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Show Provo, Utah. Saturday, May 6, 2000 THE DAILY HERALD, (www.HarkTheHerald.com), Page C6 Democrats want to .'make privacy an issue WASHINGTONXAP) Democratic lawmakers and administration officials are tant election-yea- r The issue. opposed by Republicans, most its and prospects for congressional passage this year are dim. "Every time I go home, I go door to door and people ask me about this," House Minority Leader Rep. Dick D-M- vote on." Rep. Edward Markey, Depression-er- the Clinton-Gor- express consent before sharing with other firms sensitive personal data such as medical and insurance records, or lists of what people buy and where and allowing banks, ment firms and insurers to get into each other's busi- . nesses. "We made .an important Investor A chooses a taxable investment. Investor B chooses an IRA, but no contributions are deductible. Investor C chooses an IRA, and all contributions are fully deductible. After 30 years, assuming all three investors are in the 28 percent tax bracket and have paid all taxes owned on their investments:- Investor As investment has grown to $115,435. Investor B's investment has grown to $176,178. Investor C's investment TOLLEY Continued from C3 type of IRA, your income and whether you or your spouse are covered by a company- retirement contribuif Even the plan. tions aren't deductible, IRAs always allow the earnings on -sponsored your investment to grow that can Assume three people invest $2,000 annualljrand earn 8 percent compounded annually. propos- e al would require a financial company to get a customer's invest- insisted that the pri"should animate issue vacy the fall elections. It's a subject which touches every Look what . do for you. ers, barriers a ... we did not go .far enough," said Treasury Secretary Lawrence Summers, appearing at a Capitol Hill news conference with Clinton's top economic adviser, Gene Sperling, Gephardt, Markey and other Democratic lawmak- and insurance companies share personal information on their customers with other firms. It goes beyond privacy rules included in legislation that Clinton signed into law in November, removing said of is one "It Thursday. those animating issues that people are going to Gephardt, start last year but single family in America." The proposal, outlined by Clinton in a speech Sunday, would tighten recently enacted restrictions on the way banks, securities firms is legislation House Minority Leader Rep. Dick Gephardt, has grown to $244,692. Annuities An annuity is a www.hera.de they buy it. "Every time I go home, I go door to door and people ask me about this." make to promising President Clinton's new proposal for protecting consumers' privacy an impor- "Visit 'us oflline con- tract between an investor and an insurance company. In return for the money you loan the company, it pays you a fixed rate of interest (for fixed annuities) or the return your investment earns in funds you select (for variable annuities). Like IRAs, annuities are intended for retirement; therefore, they often included surrender fees for early The idea is that a consumer applying for a loan or credit card from a bank, for example, shouldn't have to worry about getting rejected because of medical data provided to the bank by an Coming Sunday: insurance company with which it is affiliated. Some senior Republicans Access Magazine were unconvinced. "Late last year, Congress approved the most impor- tant protections of financial privacy in U.S. history," said Sen. Phil Gramm, chairman of the Senate . D A guide to the best new search engines Home office: Put the Web to work O What is the Linux D Webbys applaud best and brightest ofWeb Banking Committee. The rules to put those protections in place are still being written by regulators. We need to give customers and their financial institutions time to absorb those new' rules, before we consider operating system? new Web reviews, including: allergies, Mother's Day, small business and student travel Plus, 61 changing them." It :( is mimiitt withdrawal of funds. Each of these investments offers its own advantages and disadvantages, but all offer you an opportunity to lower your tax bill next year. Contact your investment professional today to learn whether investments are suitable for you. Each day you wait could affect your next "tax bill. tuBEST Steven H. Tolley is an investment representative for Orem-base- Edward d Jones & reached at Co. 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