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Show ( Page - THE DAILY HERALD, Provo, Utah, D4 Sunday, November 6, 1994 Entertainment's history, according to Henry ance, Missouri, where he was appearing. Today, we are used to the feats of electronic wizardry, but in 1926 it was a mira- "Say, Frank, can I get into this Backward Glance thing? ' ' It was my word processor, Henry. "What can you add to my memories, Henry? After all you are just an electronic cle! "The next hour was devoted to works of Beethoven, Chopin, and Verdi. The WEAF Light Opera Company next took to the microphones with excerpts from the Gilbert and Sullivan's operetta Pinafore. Then came Edwin Franco Goldman's band with a stirring rendition of The Stars and Stripes Forever. ma- chine." "Well, I've heard you read aloud some of the things that happened in radio, when you were only 9 years old. I've got them recorded for posterity on "There then came some from A the famous comedy vaudeville team of Weber and Fields. Following their patter came dance bands from four New York hotels and night clubs. George Olsen held forth at the Pennsylvania Grill, Ben Bernie from the Roosevelt Hotel, B.A. Rolfe (who later was to lead the Lucky Strike Hit Parade Orchestra) was at the Backward Glance my floppy discs. I'm talking about 1926 when NBC had an inauguration gala to celebrate the formation of the Red and Blue networks. "The flagships for these two d'Or, and Vincent Lopez of Nola fame, was picked up at the Casa Lopez. "Truly an uplifting potpouri were WEAF and WJZ in New York. It was Nov. 15 that they linked up with 17 other stations from coast to coast to broadcast the AVi hour show that emanated from the Grand Ballroom of the old Waldorf Astoria Hotel with pickups from other locations in the of music and comedy. What have you done recently to equal this entertainment gift to the listening, or viewing, public, Frank?" Look, Henry, I've been out of the production and writing field for a few years. But remember, I was in it since 1933. Perhaps I'll regale you with some reminiscences that might equal yours. One thing to keep in mind is that programs were uplifting, educational (and this was before public broadcast-ing).jan- d the material was CLEAN! We did not have to resort to street language or murky situations to attract the young. Programs were put on to entertain and edify, not pollute the mind in the name of Freedom of Speech. Put that on your floppy disc, Henry! And any time you have some interesting information to impart, be our guest. and popular, with some comedy thrown in. The first hour and a half consisted of selections by .the New York Symphony Orchestra conducted by Walter Damrosch. Soloists were baritone Titta Ruffo and pianist Harold Bauer, plus the New York Oratoria Society, and an innovative remote pickup from Chicago of Metropolitan Opera diva, Mary Garden. Then came a monologue by Will Rogers, whose routine was picked up from the dressing room of a theater in Independ- - wisecracking More doctors are prescribing retirement for themselves I Actually, I called him my personal physician the way the press refers to medical men who By ED HAYES Orlando Sentinel 'Vonderful, thank you," I always replied whenever this certain doctor greeted me and asked how I was feeling. ; "Wish I could say the same for rjiyself," he'd say with a rueful e shake of the grunt and a head. - And I'd say, "Well, I have an awfully good doctor." And he'd laugh appreciatively. Because he Was my doctor. woe-is-m- All members of the Provo Senior Citizens Center having birthdays the first part of November, are invited to the birthday party Wednesday, during the luncheon, beginning at noon. Entertainment will be provided by the Academy Squires. Reservations for the luncheon are required before noon Tuesday, and can be made in person or by calling the office at 379-662- The Utah Department 0. of Human Services began its winter utility program Home Energy Assistance Target (H.&.A.T.) Tuesday, for senior citizens and disabled persons. Outreach worker, Elva will be at the Provo Senior Center Tuesday, from 9 a.m. to 1 p.m., to help seniors with their applications for the program. You will need to bring with you or provide: some form of identification; social security cards for yourself and all persons in your household who are 18 or over; a copy of your most recent utility bill from each of Lar-se- Step-by-ste- n, your utility suppliers; verification of attendance at the Energy Fitness Class; verification of proof of income received by all members of your household during previous calendar month; and proof of medical bills paid during previous month if you intend to use a medical deduction. The Provo City Council on Aging Board will meet Wednesday beginning at 9:30 a.m., in the lounge. The Spanish Class is cancelled for the month of November. The American Association of Retired Persons (AARP) local chapter, will hold their meeting Thursday beginning at 10 a.m., in the lounge. Kim Mageno, from the Sleep Disorder Center of Utah Valley Regional Medical Center, will speak on Sleep Disorder Problems. All seniors are invited to triotic service will be held at 11 a.m. at the Center. Free organ lessons, sponsored by Keith Jorgensen's, will be taught at the Provo Senior Center on Friday mornings. Anyone interested in the lessons must attend an orientation meeting at the Center Nov. 18, beginning at 10 a.m. Seniors can meet with Outreach Worker Elva Larsen, Tuesday from 11:30 a.m. to p.m., and :30 Mike Benedict, Friday from p.m., to receive help with H.E.A.T. applications and other assistance programs. This week's schedule: Ceramics Class 9 Monday a.m.; Golden K Kiwanis 10 a.m.; Bill Kirby at the piano music and dancing, Sit and Stay Fit 11 a.m.; Seniors Over Sixty Luncheon 12 p.m.; Leo and Edna Prows entertain 12:15 p.m.; Ceramics Class p.m. H.E.A.T. Program Tuesday s with Outreach Worker Elva Larsen 9 a.m. - 1 p.m.; Por 1 1 1 1 attend this valuable free meeting. All regular activities at the Provo Senior Center will be cancelled Friday in observance of the Veteran's Day Holiday. A special pa 1 sign-up- celain Doll Class 9 a.m.; Cleo Petty piano music and dancing, Sit and Stay Fit (daily) 11 a.m.; Seniors Over Sixty Luncheon noon; Fabric Painting Class 1:30 p.m.; Tuesday Night Dance 8 p.m. Wednesday - COA Board Meeting, Creative Crafts Class 9 a.m.; Sr. Variety Band music and dancing, Sit and Stay Fit video 11 a.m.; Seniors Over Sixty Lunch eon, Birthday Party at noon; Entertainment by the Academy Squires 12:15 p.m.; Bingo, Class 1 p.m. 4 Senior Health ProThursday motion Clinic 8:30 - 11:30 a.rii,; Bob Ogle piano music and dancing 11 a.m.; Seniors Over Sixty Luncheon noon; Maggie Griner at the piano 12:15 p.m.; Duplicate Bridge 12:30 p.m.; Sewing Class, Country Line Dance Class 1 p.m. . Closed for the VeterFriday an's Day Holiday. Special patribtr ic service 11 a.m. guide to planning for estate taxes p Palais networks United States. "Music, both classical November brings a full schedule for seniors - DENVER (AP) If the prosthe of federal pect government collecting up to 55 percent of the value of your estate upon your death is a tough pill to swallow, now is the time for some preventative medicine. Fortunately, with advance planning and application of some basic principles, there are legitimate ways to preserve in your estate thousands of dollars that would otherwise go to the tax collector. "Many people are clearly not familiar with the basic rules of appraising their estate or with how the federal government regulates estate taxes," said Gregg Parish, an estate planning specialist at the nonprofit, independent National Endowment for Financial Education (NEFE). The first step in evaluating your estate is to determine the nature and value of the assets. These might include your residence, a vacation home, household furnishings, savings bonds, stocks, checking and savings accounts, pension benefits, life insurance policies, automobiles or any other property. It also helps to familiarize yourself with how the federal government determines the value of the individual assets. "For married couples with assets owned jointly, only half the total value of these assets is included in the estate when one partner dies. Assets within this portion of the estate (stocks, bonds, etc.) are valued at their market price at the time of death. If you die before you retire, and therefore before you have begun to collect your pension, the value of your vested pension benefits is fully included in your estate," said Parish. Step two of your estate planning strategy should be to identify deductible expenses. These deductions include funeral expenses, the called the taxable estate. Once you know the amount of your taxable estate, the last step of your estate planning strategy is to calculate the estimated federal estate tax liability on the taxable estate. The good news on this front is called the "unified credit." This is how it works: every individual, no matter what the size of his or her estate, is entitled to a federal estate tax credit that absorbs, dollar for dollar, the amount of that individual's federal estate tax liability up to $192,800. This assumes that while alive you did not make any lifetime gifts to any one individual in any one year that exceeded the gift annual exclusion amount of $10,000. "Here, a rule of thumb applies: for your federal estate tax liability to be greater than $192,800, your taxable estate must be greater than costs associated with the decedent's last illness (if applicable), unpaid debts, liens and mortgages and, administrative expenses for the estate. "You also should identify property that qualifies for a marital or charitable deduction," Parish said. The marital deduction is derived from any property in a decedent's estate that is passed outright to the decedent's surviving spouse. "In a similar fashion, the charitable deduction results from any property the decedent leaves to a qualified charity either by will or by some arrangement such as a trust, where the charity does not get the benefit of the property until the time of the decedent's death," zation." , "Effective planning also requires that you don't underestimate your estate's value," Parish said. Many individuals mistakenly assume that their estates don't exceed $600,000, but in these days of appreciating home values and sizable pension plans and life insurance policies, estates are often surprisingly large. While lowering your estate tax liability by following a few basic rules seems simple, Parish cautions that calculating federal estate tax can be highly complex and special rules apply in community property states. '; Consequently, the $600,000. $600,000 amount is often called the 'exemption equivalent,'" Parish said. As long as each spouse holds no more than $600,000 in separately owned assets, a married couple can own a combined total of $1.2 million in assets, and the entire amount for both estates escapes federal estate taxation (assuming the first spouse to die doesn't leave he said. Any property qualifying for the marital deduction or charitable deduction is not subject to federal estate tax liability. The property remaining after the deductions is look in on heads of state. Admittedly this was a wee presumptuous on my part. Unlike presidents and other bigshots, I still had to sit in the doctor's waiting room. But the phrase had a nice satisfying ring to it. 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