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Show other negative information for seven years. The information which credit bureaus have allows them to sell information to the marketing industry which targets consumers Kathy's Corner About credit reports credit-reportin- child-suppo- rt credit-burea- Diana Aagard Caryl Bowman Wrestlers nlace i sixth at Evanston tourney h Among American High dents and attended Girls State. She is a member of the Levan LDS Ward and has serv-an- d ed in various positions in its Young Womens organization, Following high school, she plans to study business at college, Bowman is a daughter of Bill and Robyn Taylor of Levan. She is a member of the FBLA and the yearbook staff. She was a member Of the chorus and par- ticipated in region small- - and festivals. She is listed in Whos Who Among Stu-Hig- large-grou- p American High School Stu- surers, certain government -- Congress and consumers screaming about easy access to credit files. Bankers and other credit granters are suggesting laws be brought up to date with tough new privacy standards. The reason is credit doctors, or debt fixers, who are putting so much bad information into the system that STRUCTURAL GRADE 129 N. 1330 W.. OREM, UT PHONE MON. - FRI. 6 TO 5. SAT. 9 TO 1 credit-reportin- g Santa says, "Be sure and Though this list might not truth of the matter is that these categories are very broad and provide almost no guarantee of confidentiality for consumers. In fact, there is no requirement that credit bureaus verify the identity and purpose of a requestor before disclosing information. seem too extensive, the our Christmas items before paying higher prices elsewhere." Be sure 17-tea- m and check out our new stock of Huffy Bicycles We are now Nephi's Distributor for RCA and Sharp ProVita takes first place at drill e, bill-payi- agencies, those issuing a court order or an IRS subpoena, and with a legitimate those business need. dents and likes dancing. The You might be interested to attend college following plans Juab High Schools wrestling her to know what is in your credit file, graduation. team placed sixth overall in a and why you could have reason tournament held in to be concerned. Credit bureau Evanston, Wyo. over the files have information on 90 perweekend. cent of the general public. The We wrestled well, but could standard items include your have wrestled better in the later name, address, date of birth. rounds and placed a few more, Social Security number, said Tim Jones, Wasps head spouses name, number of coach. children, and previous address. Ryan Miller placed first in the Juab High Schools ProVita Information pertaining to your freshman division by pinning all placed first overall in the past and current employment but one of his opponents. Also military division of the Utah may be listed along with salary placing for the Wasps in their Classic drill team competition data, the number and type of credit cards you have, respective divisions were Brett held Saturday in Heber. Ludlow, third; Travis Ludlow, information, the third; Lee Poulsen, fourth; Ryan Eight other 2A schools par- number of months reported, curbalances and rent Wright, fourth; and Kyler ticipated. credit limit, terms, Sperry, fifth. t highest Team members are Andrea Delta The Wasps travel-twhen your account was opened, Smith, Melissa Sperryi Shannon. accounts in collection, and inace Wednesday tor a Nicole Christensen, dual match against Delta. The Woodland, ' Jennifer Aiman, tive accounts. Jones, Sonya team will travel to Kamas Rita Steele, Christi Roth, Public record data such as Thursday to tangle with the Shaunalee Haney, Jodi Howard, bankruptcy records, tax South Summit Wildcats. Both Heidi Paula Cowan, Mangelson, penalties, foreclosures and matches begin at 5:30 p.m. Tara Cowan, Diana Aagard, repossessions, civil suits and Heather Rasmussen, Janette judgements, criminal convicJones, Misty Kay, Sarah tions, and other legal proTaylor, Lisa Lynn, Sharon ceedings also will be recorded, Mellor, Karen Mellor, Monica as will the names of companies Jones, Amy Sutorius, and Kylie that recently requested copies of Howarth. The groups adviser is your file. What frequently isnt Lisa Blackett. recorded is the amount of your . u d family-resourc- Diana Aagard, Caryl Bowman honored at JHS Students of the week at Juab School are Diana Aagard and Caryl Bowman. Aagard is a daughter of Brent Patrece Aagard of Levan, She has been a member of the pep club, drill team, and chorus and presently is a cheerleader and a member of the Future Business Leaders of America, She is listed in Whos Who . . debt-structur- mortgage payment, utility bills, USU Extension Home Economist andor doctor and lawyer fees, g Consumer although hospital bills are reported. In some states, agenagencies like to cies are beginning to report late say that not can payments. just anyone peek into your Literally billions of reports credit file. The update consumers credit files each year. Considering the huge Fair Credit Rvolume of information flowing eporting Act into rea files, there says that are be sure some to mistakes. porting agency may give your file to those it be- But unless an entry can be provlieves will use the information ed a mistake, credit bureaus are in connection with a credit permitted by law to report transaction. bankruptcies for 10 years and to Barbara Rowe, According e USU Extension management specialist, your report goes only to those whom you authorize. Signing a credit application is the usual way you grant such permission. Those who are interested might include potential employers, inby Kathy Riggs issuers dont know if a file is accurate or not. Its something about which perhaps more of us should be concerned. If we havent already been the victim of bad credit information whose income, in our files, chances are our turn history, and other may be just around the corner. financial, personal, demographic, and legal informaSTEEL PIPE tion fit certain criteria. It isnt just getting batches of .224$ LB. 12" TO 4" BLACK AND GALVANIZED unwanted advertising that has credit-car- meet Televisions, & VCR's late-payme- nt credit-accou- NEPHI LUMBER COMPANY 1005 North Main, Nephi, Utah nt o Juab High Schools wrestling The NSHS Hawks started the default TheWaspsquicldy gained the lead, however, by scoring pins in their first five matches. Juab beat eight of 10' matches, seven by pins. Winning for Juab were Brett Ludlow, Travis Ludlow, Lee Poulsen, Kyler Sperry, Jeramie Callaway, Brent Wallace, Justin Blackett, and Ryan Wright. 7 t V non-leagu- Juab High wrestlers top North Sanpete 623-014- - Ui $ . ' Juab Middle School hOllOR StUdCltS The students of the week at Juab Middle School are Michelle Parkin, Isaac Spencer, Tiffany Crosby, Kevin Bailey, Trisha Harris, and Nate Garrett. Also nominated were Suzanne Woodland, Jeremy Pew, Tina Aagard, Zetta Lyman, Ryan Hall, Joseph Eyre, Arin Gould, I OT WCeK Burt Garrett, Debbie Poulsen, Joseph Spencer, Ryan Lynn, Robyn Jensen, Erica Jones, Tyler Painter, Velecia Cook, Kelly Greenhalgh, Rachel Bronson, and Joey Tanner. Prizes for the winners were donated by Vards Drive Inn and Burger King. us help you make your wedding easy. We can help you Let send out your announcements n an easy and inexpensive manner. Just two hours instead of two jays and we will mail your innouncements in Juab County V; hat use our mailing list for only address hand that mail announcement will also you We your 16.7 cents each. into in x only 18.7 cents each anywhere the United States.ofCome todayandand ee Allan. He wi:i help take some of the hard work out your wedding ave you money too. The Juab County Commission has pro Dosed to increase its Genera Fund property tax revenue by 91 per cent and to decrease its Debt Service property tax revenue by 1 00 per cent, which results in no increase in overall property tax revenue. Juab County also proposes to increase its total budget by 22 per cent. concerned citizens are invited to attend a public hearing on the proposed tax increase and 1991 budget to be held on December 17, 1990, at 4:30 p.m. All |