the first six months of 1989 Yield column represents compounded effective rate of return to shareholders tor post seven days Past returns are not necessariN indicative of future yields Investment qualify and maturity may vary among funds k - manager absorbing a portion of fund expenses Reprinted in condensed form with permission from 113CDonoghue's Mass 01746 ' t loozve iftti Closing in Ogden 637 637 634 634 631 630 617 612 607 605 MME 8 USAA I 1 4 4J Savings 889 k Tax Fre Money Funds Average 566 Fidelity OH TifMMP k "Source: Columbia First Fed Arlington VA Gill Savings San Antonio TX 8 85 8 85 2 'Source: North Am Svgs San Antonio 8 85 y Transamerica -- '00A 111 AloP win 3reoctooorooW We like to see insiders buy shares of their own company's initial public Money Funds Averoge $22 Govt Cash Res k 878 US Treas MME k One 872 Independence 3 Mariner US Treasury 871 4 Kemper Money Market Govt Port 868 5 Government Cash Series 867 6 Vanguard MMR Federal 867 7 FEB US Government Fund 858 8 Manner Government Fund 858 9 The Galaxy Funds Govt Fund 858 10 Altura US Govt Ob lig Port k 857 General Purpose Money Funds Average 845 I Dreyfus Worldwide Doliar MME k 937 2 The Laurel Prime MM Port k 925 3 Fidelity Spartan MME k 923 4 Alger Money Market Porffo lio k 922 5 Vista Premier Global MM k 918 6 INVESCO Treasurers MM Res k 903 7 Evergreen MM Trust k 900 8 Vanguard MMR Prime 897 k MME 9 Independence One Prime 891 Government-Onl- libmiro 41t PA W HI InvestNet 880 NE TX MONEY FUNDS YIELDS 10 Highest Compound ed Oct 31 1989 ta - - It's Good When Insiders Buy Own Firm's Initial Offerings 8 80 Scottsbluff I t tr"4to viti47--- - 8 85 NE Capitol Fed Sffil Aurora CO Columbia First Fed Arlington VA Sarl Y t : : 7-- : Insider Trading Monitor YIELDS' Platte Valley Fed $&L Scottsbluff 4196 :t: - Hotel Mr Cottrell "An outstand- ing businessman and community leader" said UMA chairman Abraham Markosian "David's manufacturing company is world renowned as pioneer in interactive computing" Founded in 1968 the company does business worldwide with its computer graphics and modeling technology It employs 1500 and its shares trade on the national market (NASDAQ) Seven new directors were appointed to the board: Highest Money Market Yields Highest yields reported by federally insured banks and thrifts as of Nov 1 based on stated rates and method of compounding for lowest minimum deposit available Figures in parentheses are average annual effective yreids offered by 100 large banks and thrifts in the top 10 markets Individual yields for r CDs show both the annual effecand tive yield and the average annual yield The annual effective yield is the return for the first year of the CD The overage annual yield shows the average return per year Over the life of the CD assuming all interest remains on deposit MMDA Annual Effective Yield Nat'l Avg SAO First Dep Nati Bk Tilton NH 902 Life Savings Austin TX 887 Continental Savings Bellaire TX 886 884 Key Bank USA Albany NY NY Direct Buffalo 875 Empire CO Annualized Yield Nat'l Avg 818 Annualized yields are for 12 months and are based upon rate in effect at time account is t ie v 1 i) 1' I 31S— ) ner & Co Salt Lake City Founded in 1905 UMA member corporations account for more than of in Utah's manufacturing employment ' tr w tv1 Air ' ‘ i Scrt: 14 : raoldnilVaantsdomnaortgMaroertowniieFkeeendsCoofTMano: IkroPr - ': ''''1--- 't" night He was hon- ored at at a gala 74 - W i ' '' tion : :7 it0e 4- 4 : r- '' v-- 304 ?712-- :' ' t' ' ' ''''' V4?-- - &0 - ' i R rh'- "''''"':7:'''cp:5))7 !ff-fai- p-- ' 1 Virn- 4 :: "UMA Business Execu- tive of the Year" by the by the Utah Manufac- turers Associa- - : :''iZ'''''" 5 - -- named 1d'O(i0'V elVe)":ci 5 A g 41' ei 4 t- ztm VPA 4 - 41' ' - ' 4r-9- ' 2' -- - ''s 4 4 ' 1 4 wer v i: ''''': ' Ir '6'- - ri:'"'- '94' I ‘4 ' 40:xv 4 r ii -- ' Lynn Cottrell of the Western Dairymen Cooperative Salt Lake City Al Elbert of the McDonnell City plant Kurt Douglas V Fiedler of Coca-Col- a Bottling of Salt Lake L Craig Taylor of Novell Inc Orem David E Thompson of Hercuies Inc's Bacchos Works Don- - David C Evans and chairman of Evans & Sutherland Computer Corp Salt Lake City was - 10 :ii -- I A -- 5 1989 Manufacturers Name Evans & Sutherland Founder Executive of Year i '11' -- 1' '':':4 '7 oikitsdia606Wr - - - 919 S2500-I- CemripPhuAderadIsS uapnedr st today eribrtanTm—d duksaveethlikeecnoevmeprubeAdfodrecaonrecieuralisttyarnamter - accessories computers an kit with everything you need to start computing Printer Monitor Cables Operating and applications software Even paper and blank - - ' ' diskettes It's the perfect one-stesolution for a price ir A -home and business afford student can't to every pass up! sit) ow 9 S211000-494- 9 Come into a all-in-o- 824 846 851 856 800 820 825 830 LAt tnenoun: i 0 )1eld Annual Pen entage 0 Effective Annual Yield 114tY1 :- - - - -- 0 4 R3te stml !rIcr' I:I - Annual tv 0 Annual Percentage Rate l't - rtalt r k l 2 11111111111:1111110 $2 4q9 liar'A 0 ' ' VeZikril Amount tsAlt ttctne 4Lt Aott 7f4Ntzr I rrgritt101 i1 ki4---it- ta ANILRICAN ITAA -- -: Bizictil()N ) 1041 263-384- 229'2 Iiikty s s to stv000 :'''--- - ' 4' it —71 Full - 41 1t 8p -- 4' on 4A 4- - -- '- Hewlett-Packard'- ''' rny LI 0 NLUN STRLET alit flt Li T--‘"-1 4 ' 44:1111414- SUGARHOUSE BRICKYARD 48-321- " INI'll ‘ALLIA REDWOOD 566-871- 1 21)19 I ROY 54b- 1277 7765670 integrated software and blank diskettes ten Computer paper t ' -- — --- ' - 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Star Miaonics This compact laser pnnter his as neatly on your desk as it does in your budget An absolute must for desktop publishing y It provides y reproducible copy and graphics at up to 8 pages minute itiegularly $174q1 : the - - Monographics monitor and adapter support 525" 360K13 diskette dnve power supply y enhanced a 2 Credif al Ow 94: Stiltei ' 411 Unized Covt4rnmeh I it I -2 -- 4 t 4c '4 Dveoits 1r Federally Insured 8081 math coprocessor 44-14-- : f4 ' 49 - — 4'" 511-62- I 7 0NKI-V001- - - r I I ' with: Built-i- 810 830 8351840 I I - --- - tr0" tir '' -- -- LI P0I Ohl 4- dual hard drive interface Built-idual diskette drive controller Built-iparallel port and two serial ports e Three and two half-siz- e expansion slots S(10(10 2tttlot14-LP4- 835 856 862 867 Annuil rere"'t 2 with coupon kr illCal t - r -ill NEC V20 processor rated at 10MHz 040KB RAM with parity checking Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) A I CompuAdd's sleek new 810 computer th 11 i 1 You'll Get: Certificate of Deposit from American Savings makes dollars and sense It has all the flexibility you look for in todav's financial : climate one of the most competitive rates available and has the complete safety and security of United States Government backed insurance American Savings' proud tradition of providing smart sensible savings opportunities continues with high-rat- e certificates of deposit See a nearby office about opening yours today -- r 11 A eirotl4treis al Career Starter Kir' gill A 830 831 8056 862 805 825 830 835 )lvtd VIP 0 Ma - Amount - llv 11 11111104117111---e0111111- o - A 11- : 1 OA a- p Customer driven by design11:74 Superstores Mon—Fri we recerk abe ngh t imjt 9“Anuw Fxes Are sootto to chino Ihowcias italantee dues no Include in North America and Growing 9am to opm: Thum till Spm: Sat softwme or - expendable item ot 9m producu towed at to 5pm sum mats t t 8 1 - ItM1 I Watt- II'MiNtrtirtfkb0p401varlipo2 - AGrdtOlrN!AgqikdouvwSlVVMVNrrt-Vb"dlpgrlqgPKWVIIIK4PWP?Z'Olttn- ' '4 soFqvxkwwstmgqd-m--rropwet"omrrz5vm- 1 1 i r |