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Show Just in case we have a recession "FromWhere I Sit" . by Dennis Hinkamp Consumer Information Writer debfcs card credit to a manageable level. Credit cards usually charge higher interest rates than other debts. Build up your savings, if possible. The old rule of thumb of having three to six months of living expenses in savings Utah State University is true when anEconomists are predicting a especially recession and the ticipating recession. of job loss or reducBy Allan R. Gibson possibility before, been wrong They have in tion , earnings. but the safe course would be at what savings you have Keep least to do some financial planWell boys and girls. Its almost that time to judge the houses for liquid. That is, in savings acin case they are right. ning money-markfunds, anthis years From Where I Sit Christmas lighting contest. Be sure You dont have to panic, but counts, sources. other and enter your house soon. Judging will be on December 16th so you this is a good time to take a be a real estate in may Equity two weeks left. Still havent got the prizes nailed down only have closer look at your finances and but not is it investment, completely yet. I will have by next week. assess , your alternatives, says good to cash. converted easily Dr. Jean Lown, consumer econo- veryTake a close look at your famiof the weekend SLC. in Had some business at the State Spent mist in the USU college employment benefits. If there Press Office on Friday and the Festival of Trees on Saturday. ly life. are layoffs, would you get Mariann says all the trees at this years festival were beautiful. The Even if there isnt a recession, severance pay? How much will exerthis wifi be a worthwhile lights on Temple Square were great and the city was all decked out insurance cost if you health your in its finest, but the crowds and the air were terrible. Descending Brenda Kenison, left, daughter of Darrell and Karen Kenison of cise. Federal law requires off? laid are Lown suggests - looking at into the smog Saturday morning, I remember what a friend of mine Levan; Karissa Olpin, daughter of Lloyd and Chazel Olpin of to offer continued businesses from Heber City said a few years back. He said, As I left Heber City, Nephi; and Angelica Vorhies, (below) daughter of June and Wendy these areas of your finances: insurance at health employee Evaluate your debts and two the sun was shining and it was great As I reached Park City, the sun Bensonof Nephi, will appear in the Centred Utah Ballets produc-wa- s the comabove percent and 8 at North Sanpete High School your options for reducing them. The Nutcracker 18 for to shining and it was great. As I went over the summit and tion ofare months cost up students of Shannas School of Dance in Nephi. This is a good time to reduce panys descended into the Great Salt Lake Valley and all that muck, I They after your job is terminated. e famisilently gave a little prayer that no one flushed it while I was there. If you are a the service From to nice live in a valley that doesnt have the smog. Isnt it ly, you may want to look into the costs of medical coverage The new Nephi Farm Supply, IFA Store, is having their grand under your spouses medical opening this weekend. Stop in and say howdy. plan in the event one of you loses a job. the line who were not able to ob- To the Editor: Im glad that the earthquake that was predicted for Monday, The U.S. Forest Service tain a permit, to keep them from PfQppj didnt happen. I am not so sure that we wont need one in county One apologizes to those people who waiting any longer. Again, we commission after January 1st when the new commission is sworn in. showed up to purchase apologize to those we could not After all the talk before the election about change, it appears, at least tree permits Nov. 24 accomodate. Christmas to me, that after January 1st it will be business as usual at the Mark Sensibaugh in were uanble to do but Nephi, county commission. For some that will be OK, but I would like to see U.S. Forest Service so. some difference after the new commission takes the reigns. As so it Leon Pexton, board president, We regret the fact that due to he worried that the district said goes. the availability of trees, we roles that might was assuming could offer only a limited Are we to parents. belong arg denumber of permits and the or the problem, becomtreating mand exceeded the supply. he asked. it? of ing part Because of the high we Or are CASH responding to the $ $ metropolitan demand and the asked Dr. needs of society? need to prevent of a A representative of the ALUMINUM CANS L. Kirk district Wright, limited number of trees, the Disabled American Veterans superintendent. make no service can forest will be in Nephi Monday, Dec. Board Jerry Angelica Vorhies guarantees that everyone will 10, says the groups Depart- Bosh said the district perhaps a ment of Utah office. get permit. was seeing to it that For those who were unable to F.E. Martinez will be at the simply Stcti 'Suppfcf ff(C who would otherwise children obtain a permit, we are sorry we Nephi Job Service office from 10 E.C. Sherwood, reporter were fed. go hungry to 11 a.m. to help veterans and Snow couldnt accomodate you. 126 N. 1330 W., OREM, UT showed who For those at their dependents apply for up 1.2" PHONE 11 only to find all the permits Veterans Administration 5 96 South Main MON. - FRI. 8 TO 5, SAT. 9 TO 1 sold, we also are sorry. benefits. Upon arrival at 10:80, the number of people waiting in line exceeded the supply of permits, M6SSi3h W3S tODS so rather than wait until 11 to Total precipitation for Nov- start selling, permits were sold earlier. Although this was not as ember, 1.04 inches. advertised, it was done to be courteous to those at the end of To the Editor: i; Oh Dec. 2', the Nephi ComTimes-New- s munity Chorale presented i et o easy-to-get-t- forest two-incom- A public apology page Breakfast DA V rep to be in Nephi Member IQ over-cuttin- IWIcSlAL g vice-preside- Nephi weather , 623-052- RENTA REALISTIC VIDEO CAMERA The For Christmas Parties. Senior Ball . tf person. Terrariums The Times-New- s is published each Wed(LISPS s nesday by the Publishing Co., 96 South Main Street, Nephi, Utah 04640. Second-clas- s postage is Send address paid at Nephi, Utah. POSTMASTER: The Box to P.O. 77, Nephi, Utah changes per day Visit Painter's Plants, 242 South 100 West Nephi, Utah Deadlines: News and advertising, close of business, Monday prior to publication. When a holiday falls on Monday, the deadline is the Friday prior to publication. off on VCR tapes Subscription prices: Six months, $10; one year, $15 in uab County, $11 outside uab County, payable in advance. No subscriptions accepted for less than six months. Single copy price, 504 for use in this camera 623-054- Advertising rates available on request. & 4-- D For the special gift for a special Vance P. and Allan R. Gibson Publishers ,00 Plumbing Builders Supply 5 j Order now for Christmas articles and photographs submitted for publication are subject to editing and only will be used if the editor deems them newsworthy. The editor reserves the right to hold submitted news items for use in later editions. The Times-New-s is not responsible for the return of articles or photographs unless they are accompanied by ed, addressed return envelopes of the proper size. All 66 South Main, Nephi, Utah Nephi, Utah Handels Messiah. It was a splendid experience December 5, 1990 2 Volume 88, No. 49 December5, 1990 Only Delivery TheOnfy Homeowner With ance. Betty Mikkelsen Principal Nephi Elementary School Bike-ca-r dent accikills Ray Brady Blackett gets 'Faith in God' award Brady Blackett, son of Morris and Lisa Blackett of Nephi, recently received his Cub Scout Faith in God award. He is a member of the A. Ray Bradley, 19, was killed Nov. 30 in Las Vegas, Nev. in an Webelos den sponsored by the automobile-bicycl- e Nephi 3rd LDS Ward and is a accident. He was a son of Tim Bradley member of Pack 3133. of Sandy, formerly of Nephi, He is a student in Mr. and Susan Plake of Troopsburg, Neilsens sixth-gradclass at N.Y. He had lived in Nephi for the Juab Middle School, where about a year. he likes math, spelling, and Survivors are his parents and physical education. He likes 1 1 brothers and in- A. Bradley, 19 Burial will be in New York Nephi. Farm Bureau INUWBUNF4 KSUfMCtCQMfMV ts are SGctG Ujzrj 12 PRINTS FROM ONE COLOR NEGATIVE (MULTIPLES OF 12 OfIY PLEASE) from your favorite negative SM.iLMteary.uim 110, AGENCY only 16 120, 126, 135 process only C--41 D Great-grandparen- Erva and Earl Howard of Nephi. State. It's hard to beat Farm Bureau's Homeowners policy with banner features. In fact, most dont even come close. You see, our policy covers what you'd expect Plus, it provides higher limits of coverage than most homeowners policies on money and securities, watercraft, theft of jewelry, furs, silverware, guns and certain other kinds of personal property. You also get guaranteed replacement cost coverage on your dwelling and personal property and coverage for damage to the contents of your freezer or refrigerator due to electrical service interruption or mechanical breakdown. So for coverage that leaves the others behind, foj. talk to a Farm Bureau agent about Homeowners Insurance and ask about our banner features. mmrofmmcuLfuummmmcn 801-623-23- Brady Blackett sisters, sports and working with cluding Tim Bradley, Jr., of San animals. Diego, Calif., Jennifer Bradley His grandparents are Harold Tomaschow of Las Vegas, Nev., and Deborah Bradley of and Marcile Jackson and Evan and Nadine Blackett, all of TAcoma, Wash. Rfa PANORAMA-CANYONLAN- to enjoy the many talents of the entire group. The ladies playing the piano were so accomplished in their performance. Mrs. Wallace demonstrated great skill in conducting the group. I would like to thank all of them for opening the Christmas season with this fine perform- e BetterProtection Than Our Homeowners The Farm Bureau Family. Where belonging makes a difference. . The Times-New- s (Still listed as the best on the market) 20 ; JT 1 special can apply per Kimo's Kcmcra Nephi Agency Manager Terry G. Frost Nephi: D. Todd Petersen 123 South Main, Nephi, Utah Offer Expires Dec. 15, 1990 T I order Pod-WDesign For Can with Extras m IZ2D 370 C3333V 0 205 SOUTH MAIN, NEPHI PRICE GOOD WHILE StJPPLY LASTS' C23-2C5- t |