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Show eo JUNE Continued to help qualifying buyers get into a quality, affordable home and start earning equity instead of throwing money down the rental drain." The Federal Reserve has raised overnight bank rates five times in less than a year. Each time banks receive an increase in interest rates, they pass it on to their customers. Currently, the variable rate is 16.57 on credit cards, 9.37 on new car loans, and more than 10 on home equity loans. 1-- 7. 2000 - THE UHFAs mortgage rates are typically more than one full percentage point below conventional rates. As a result of fixed the recent bond sale, a in7.15 loan carries a rate mortgage two discount with terest rate points or no 7.45 Interest rate with discount a For example, a family earning points. an annual household income of $31,000 could qualify for a loan on a $90,000 home with a total monthly payment of $720, instead of paying more than $830 with a conventional loan. 30-ye- ar TIMES-INPEPENDEN- REAL ESTATE WEEKLY- - PAGE3 T Pacific American Company Mortgage Service Inc. A Unit The Utah Housing Finance Agency is a public agency that finances and develops affordable housing throughout the state. UHFA is totally and receives no appropriations from the state. Established by the Utah State Legislature in 1975, UHFA has fi- of Mortgage Portfolio , nanced the purchase of more than 43,000 homes for low and moderate-incom- e families in all areas of Utah. For more information on a UHFA e or mortgage loan call toll-fre- 359-520- 0 j- - Rena Carver Million Dollar Producer 23 years financing experience in Moab More than 40 loan programs available In Moab Tuesday, Wednesday and Thursday Hfiab ntzgcrdi zrt prcrd to er.r.cnce ' '. . contracts tiity CT3 cn Fhcra 2 cf fTr--bs , ; 7 . cswcst retiitRtid 4 ftrn CaSSaq; Oitliwn wt3 Ctckwi Twt Hat MlxmiN Bmw My Opta Hmt; Ow luri Har fla 4 (435) 259-448- 9 fax: 259-451- 6 cell: 260-104- 6 550 N. Main, Suite E Wti Mwim P Grand Junction (800) fax: (970) cell: (970) I r ft8rhawrcc3Kariarf wtgy aypahitaieirttat r V.2& CC3X97.7325 435.259.6050 st wimriraY&sgtCfn cq -- " M 2I9-92- 868-378- 4 256-008- 7 261-331- 5 Equal Housing Lender -iag iMJ'lliH I tTrfiinwi3TJi3Bb foil fl if fl ferf Don't Be Fooled By Deals That Sound To Good To Be True Adjustable Teaser rates Hidden Cost Junk Fees We Can Help You Avoid Misleading Mortgage Gimmicks r It's Just This Simple! We Can Answer Your Mortgage Questions Programs for Less Than perfect Credit FHA Next Day Loan Decisions VIC H0EM FOR LOCAL 2594500 i' I VA Approval Authority Second Mortgages t Equity Loans A FREE INTERVIEW TOLL FREE S. BOWLING ALLEY LANE, SUITE 4, MOAB, UT OFFICES: MOAB, UT MONTROSE, CO DELTA CO CORTEZ, CO Mi t - - rM' 1 030 V- - Incomes Buy a Home With Nothing Down CALL Zj' . --V v e-J- jS .ZzZ ? . vf' mm i - WTi- s- - - - "-- |