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Show PAGE 11 NO The Tlmas-lndepande- EXTRA I nt GM ONE KNOWS YOUR 2002 23-2- 9, May Ga stle Rock .Gocdvrench Service 259-543- A M-- F survey of first quarter indicates a decline in demand for pricey homes and a moderate drop in selling prices of homes overall. While this is not good news for sellers, it bodes well for lower income, homebuyers. particularly those who qualify for new, rates offered by the Utah Housing e low-intere- st Corporation (UHC). UHC, which is the state s leading financier of affordable housing, released $25 million bonds this week, providing financing for 230 mortgage loans. The e loans carry a 5.85 interest rate with 2 points and a 6.15 rate with 0 points. In addition, UHC's FirstHome in 8-- pt 30-yea- r, fixed-rat- CSMC SAT. 3 homebuyers benefit from Utah Housing Corporations new interest rates first-tim- e e, home sales in six Utah counties first-tim- V: 'TT 481 S. Main, Moab 2 8-- 7 Low-incom- Plus program offers financial assistance with down payment and closing costs. The number of borrowers using the FirstHome Plus program has tripled over the past year, said William Erickson, UHCs President. Many families who earn a low or moderate household income dont have the cash necessary to cover the costs. UHCs goal is to help them escape the rent cycle, and qualify for a mortgage loan to get into a home of their own. To qualify for a UHC loan, up-fro- nt able to afford the expenses home. UHC offers a home first-tim- ability and reliable Income sufficient to allow repayment of the loan. An example to indicate a payment amount would be If $ 10,000 is borrowed as a Section 504 loan for 10 years the payment amount be would approximately $88 each month. Applicants must be a U S. citizen or provide evidence of eligible Immigration status. Applicants must agree to personally occupy the dwelling on a permanent basis and be able to document ownership. This is a good time to make repairs on your home to prepare for the next winter. Please call USDA Rural Housing in Monticello, Utah at x10 or x13 for more information and an application to apply for this 435-587-24- 001 6 atTv Urtj JTTvi Fortune Dont mis a thing. Subscribe to The Time- Independent In town, $22yer elsewhere $30 units. 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Radi ttjravaa lRoom Decorating f if 00 10 30 to, (19) fiHjiiai Sheet ai Myr Laaua 10 00 1 Pmncl () ,ccj iSA (PAi fWi Smith) I) (cc) (DVS) My Fekoa Americana (i 996) (a) (cc) EdSoNlvan AnMquaa Roedehow jftoctun Enemy of die SUM Movie fry Movie (Jeopardy 2002 MAY 25, rt:00 6 30 My LaR Foot (1969) Branda JUMP Movia Omar limfta (aj (cc RUWt Practice iJPaaamg Go" iT sexual orientation or marital or family status. Persons with disabilities who require for means alternative communication of program information (Braille, large print, audio tape, etc.) should contact TARGET Center at USDA Complaints of discrimination should be sent to: Secretary of Agriculture, Washington, D C. at SATURDAY EVENING program. The U.S. Department of Agriculture prohibits discrimination in all its programs and activities on the basis of race, color, national origin, sex, religion, age, www utahhousingcorp org multi-famil- low-intere- st disability, political beliefs, 202-720-26- website income tax credits to finance rental housing. Since it was founded by the Utah State Legislature in 1975, UHC has provided funds for more than y 65,000 single and people across the state. UHC finances home loans for Home repair loans, grants offered through USDA willingness to meet obligations. To qualify for a Section 504 loan, an applicant must have utilizes state and federal toll-fre- and the development rehabilitation of affordable moderate-incom- e Major League liaabal Marthaa SaruNta Applicants must have a credit history that indicates a participating lenders, call e or or visit the UHC tax-exem- pt ownership education program e for buyers. The Utah Housing Corporation, formerly the Utah Housing Finance Agency, is a public, nonprofit corporation that offers multiple resources to develop and finance quality, affordable housing for low and the applicant's household income must not exceed a certain level. Applicants should also have a reasonably good credit rating, purchase a modestly priced house, and be firstthousands of time buyers through the sale of bonds. UHC also e, associated with owning a Continued... reasonable f VEHICLE BETTER THAN WE DO H 5r ,0f i, tifc()lT4() j |