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Show PAGE 2 -- THE TIMES-INPEPENDEN- REAL ESTATE WEEKLY T .IVLY 13-1- 2MQ 9. Dont let higher interest rates dampen Telephone: Citizens Telecom (800) 921-810- j 1 WaterSewerGarb Moab City Office 259-512- Moab San Juan County 1 259-594- the hot summer Summer heat usually brings a of summertime home sales. flurry 1 But as hot as the housing market I has been for the last few years, pro-- I J 3 (888)221-707- 0 (435) 1 Monticello and move-ubuy- spective first-timers may ie wondering if its still a good time to buy with interest rates j on the rise. And if the time is right, they may be concerned whether they can still get a loan. According to Greg Sayegh, senior J vice president of mortgage lending e (Empire Electric) Moab 259-713- 587-242- 7 San Juan County (435) Grand Countv Garbage Service: 4 Bobs Samtaion: 587-228- 4 259-631- Grand County San Juan County Television: Peak Cablevision Post Office. Moab 259-531- 7 J (435)678-120- 0 Monticello many reasons for prospective buyers stay in the market. Blanding I I I 7 (435) (435) at Washington Mutual, there are I to 259 81 36 259-742- 587-229- 4 678-262- 7 I Drought to you by; S I I 3 u n I ! I 259-569- 3. J Get U 4H1 and we want to help ra yeu mak ft yvurs 121 East 100 South, Suite 107, Moab Res. (435) 259- Bus. (435) 259-1914681, Fax (435) 259-349- g ability, is enough. But whereby the buyer goes through l, the entire loan approval process, actually provides the borrower with a loan commitment subject to finding a home of pre-approv- Continued Jim Insurance U their choice. Knowing a is prospective buyer is often a compelling factor to a seller evaluating an offer. 2. Consider all loan options and terms. Too often, buyers learn of a loan program they think will work without asking the appropriate questions such as, How long will Central Utah Allstate Constnic&onrlnc7 serving southern Utah over 40 years Commercial Residential Custom Homes Homeowners Insurance Builders Risk Business Insurance Energy Efficient Roofing Systems Quality Stucco 170 E. 100 S., Moab 1 259-598- - Cl for a mort- d gage loan before house shopping. Some homebuyers think for a mortgage, a banks initial examination of your borrowing consultation and application. yra Programs for Difficult Credit . Situations. Moab Is our home u g J g Call Jan or Colette for a free 3 3 Ext. 119 (435) check out listing 3147 on pg. 1. Conventional, VA, FHA, u Purchase or Refinance, 3 g Home Equity Lines. Debt ra Cl Consolidation. , Call Cindy Kingsley at home-buyin- TOWNE & COUNTRY I MORTGAGE season g Although rates are higher, 1 believe its a good time to buy because few rentals are available, lenders are flush with credit, listing inventories are beginning to increase, and the benefits of home ownership still outweigh the costs," Sayegh said. But, to prepare yourself for the process, consider these steps: nacaGacaGncaGDcaGaca Realtor Cindy Kingsley of I Coldwell BankerArches Realty Providing FREE market analysis for your real estate needs. J & p home-buyin- fax:435-259-545- - 7 Quality anal Service Die Finest Building Materials Agents: John Fogg Gianne Fosse Renee Lance email: foggjohnOlasal.net n f3 3 Stilled Tradesmen gj (435) GDBQGaCQGaCBGDBDGaBU 259-594- 8 Affordable Country Living in the Heart of the City! ANA5AZI MILLCREEK V REALTY, INC 755 N. Main, Moab UT 84532 Dont Be Fooled By Deals to beautifu Mill Creek Offers yotl 'X 50' ft,he,a"d all ofthese P shade trees Custom maple cabinets -- Refrigerated air conditioning features! 5 Junk Fees Hidden Cost models for a We Can Help You Avoid Misleading Mortgage Gimmicks - We 11 Adjustable Teaser rates tour! v v-, That Sound To Good To Be True our furnished Stop by j are Its Just This Simple! located at 4th East and I Mill We Can Answer Your Mortgage Creek Drive, across from Daves Program TOWNHOMES IN MOAB! 435-259-74- 88 www.anasazirealty.com 688-424-48- VIC HOEM FOR LOCAL FHA &VA Approval Authority 259-450- 0 Second Mortgages A & Equity Loans FREE INTERVIEW toll FREE 1030 S. BOWLING ALLEY LANE, SUITE 4, MOAB, UT 30 email: Incomes Next Day Loan Decision CALL Most AFFORDABLE for Less Than perfect Credit Buy a Home With Nothing Down Comer Market Questions anasazilasal.net w OFRCESjjgOABJLrr MONTROSE, CO DELTA CO CORTEZ, CO |