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Show - 1 2A DESERET - - - v .. . 'j"'W'rX I. .. . . - wwii.r. i V . A, V mffwr .tmt, .w (V.,. . ' .mr-ia- a r 1 in- irii'Tfitmr'iii.i1l,ia)i"nt I ,np ,' NEWS, TUESDAY, APRIL 17, 1973 cash lacked the but to wanted remodel, They -- ' By While Charlie Henderson's wife shopped for a fixture for their bath last weekend, Charlie was busy getting estimates on having the porch enclosed. Bill Charlies neighbor. Stair, is having plans drawn for a new kitchen and Mary Stair wants an extra closet in the master bedroom. Hendersons and the Stairs will soon have everything they need to begin the improvements except money. Charlie expects to get a Federal Housing Authority Title I home improvement loan, and Bill is counting on e increasing the open-enon his house. mor-tagag- Both couples have yet to their investigations. begin When they do, they may be in for some surprises. Not that Charlies idea isnt a good one, For while most banks and savings and loan associations offer special home improvement loans, the true annual interest on these loans will run between 11 and They were turned down this of the amount of outstanding installment debt they had to list on their loan application. If they had failed to list all debts, they would have been giving fraudulent information that could cause them trouble in the future.) The installment loan officer found that the debt on their time because mflRTHfl PflTTOn The d There has to be a f point. Wanting something, some revolving, credit, even needing something is well over not enough if the money is accounts totaled not there to pay for it. $8,000. The Hendersons know now He said that while this w hat they should have know n amount of debt might not pro- in the beginning. They must hibit a loan at some income car, the new camper they bought last summer, and they Would not be given the $5,000 they needed. The Henoersons, who had a good payment record, had never been denied credit before. ; Martha Patton 12.5 percent. The true annual interest on the federally insured loan (FHA Title I) will run 9.15 percent for $5,000, payable over five years. And, on the face of it, Bills idea to extend his open-ensounds sensible. mortage Even the best home improvement loan bears a higher interest rate than a home postpone their plans until the levels (assuming an equally old debt is substantially regood payment record), the duced. Hendersons could not, in his About the same time the opinion, meet the payments Hendersons were filling out on the present indebtedness their loan application form, and the payments on a $5,000 the Stairs dropped in on the home improvement loan as : m association savings and I well. that holds the moilgage on He did them a favor. their house, v mor-tagag- After filling out the loan application form at their bank the Hendersons were absolutely flabbergasted when told Brighten Fater for ..nnmone . hiainii and -- npriiia limwr-- (trial by Fa-t- cr and well arrange for vour I loppy Nr- -t theres repeated, deal of satisfaction people. anyone. When a reierral comes in, a nurse makes a home visit and determines what care is needed by the family. Homevisits. . .clinics. . . nursing education. . . . Theres a lot the health nurse must do. . . case.) 14328 to00 8750 810 and up and up 8750 A Kw 510.00. $1450. $13.00. 520.00 85 & 87'3,) doz. 10.00 iloz. Easter (,orsaes bv 830O SgOO 8750 FLORAL 50. and up 10.00 Man imiiMial Flor depicting the KaMei Swl FI.OFRS orldwidt . . . Huddart Floral A FTD Happy Satifjiion (tiHrantd meone nperiai by Brighton Kiihttr for tele-i- r Molding the FTD Ha v Nest 50 So. Mai Phom- - ALLIED FLORIST ;52-- 0 c j5 . ,.,.h4 anywhere! Call' vit.il Millers and Fllinon!.. 850 10 00 rraiig'-ntpn- lt Naon. and up Ixantilul assortment of Terrariums. Planters and Green Plants. Gome in and browse A around. WE ACCEPT MOST CREDIT CARDS 6166 Sq. State, ' Murray 1 Phone 3 Brighten Faster with the Fll) Happy INcst M ' ,v' St for Easter HETON-CRAME- R for Easter baskets, too. And you want someone special to miss the wouldny and excitement surprise of an FTD HappyNest. Sparkling Spring flowers host a happy crew of holiday fcunnies and colorful Easter eggs in a handsome woven basket. You can spnd a HappyNest almost anywhere by calling or visiting your nearby FTD Florist. (Most FTD Florists accept major credit cards.) j Order now and start feeling good about Easter right away. Grown-upsg- Florists 364-785- 914 East 1 9ih?iuth o pratt&lambertF Satin Luster Enamel Cellu-ton- MT e LUSTER L,fl Nothing compares with this outstanding odorless type enamel for scrubbability, durability, beauty. Ideal for walls, woodwork, furniture, anv interior surface subject to hard wear and abuse. Comes in white and hundreds of exclusive Pratt & Lambert Calibrated Colors", including your favorite. alkyd-bas- e, Surround IJourScl With ideality PRATT & LAMBERT PAINT IMPERIAL Washable WAll-TE- Wallpaper PRATT & LAMBERT COLOR CENTER 2205 So. .4 fig-ur- Violas e (Salt Lak ,.,,; Azaleas lO00 830:1;:' FRKStl FRAGRANT FLOWFRS Want a paint thatfc really scrubhable? Pratt & Lambert be always e should be able to help you which is better in your Mum Plants "15 helping CHERLYNNS The public health nurse must be ?n independent person, able to identify and Cellu-ton- and Daisy Plants public But Its a very satisfying kind of job, says Mrs. Daniels. And it takes a very special person. - A loan officer from "We accept referrals from anyone: physicians, ministers, neighbors, schools, hos- pitals in (This, will not in- for the Plivvrs great 780 East Canter St. Midvale 8 Phone on welfare. work 1250 DOROTHEA'S FLORAL experi- y The nurses referrals. a Hydrangeas lia-k- 58.50. $10.00. $12.50. 513.00 Hyilranj-ea- , 57..l. SIO.OO. 512.50. 515.00 Oin.'sHilhcimuii'l $8.50. ? 0.OO. 12.50. 15.00 7.50. 10.00 up Katrr Filin g percent true, however. s6, s7: FTD I Hapnvfhst annum array of wo4i Call or inilun today, to lie on it- - wav. e 7 longer term. 2153 Eas 21st South Phone Azalea, long-rang- to miller's wEII Isons ending the rggn in their own increase their mortgage terest cud Flowers from The Easter Shop 1 Beautiful Lili ,10,M 9 field Ifop to it percent for the loan rather than 9.15 pay short-ter- 6 But lets see what the two couples found when they actually went after the money. Continued from Page solve short-rang- e and Venereal problems. disease and family-planninBut, Mrs. Daniels clinics, for We provide e moj-tgag- d Hop to it!Af)Sena the FTD friendship to patients ence for students from all the nursing schools in the area, said the director. Health DeThe Is a partment agency. Public health nursing is for everyone, stressed Mrs. Daniels. There is no charge for the services, and they are certainly ,not limited to those be foolish to refinance at the higher rate, considering the of their existing mortsize I gage The Stairs were disappoinj-eto learn they could not gjft They plan to go after a the same interest rate (the loan. home improvement would have to refinance the Theyll be money ahead to d T COLORFl L Another area where the public health nurse is involved nursing education. entire mortgage at an increase of from 64 to 7 percent) and decided they would They looked forward picking up the $5,000 needo to enclose their porch bi increasing their open-enJ. by that amount. d They take medicine, instance. cut-of- Glass & Ask about Paint Company) opn7,,Ti7;Svi0pnv 486-751- FTD Extra Touch Service As an Independent businessman, each S MRMM " Flpwers with Silver, Fine China, Pottery or Crystal . . . for that Extra Touch. 1973 Florists' Transworld Delivery Association. Florist sets his own prices. h MI m f |
