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Show . Wednesday, July 30, 2003 Page 6 Why does the birch tree weep? Maybe its our climate The European weeping , birch tree is commonly found in North America. It is a graceful tree with a weeping habit and beautiful white bark, said Jerry Goodspeed, Utah State University Extension horticulturist. Its leaves now for Sign-u- p Little League Football for Little League Football will be held Thurs- day, July 31 from p.m. at the Old Gym. This is for grades 6th through 8th. For further information call Val Gary Jones at or Skip Jones at Worwood at Sign-up- ' s 6:00-8:0- 0 623-255- 623-225- 623-040- Juab High Tryouts for the golf team will be August 6, 2003 at 9: 00 a.m. at the golf course. All students in grades are welcome to tryout. For more information you may 2 ; . contact Paul Messersmith at or John Fillmore at the Canyon Hills Golf Course, 623-532- ; 0 623-993- The golf schedule will be as follows: j ", J J ' J J 5 I Aug. 14 at Grand Aug. 19 at Juan Diego (Riverbend Golf Course) Aug. 26 at North Summit (Round Valley Golf Course) Sept. 2 at Hobble Creek Golf Course Sept. 9 at Roland Hall (Bonneville Golf Course) Sept. 17 at South Sum- mit (Wasatch Mountain Golf Course) Sept. 23 at Juab High School Sept. 29 Region at Hob- ble Creek Golf Course October State at Pali- sade Golf Course 8-- 9 Utahs growing conditions doesnt mean that it cant be planted here. In fact, a few of these choice trees have grown in our area for years, have adjusted to our lifestyle and even seem to thrive. However, there are also many that look sick and miserable or have even died. Several things are causing problems for these beautiful trees, he said. Along with the low humidity, Utahs drought conditions have stressed and borer. tryouts ' provide a soft rustle as the wind drifts through the tree. The only problem with this tree is it doesnt seem to like Utah, he said. It doesnt actually hate the state, it just has issues with our climate. This European native is accustomed to growing in a somewhat acidic soil where the weather is wet and mild, Goodspeed explained. The fact that it doesnt care for weakened them, making them more vulnerable to insects like the bronze birch School Golf team to hold Although the European weeping birch is the one most commonly planted, other birches grow in our area and seem to be a little less touchy about their growing conditions, Goodspeed noted. There is even one that is native to our canyons. The water birch (Betula occidentalis) is a nice, small tree which grows in our canyons close to streams and other moist locations. This tree, which is normally found growing in multi- stemmed clumps, reaches a height of around 20 feet, with an equal spread. The bark is red to copper in color, and like all birches, has light colored, horizontal lenticle scars which create an attractive pattern on the darker colored bark. A tree that looks similar to the water birch is the river or red birch (Betula nigra). This tree also has a wonderful red- to bark with attractive lenticles. It looks great when grown in - light-brow- n trunk clumps as a multi-steand can reach heights of 30 to 40 feet, he noted. The red bark on both the river and water birch peel as the tree matures. Both trees moist prefer a soil but tolerate heavier, wet soils. They can grow in partial shade, Goodspeed said. As a general rule, a birch with red or cinnamon-browbark is slightly more tolerant of our climate and growing well-draine- n conditions than the white bark species, he said. However, with proper care and maintenance, it is possible for a white barked birch to survive in our area and look good in the landscape. One of the more popular white-barkebirch trees is the paper or canoe birch (Betula papyrifera). This trees name is derived from its white bark that peels off like paper as the tree matures. It is a large birch ranging in height from 40 to 60 feet tall. It has the same climatic concerns as the European weeping birch, but may be a little more resistant to the bronze d birch borer, Goodspeed said. Another very attractive tree is the crimson frost birch (B. X Crimson Frost). This newer selection is just gaining popularity. One dis- tinctive characteristic is its leaves,said Goodspeed. These mean-spirite- d insects then drop onto an unsuspecting gardener or visitor and present them with a somewhat odoriferous gift. Although these insects are not harmful to the tree, they can make a real stink if the tree is by a patio or deck. A registered insecticide may help the situation. Regardless of which birch tree is chosen, remember that drought conditions can be very hard on them. Birches that are stressed due to trunk me We all know that interest rates there's no telling when higher are the lowest they've been in more than 40 years. But, while rates will. So if you've been thinking about buying a home i Far West Bans What your bank should be. Jacey Keith HI Keith debt from hurting our marriage? How can we keep Answer by James P. Marshall and Linda Skogrand, Utah State University Extension Family and Human dont put your marriage on the line. 1. Communicate This is the most important thing you can do to minimize financial fights. Share your financial information, including what you make, what youve saved, what you own and what you Development Specialists Money is one of the topics couples fight about most. It is also a contributing factor in divorce. Debt brought into marriage is an especially troublesome part of many owe. 2. Dont keep secrets Its a bad idea to hide your debts. Share your debts, family financial upbringing and current views on money with your fiance or spouse. couples money problems. According to the Center for Marriage and Familys 2000 research, debt brought into marriage is the number one problem for newlyweds. This makes sense since 67 percent of women and 74 percent of men enter marriage with at least some debt. With the exception of home loans, the debt comes primarily from lems are linked to increased levels of stress, conflict and marital duress, as well as decreased levels of marital satisfaction. In contrast, one of the unique strengths of the majority of happy couples was that they did not have major debt problems. Indebtedness is a factor in many college graduates decisions to delay marriage andor childbearing since starting a marriage with large amounts of debt may put the marriage, in jeopardy from the beginning. Debt can be addressed prior to or after getting married. Either way, it must be & 3. Establish common If you are in agree- goals ment, you will be more willing to work together to meet those goals. What do both of you want to do with your money? How will you get out of debt? 4. Quantify your goals Write and formalize your goals. Plot out exactly how and when you will pay off r your debt. 5. Develop a budget Keep a money diary to get you started. Keep track of everything you spend. You wont be able to stay within a budget if you dont know where the money goes. 6. Use savings to pay off high interest loans Having emergency savings is wise, but if youre paying more interest than you are earning, consider paying off your loans with savings. 7. Switch to a credit card with a lower interest rate Many low interest credit cards exist. Shop around and choose one that gives you a consistently low rate. Dont pay more than you have to. 8. Consolidate your debt Find a low interest loan where you can combine all your debt and have only one payment. This will reduce your monthly payment and help you pay the debt off more quickly. 9. Pay more than the minimum due - Do this on credit cards, mortgages and See Debt on page 8 named to USAA in English The United States Achievement Academy announced that Jacey Keith has been named a United States National Award Winner in English. This award is a prestigious-hono- r very few students can ever hope to attain. In fact, the Academy recognizes fewer than 10 of all American high school students. Jacey, who attends Juab High School was nominated for this national award by Mrs. Lorraine Wallace, a teacher at the school. Jacey will appear in the -- United States Achievement Academy Official Yearbook, which is published nationally. Recognizing and supporting our youth is more important than ever before in Americas history. Certainly, United States Achievement Academy winners should be congratulated and appreciated for their dedication to excellence and achievement, said Dr. George Stevens, Executive Director of the United States Achievement Academy. The Academy selects USAA winners upon the exclusive recommendation of teachers, coaches, counselors, and other qualified sponsors and upon the Standards of Selection set forth by the Academy. The criteria for selection are a students academic performance, interest and aptitude, leadership qualities, responsibility, enthusiasm, motivation to learn and improve, citizenship, attitude and cooperative spirit, dependability, and recommendation from a teacher or director. Jacey is the daughter of Mike and Jana Keith of Mona. Her grandparents are Forrest Anderson of Nephi, and Don and Thula Keith of Antioch, California. Viewing is August 8th from 12:00 noon until 7 pm Aug 9th from 8 am until 12:00 noon. Adoption will start at 12:00 noon using the open bid process. Free gentling clinic will be held during viewing times, featuring Mario Johnson. Approximately 45 Horses & Burros, including 10 halter broke yearlings will be available for adoption. Application required Walk-u- p welcome For more information call for current rates: Nephi: as UNIVERSITY addressed. Develop a plan to begin reducing debt now so you 435-623-06- Goodspeed concluded. telle purple to red colored leaves in the summer, which turn crimson to yellow in the fall. The bark is antique white to cinnamon colored. Its susceptibility to borers is still being questioned, but preliminary reports suggest is has some auto loans, credit cards, student loans and medical bills. resistance, he noted. The whitespire birch (B. Consider this information on platyphylla japonica White-spire- ) how debt affects the marriage is also supposed to be relationship. It is estimated that many bronze birch borer resistant, said Goodspeed. This birch American adults spend up has white bark, an attractive to 80 percent of their wakshape and nice fall color. It ing hours either earning, can grow up to 40 feet tall and spending or thinking about appears to be better adapted money. Debt brought into marto our harsh weather conditions. riage causes strain on the One problem for some relationship because it forces birch trees is that stink, couples to spend most of their bugs like to gather on the ' time and energy focused on The Last Time Mortgage Rates Were This Low, These Were At An All-TiHigh. damage, insufficient water, abuse or neglect are more prone to a bronze birch borer invasion or other problems. To increase their ability to withstand our climatic conditions, water them deep and keep lawn mowers and weed eaters away from their trunk. Plant birch trees in a protected area if possible, and give them plenty of care. If treated properly, they can live for many years in our climate, and even learn to like it here in our arid state, luuseee Gorioteero money. A couples financial prob- 4 Nephi, Utah '(Efje 435-979-28- 51 FDia lS www.FarWestBank.com 38 |