Show - Staniard-Examine- s' sinks to 20 In 1990 10 And we won’t even Tsk tsk Despite considerable new’s coverage talk about what happens after tliat and publicity the truth is lots of folks haven’t quite deducNow for the good news With a First Security those interest woken up to the fact that handy Home for Equity Line the interest paid is all deducttions we've all enjoyed years are drifting away ible for most people 100 While you should talk to a tax consultant for details this does suggest several encouraging possibilities As you can see interest paid last year on things like a car loan a washing machine or even your VISA or Mastercard is no longer totally deductible at tax time Only 65 of it is And this year's allowable deduction drops to 40 Next year it CONVERT ALL YOUR INTEREST CHARGES TO THE DEDUCTIBLE VARIETY Debt consolidation is nothing new But these new tax laws make it more advantageous than ever With a First Security Home Equity Line you could pay off your old loans and start fresh with a single payment— the interest of which is all ‘‘write-off-able- ” Or just establish the line of credit and use it if and wnen you need it For a vacation A kid’s education A little remodeling A new RV Whatever AN INTEREST CAP ON TOP OF ALL TI US Being able to deduct all the interest is nice but only if the amount of interest you have to pay is competitive Take heart Ours is based on the prime rate as published in the lO Street Journal plus only 2 W nich currendy w’orks out to 1075 Annual Percentage Rate (as of 11983) And mere’s a cap on that so if the prime rate increases you’re protected Our rate cap is 12r'r‘ I Iiciiuicwic ruary X will even let you make we Finally for ten years if that’ll help payments TheRx-IductibleH)meEqiiityL- ine ( vtmawit interest-onl- y r Tuesday February IS 1S83 SC ONE THING YOU DONT GET WITH US FEES Unlike other home equity offers you will have to forego a few things with FSB Like the originatitle insurtion fees annual fee filing fee ance fee and appraisal fee We’re waiving all of these until"pnl29 19 We were sure you wouldn’t mind THE TIME TO ACT IS ABOUT NOW up-fro- If you like the sound of this and if you’ve estab Lshea some equity in your home call us at 1 Or stop by any First Security Bank office 00-662-2500 ms cold k the smartest loan you ever floated vH giTStl Security mS |