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Show 4 Car Care Supplement, Fall and Winter, 1981 Stop spiraling premiums hunocc premiums already through die roof and climbing? Here arc a few helpful hints on getting them back in line, from Aetna Life and Casualty Co.. Hartford, Conn.; Sentry Insurance. Stevens Point, Wis.; Automotive and Detroit-baseInfonaatiao Council You may be eligible for a redaction ra your premium if you: 1. Share the ride. The further and more often you drive to work, the more you may be paying for insurance. Joining a car pool or parting your car in a commuter lot close to your tvnac and taking public transportation could make a difference. 2. Have qualifying young driven. You may get a break if yon have young drivers in your household who are top students or who have completed an approved rhivcr education course or go to school more than 100 miles horn home without using d . rchidc. 3. Have al your cars with aae company. mahiph car discount often a in-n- td A is available to policyholders who have more dim one car insured company. 4. Buy a different make or model of car. cars and sports cars generally are more expensive to insure. Labor and replacement parts, too, frequently cost more. 5. Drive safely. Safe driving habits reduce accidents and, when accidents and claim costs go down, they can affect the premiums you pay. 6. Move. Chances of having an accident are greater in a large city than in a small town or rural area. As a result, if you live in a city, youll probably pay more. high-price- The wav we were Even way back in FDR s time, wasting gasoline was bad news your policy. The higher the deductible, the lower your premium rate. Deductibles of $I(X) were common 10 years ago when the average price of an automobile was about $3,7(X). Now that car prices and wages Some things never change. have doubled, a higher deductible may make more sense. A Not even in nearly 40 years. In fact today, as America $250 clause is quite common seeks to come to grips with its today. 9. Drop collision coverage energy problems, the message burns through stronger than entirely, if your car is worth only a few hundred ever: Waste not. want not. In the Feb. 2. 1942. issue of dollars, because the insurance company will not pay more for Newsweek magazine, a letter from two observant readers at repairs than the car is worth. 10. Ask about eliminating Southeast Missouri State Colduplicate insurance coverage lege. Cape Girardeau, gives Franklin Delano Roosevelt's car insurance and insurance that pay for the economic wizard, Leon Henderson, a tap on the wrist for same things. 11. Shop around for the wasting gasoline, leaving his best price and coverage. car idling at the curb. With the letter. Newsweek When getting estimates, be sure all quotes are for the same cov- reprinted the picture that triggered it. The picture of Leon erage. 12. Stay with the company. Henderson's automobile defiYour longtime record will be nitely shows the motor to be considered when your rate is be- running and Leon is off to disSecing examined after a claim. This tant whereabouts. Perhaps can be more important over the retary of the Interior (Harold) long haul than constantly lekes should speak to Henderchanging companies to achieve son concerning the conservation of gasoline." the lowest premiums. More significant than their candid discovery, however, is their observation: If 30 million cars and trucks in the United States left their motors idling for one minute, a total of approximately 291 .666 gallons of gasoline would be consumed." This slice of nostalgia from the era of "Annie," that great Broadway production about life with Daddy Warbucks, FDR and the New Deal, was spotted by Car Care Council President Arthur H. Ncllen in an aging copy of Newsweek he picked up at a rummage sale. "In those days," Ncllcn observes. energy conservation was essential to the war effort. "Today it is essential to our energy independence and our balance of trade. Whats more, the vehicle population explosion pushes the gas 0 consumption figure beyond one million gallons." The ecology, too. is of much greater concern now than in the 1940s, he points out. Exhaust emissions from a concentration of cars sitting at idle arc not particularly good lor the air quality in that location. This situation can be harmful to the car, too. as it encour d ages condensation inside the engine. This moisture can pollute the crankcase oil and it can accelerate rusting of exhaust system parts. In cold climates, idling for warmup all too often continues to be a way of life even with gasoline costing upward of $1.50 or more a gallon. In our dnve-isociety, it is older-mod- 7. Reduce your annual mileage. Some insurance companies consider the car's annual mileage as a rating factor. Higher annual mileage means a higher premium. (The National Insurance Consumer Organization is proposing that auto insurance rates in most states be dropped five to ten percent because high gasoline prices already are causing people to drive less. N1CO said it could Find no state where rates have been changed to take into account current driving habits. ) 8. Change the deductible n not uncommon to see a dozen or so cars at idle waiting to go through a fast-foo- or check cashing line," Nellen says. Car Care Council urges motorists to avoid idling their engines for more than 30 seconds. Long, frequent periods of idling can require more frequent changes of oil and filter. health-accide- on the collision portion of tits Tune-U- p Chev. 11.95 SSL. Points, Condenser Trailer Brake Parts Tow a chains Tire chains ABB'S Huntington Serving Carbon & 1942: To paraphrase Pogo, the enemy is us . . . Snow tires may belong up front 687-906- Tradition can be hahit-formin- lake snow tires, lor example. For Emery Counties deeades, motorists routinely installed them on the rear axle where they did yeoman service. Hut now. along conics drive And with it. Quality Parts Dependable Service WHOLESALE-RETAI- L Foreign Parts Available front-whe- a change in the rules ears, With snow tires go on the Iron! axle where they help pull the car II radial tires are used on the front, r.ulials also should be used on the real rcgaidlcss ol whether oi not the vehicle is I ront wheel or real wheel dnvc New and rebuilt parts Felco, AC, Monroe & Philco parts T.R.W. parts B.C.A. & Bower bearings Sherwin-William- s Auto Paints automotive finishes Next morning service on 637-275- 9 80 or 637-683- tah 8450 1 Dtfivtry eveileWe GraDBY PABITS North 200 East, Price QitexasiOtis (EKES ordered parts ABOC 2 AOT acme; (MM GanDS Paints in all finishes FACTORY or CUSTOM Acrylic Enamel, Lacquer. Acrylic Urethane Enamel. Metal Flake. Candy Colors. Miralon. 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