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Get easy-to-use FASTEETH at all drug counters. may be coming your way? @ That you may recover less than half the cost of damages in an automobile accident? @ That when yourpresentpolicy expires,it may be renewed at far-higher rates—or may- be not at all? If you need a laxative more than once a week... Here’s Real Relief From Constipation @ That your insurer may go out of the automobile-insurance business entirely? lf you are confused, it is little wonder. Most car owners are. For the barrage of charges and countercharges, new plans and old complaints, is almost enough to convince aayone that the nation's 100 million motorists and their insurance companies are travelling on a legal collision course. Let’s look at some of the developments in nesia, salts, oils or harsh chemical laxatives once a week or more andyou'restill not satisfied—here’s a better way to end constipation worries. Lake medically proven Serutan. It’s different! Unlike other laxatives that maycause irritation or griping, Serutan, taken daily, forms a soft gel which moistens food wastes and shapes them into a well-formed stool. Serutan produces the proper 2mount of bulk needed to help bring peristaltic stimulation to your sluggish colon. Thisis utterly different than forcing your age, no chemicallaxatives. Take Serutanevery dayto get regular—andkeep regular. Delicious Fruit Flavor Serutan now comes in a delicious fruit flavor. Get Serutan fruit flavor or unflavored powder, or toasted granules. When you read Serutan backwards, it spells “natures.” And nature’s way is best. followed. And, say the experts, in view of the fact that changes in automobile-insurance methods must come soon to prevent a total breakdown of the system, no-f2ult insurance seems an acceptable plan. No-fault insurance is also gaining attention, thanks to a Federal Government report that victims of serious traffic crashes, and their dependents, recover from auto-insurance companies, on the average, only one- fifth of their actual losses. Compensation from all sources—includinglife insurance, hospital and medical insurance, Social Security, and disability pay—covered less than half of the $5.1 billion of estimated losses in the period Wo-Fault Insurance: Only a few weeks ago, a 21-year-old bank clerk in Massachvsetts filed a claim for personal injuries suffered in a car collision under the state’s new no-fault studied. law. She received a check in full payment the system with harsh chemical laxatives which may dry you out. You can take gentle Serutan every day because it is a pure vegetable hydrogel and contains no harsh rough- other states will require that this pattern be the auto-insurance field one at a time. same day shefiled the claim. If you’ve been taking mag- other hand, you might miss out on big settlement because you didn’t sue! Will “no-fault” insurance increase the cost of auto coverage? In Massachusetts it was accompanied by a 15 percent rate-cut. It is expected that the insurance departments of This speedy processing is due to the provisions oi the no-fault law (which is now under consideration by manyotherstates). Some insurance companies are entlfusiastic about the plan; others aren't. Underit, each policyholder is covered for his own losses by his own company—regardless of which driver was at “fault” in the accident. 66 Oven Competitive Rating” is being adopted in more than 20 states as a ‘method of determining insurance premiums, It means that automobile insurers can charge,in effect, what the traffic will vear. It means that if your insurance companyincreases its rates, you may have to shop around for the insurer that will offer equal coverage forless. The idea behind competitive rating is that competition, not the law or state regulations, will determine rates. Where there is no competitive rating, a company must get approval Under “no fault” insurance, the costs and delays of litigation are eliminated. In most cases, if you had such coverage, you simply would not be going to court to determine who caused or contributed to causing an accident. insurance rates? It might, although it’s worth You would be reimbursed for your losses up rates are not the highest amongstates. Don’t to the amount for which you are covered— within certain maximum limitations—even if the other driver had no insurance. On the 2 Family Weekly, February 21,1971 from a State Insurance, Departmentto raise rates. Would competitive rating increase your noting that in California, where open com- petitive rating has been the rule longest, the panic about any immediate increase in your automobile-insurance premium because companies are not permitted to raise rates until |