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Show r Sun Chronicle, December 22, 1 979, Page i The Active Corvumer Over the past few years, consumer , legislation has been a hot item as more and more regulations protecting the consumer have been passed. The regulations have helped clear up some tactics by financial institutions and have standardized the industry. have regulations provided badly needed aid, they have also caused some confusion. Just what are the new rights of consumers? Who affects whom? And what affects what? While Fortunately, one com- doing something to pany help dispel that confusion. is The worlds leading provider of credit union bonding insurance, CUMIS Insurance Society (a subsidiary of the CUNA Mutual Insurance Group), has been conducting consumer legislation seminars around the country that examine new requirements. ELECTRIC TUNER AUTOMATIC FINE TUNING loan-grantin- g Legal Notice A few regulations to remember are the following: The Fair Debt Collections Act prohibits harassing and deceptive conduct by debt limits certain collectors, other conduct including communications, and establishes a debt verification process. The Right to Financial Privacy Act generally prohibits the release of personal records to Federal governmental agencies without notifying the consumer. The Equal Credit Opportunity Act prohibits any discrimination on the basis of race, color, religion, national origin, sex, marital status, age or the fact that an applicants income is derived from public assistance, pension or nonsalary income. Know your rights. Theyre not designed to protect confuse you. Find out what protections you have-bef- ore you get hurt! Adoption of ordinance Nolice is hereby given that on December 4, 1979, the Roy City Council passed Ordinance 517 repealing Roy City Or' jrnsi S which required a public dinances, Revised 1974, hearing and written notification to property owners within 800 fee! on annexations, to bring Roy City Ordinances into conformance with State statute concerning annexation. Laurel M. Smith Assistant City Recorder OURMIDDLENAMEinSERVICE JS 0UR M ID DIE NAM EMSER VICE IS OUR MIDDLE NAMEMSERVICEJ SERVICE CENTER CHRISTMAS SPECIALS on Whirlpool SPECIAL DISCOUNT PRICING THROUGH DECEMBER ONLY. (LIMITED QUANTITY) NOTICE OF HEARING CAUSE NO OSM-OCTHE STATE OF UTAH TO ALL COAL OPERATORS AND PRODUCERS, AND PARTICULARLY ALL PERSONS IN TERESTED IN COAL MINING OPERATIONS IN THE STATE OF UTAH. Under the provision of Section , Utah Code .Unnotated, 1953, as amended, and Public Law Surface Mining Control and Reclamation Act of 1977, the Division of Oil, Gas and Mining is hereby given authority to make and promulgate rules and regulations for the proper administration of the Acts. Notice is hereby given that the Division of Oil, Gas and Mining has prepared a set of rules and regulations for the purpose of controlling both surface and underground coal A final mining and reclamation pursuant to Public Law hearing will be held on January 9, 10, and nth, 1980, at 9:00 a.m., in the Executive Conference Room - Holiday Inn, 1659 West North Temple, Salt Lake City, Utah. Anyone interested in the' adoption of, or the changes and revisions thereto, shall appear and be heard on the above dates. (A copy of the proposed rules and regulations may be obtained from the Division upon request). DATED this loth day of December, 1979. DISHWASHER hOUNDATION WASHINGTON. D C 95-8- 95-8- STATE OF UTAH BOARD OF OIL, CAS, AND MINING THALIA R BUSBY of the Board ' Secretary Division of Oil , Gas, and Mining West North Temple Salt Lake City, Utah 841 16 1 Phone. 1801) 1588 By Edwin Feulner When a giant freight train loaded with 90 tons of in a suburb of Toronto, poisonous chlorine derailed recently than more 220,000 people, a of evacuation the forcing handful of men working behind the scenes in a small office on Washington's fashionable Connecticut Avenue received several hundred calls about the incident. The meh, .trained emergency personnel, were manning Chemical Transportation Emergency the around-the-cloc- k not by an agency of govCenter, operated ernment, but by an industry trade association. The CHEMTREC operation (featured in a recent issue of the influential TRAFFIC WORLD magazine) observed its eighth anniversary this fail, and in that time has handled some 100,000 emergency calls, jumping into action on 15,000 different occasions. Though the overwhelming maiority of calls are from the continental U.S., CHEMTREC has received calls from as far away as Great Britian, Israel, and other foreign nations. 533-577- Holiday greetings Thoughts of warm appreciation for each other seems to be foremost in our minds at Christmas time The iovous season reminds us of the needed ingredient of human caring and sharing Our many friends that contribute 'u Cerebiai Palsy and Special Olympics realize the personal qualities needed for happiness year round Our wish to all of our wonderful friends is that the holidays may be filled with happiness and the New Year be a healthy and successful one Gary O Tolland Driving a truck under a talse name while getting almost $8,000 in social security disability benefits has cost a Sal! Lake City man a conviction in federal court, with a possible sentence of one year m prison and or a fine of fci.OOO Defrost guide Great Price ThE HERITAGE CHEMTREC SETS GOOD EXAMPLE 40-8- Convicted of fraud power FORUM f ROM b Fxetuliv e D, rector 60 minute time TemperOture probe Solid state vary NEVA!) IN THE MATTER OF ADOPTING PERMANENT RULES AND REGULATIONS FOR THE PURPOSE OF CONTROLLING BOTH SURFACE AND UNDERGROUND COAL MINING AND RECLAMATION PURSUANT TO PUBLIC LAW 95 87. 36-1-- 4, 31WASH MOUTRGC BEFORE TILE BOARD OF OIL, GAS, AND MINING DEPARTMENT OF NATURAL RESO! TtCES in and for the STATE OF UTAH Robert C Van Sickle, social security district manager yi Ogden, said Phillip R Tubb, 456 North 600 West, Salt Lake City was tried and found guilty by U S Magistrate Dan AIsup in Salt Lake City, in a recent rnal Testimony, basedd on an investigation by the Salt Lake City social security office, revealed that Tubb had started driving a truck in 1972, using a fictitious namt and social security number, while still receiving monthly disability benefits The deception continued lor three years, according to Van Sickle, during which time Tubb received disability payment 'ota ling $7,930 We have a responsibility both to the taxpayer and to the truly disabled to expose this kind of fraud, Van Sickle, said Disability payments, under the Social Security Act, go to those who have a physical or mental condition which prevents gainlul work and is expected to last (or has lasted) ior at least 12 months, or is expected to result in death the manager explained Tubb will lx sentenced in the near future Steven W Snarr, assistant US attorney in Salt Lake City, prosecuted the case One of the most unusual incidents took place a few years ago, when CHEMTREC received a frantic call from an airline, whose personnel had found a newborn baby in a lavatory. Concerned that the baby may have suffered permanent physical harm from the chemicals used to and sanitize the commode, officials needed to find out what the chemical last disinfectant could exactly damage do, and how it might be neutralized. CHEMTREC personnel tracked down the manufacturer, and to everyones relief learned that the product would cause no harm. jet-line- t With calls coming into the hotline at a rate of more than 10. (XX) a year, it should surprise no one that at the time of the Toronto derailment where CHEMTREC played only role CHEMTREC resecondary, in involved were teams providing assistance actively sponse one in Holland, Michigan, in two other emeigencies where a freight train loaded with toxic hydrogen fluoride had derailed, and one near Pensacola, Florida, where six cars filled with propane were among 29 cars that derailed from a Louisville &. Nashville freight train. a behind-the-scen- Fortunately, no one was injured in any of the accidents, though there were a number of anxious moments for everyone. A good case can be made, of course, that the chemical industrys responsibility in such cases ends when the products they manufacture leave the company shipping dock but the Hiemical Manufacturers Association, the trade group, doesn't see it that way. and it was created long CHEMTREC is the result befoie it became fashionable for industry to prove itself worthy by doing good deeds (a process which as been named social capitalism). Even today, CMA is pioneering in research on chemical toxicology and on technology for disposing of hazardous waste materials, leading to the recent establishment of the Hazardous Waste Technical Center, another voluntary CMA effort According to CMA. officials, who have ocen gumy oi soft peddling their contributions in the past, it was decided long ago that nobody in the country was better qualified to deal with emergency situations involving chemicals than the chemical industry. So eight veuis ago, the CHEMTREC response system d with its thousands of file cards describing conceivable chenvcal, its sophisticated communicaevery tions equipment, and its highly trained personnel was assigned the job cross-indexe- Scientists have developed and are currently testing nuclear-powere- d artificial ears completely implantable organs that could run continuously and automatically for more than the average human life span. ...the anytime meaSmaEcer Utah's cheese makers have for generations provided Utah and the West with some of the finest cheese produced anywhere. Swiss, Cheddar and Monterey Jack are some of the most popular with Utahns among the many delicious Utah cheeses available. Holiday time is a natural for cheese eating and gift giving. This holiday season treat family and friends to Utah's finest... CHEESE UTAH DAIRY COMMISSION IiTi hi TliLjij!).. Thanks CMA youve set a goou example on how private enterprise can act for the best interests of the people. (Feulner is president of The Heritage Foundation, a Washington-basepublic policy research organization.) d |