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Show July 23, 1998 D Hubbard Golf Course NEW DRESS CODE POLICY: Proper dress and appearance standards are expected of golfers at all times. Players should exercise discretion and good taste with attire and behavior. Shirts will be worn at all times. Tank tops or designed as undergarments are not allowed. Language and design on clothing must be in good taste. Halter and tank tops and frayed shirts are not allowed. Cut-of- f shorts, gym shorts or short shorts are not allowed. Footwear, only spikeless shoes that will not damage the green are authorized. Soccer and baseball shoes are not allowed. For more information call Ext. HILL AFB AMATEUR: Saturday. You must have a UGA handicap card. COL COTTER'S FAREWELL: July 28. Golf tournament and picnic lunch. Attend one or both events. Golf tournament begins at 7:30 a.m. with scramble shotgun start. Cost is $8 (cart) plus green fees. Picnic lunch and send off begins at 12:30 p.m. at Centennial Park. Cost is $4 per persom. Lunch tickets are available when signing up for the golf tournatment or your SPTG Unit rep. The picnic lunch menu features fried chicken, baked beans, potato salad, roll, butter and soda. RSVP to Russ Burton at the Golf Course at Ext. NLT. July 24. four-perso- n D Community Center THORNTON COMMUNITY CENTER. Bldg. is open to all active duty mili460, Ext. tary, retired military and Department of Defense civilians. HOURS: Monday-Frida- y 9 a.m.-- 6 p.m.. Saturday 9 a.m.-- l p.m.. closed Sunday and holidays. is at 6 a.m. MonJAZZERCISE: Cardio-Quic- k day, Wednesday and Friday. Body sculpting classes are on Thursday at 4 p.m. Jazzercise Lite is at 4 p.m. Mon.-WeJazzercise is scheduled for 5 p.m. Mon.-Fr- i. and at 8:30 a.m. Saturday and 9 a.m. Sundav. JUNIOR JAZZERCISE: For children Through July 4. Cost is $14. Call Angie Kirby. V U lecture provided by Health Care Integration. issues. They will also be talking about BALLROOM RENTAL: The ballroom may be rented for parties, weddings and other occasions. Check out the reasonable rates. TICKETS AND TOURS: Southern California e entry pass, Universal Studios, Knotts Berry Farm, Sea World, Movieland Wax Museum, Ripley's Believe It Or Not Magic Mountain, Medieval 's Times, San Diego Zoo, Wild Animal Park, Best Western Inn, Ramada at the Zoo in Monday-San Diego and prepaid phone cards. Hours: Friday, 9 a.m.-- 6 p.m.; Saturday, 9 a.m.-- l p.m.: Sunday, closed. We now have the capability to order Disney World and other Florida attractions. Advance orders only between 9 a.m.4 p.m. only, Monday Friday. Please allow one week for orders to come in. LOCAL TICKETS including Cineplex Odeon Theaters, Cinemark Theaters, Hogle Zoo, Park City Mine Adventure, Crystal Springs, Lagoon, Holiday Island, Raging Waters, Dinosaur Park, CherrvHill and Tracy Aviary. LAGOON DAYS: Hill AFB Lagoon days are Tickets are on sale now for $16.95. August 23-2Tickets must be used between these days only CFC NIGHT: July 23 at the Ogden Raptors. $2.50 per person. Tickets on sale now. AIR FORCE TEEN TALENT CONTEST: Sign up now. Show your talent on August 11 at 7:30 p.m. Rehearsals begin July 28 at 6 p.m. and continue every Tuesday. Youth ages 13-1- 8 or older if still in high school or graduated in 1998, with active duty parents are eligible. Competition is divided into eight categories within three divisions. SUNSHINE GENERATION: Every Tuesday, for more ages 2 12 to teens. Call Ext. information. MARITAL ARTS AND KICKBOXDJG: Classes will be every Wednesday and Thursday at 6 p.m. Cost is $30 a month. CREATIVE MEMORIES: Offered the second Thursday of each month from 7:30-9:3p.m. $20 Irt II What is the Index? index is a percentage rate based an one of several regularly published financial indicators. Some of the most common are: 1. Treasury Yields LIBOR (London ' 3. Cost of Funds for Savings Institutions in the 11th District (COF) 4. Inflation Rates (PLAMS - Price level Adjustable Mortgages) index goes up slower and comes down slower, but does not reach extremes. The COF usuoffy change in the monthly payment. inflation rate indexed have increased quickly and decreased slowly in the past. The borrower may foce sudden increases. What is the Initial Rote? Most ARMs begin with a rate lower than current market rates. This beginning rate is the initial rate, COF lately, this initial rate has been increasing in many ARMs. Often the initial rote than the fixed rate. combinations P&l Ext.7-325- CARTER CREEK CAMP: Reservations for Carter Creek Camp summer season are now being taken for all DOD personnel Carter Creek Camp, located on the North Slope of the Uintah mountains, features five cabins that sleep e people, one cabin that sleeps people, three trailers that sleep two, three private RV sites and three tent sites. The camp has men's and women's showers and rest rooms, picnic tables, barbecue grills and spectacular hiking and scenic areas. UPCOMING TRIPS: Open to all DOD employees, their families and guests. JACKSON HOLESNAKE RIVER WHITE WATER RAFTING: August Wake up to a sunrise scenic float through Grand Teton National Park. Hang for the thrill of white water in the afternoon. Enjoy the great shops, art and nightlife ofJackson Hole. Trip includes trans n one-fiv- (cl () i Chap- ter 163 of the Air force Sergeants Association will have its general membership meeting Tuesday at 3:30 p.m. in the Enlisted Club. Bldg. 450. All members and are invited. For more details, call SSgt. Frank Martin, Ext. 1 is ol features is best for himher. Mm go higher thou me Rfe cop., What Is the Margin? represents additional yield to the investor over and above what the investor would ftWetkoSy pay to borrow money. The margin on each ARM can vary, but it usually foils between two and three percent. Once a margin is set, it will not change during the life of the loan. not much lower The The index What Is the fully Indexed Rote? and the margin combined are the fully indexed rote. L.OW COST M ORTOAOE TGmt American for More Info Coll 773-- LOANS! PuichaieRftitunce 2nd Mortgage or Credit Lines 13V hrtWwww.greot'Omcricon.toni Commercial SUN VALLEY To MORTCAGI PLUS Call Cid At SS 625-43- 1 Real Estate Cbrmttng Advertise Your Business Our2imt yr OLD WEST MORTGAGE CO. In The Mortgage Directory Star 1 D AF Sergeants Association GENERAL MEMBERSHIP MEETING: Wl Id Mortgage Q&A was Provided by: Clyde Wilbur of J ground, trip leader and two dinners, two lunches and two breakfasts. Cost is $89 per person. Must be 10 years or older. Only one rider per ATV. Spaces are limited, sign up early. Fish Lake ARCHERY ELK HUNT: Sept. unit spikecow hunters choice. Have a great hunt with Outdoor Recreation. Trip includes transportation, trip leader, ATV support and one steak dinner. 16-1- year old must be accompanied by guardian. Cost is $46 per person. Spaces are limited, sign up earlv. SIGN UP FOR ALL ACTIVITIES AT OUTDOOR RECREATION: Bldg. 524. Phone Ext 7- - 2225. For additional information contact Al 75 SPTGSVRE. Ext. Stone at Ext. Ext. What Is the Life Cop? also have a butit-i- n Srnr) or "life cap. The life cap is the highest interest rate that can be charged during the 6fe of the loan. No matter how high the index increases, the interest rate may payment will be due. Your adjusted payment wiff be af'Free 1 Hour Approval of Purchase or Refinance of FHA VA Conventional New Construction & Jumbo Loans Credit A to D- - 14-1- ARMs What Is the Payment Change Dote? payment change date is the dote a new due on the payment change date. at at Outdoor Rec. Bldg. 524, Ext. FISH LAKE ATV TRIP: August Spectacular high alpine mountain riding with lots of wildlife. Trip includes transportation, ATV, riding for two days, helmet all gas and oil, camp- for the Pii can increase or decrease at each adjustment. No matter how high the index may facraase or decrease, the adjustment will be limited to the cap. A good ARM will limit the annual iscreose to 2 or less. Usually, a lower cap would be associated with a higher initial rate. A higher cap might have a lower initial rate. The borrower should evaluate each ARM to determine which results in less The 5 a.m.-noo- how Why h the Index Important? Changes in the index determine the change in the interest rate on as MM. Treasury indexes tend to go up and down quickly and reach extreme highs and lows. The ., 5 The - June 8, 1995 Memorandum Interbank Offered Rate.) Outdoor Recreation What is the Interest Change Dote? Merest change dale is the date when a new interest rate is effective. Interest change dates occur about on month before the payment change date. The interest change date does not affect the P&l peymeet until one month later. What Is the Adjustment Rote Cop? ARMs hove bufrm limits or 'caps. Each adjustment usually has a cap. The adjustment cap limits The 2. D HOURS: Located at Bldg. 524. Summer hours 9 a.m.-are Mon.. 8:30 a.m.-- p.m., Tues.-FriSun. and holip.m. and Saturday, 8 days closed. THE LOG CABIN on base is available to rent for parties, weddings, receptions, reunions, squadron functions, etc. FAMILY CAMP: Rates are just $10 per night and include electricity. The Family Camp also has a new restroomshower, laundry facility. All DOD employees and retirees are eligible to use the Family Camp sites. For reservations or information please call the Family Camp Host i I:) be-1- 2 a.m.-noo- packages and tickets, including Disneyland early V portation, campground for two nights, rafts and equipment, trip leaders and three meals. Children must years or olders. Cost is $98 per person. KINGS PEAK BACKPACKING July 2. Conquer the highest peak in Utah. Hike is difficult about 13 miles round trip from vehicle to base camp. About 11 miles round trip from base camp to the summit and back. Must be in good physical condition. Primitive camping. Trip includes transportation, backpacks if needed, trip leader and snacks when we return to the vehicle. Must be 12 years or older. Cost is $24 per person. ARCHERY BIG GAME SEMINAR: August 4, 6-- 7 p.m.. Riverside Archery will host this free seminar. Learn about the latest equipment and accessories, tips and strategies. Please per class ($10 will be applied toward a Creative Memories Album). Lorene Kamala, instructor, acts as a consultant to simplify photo album pages and help students overcome the obstacles of feeling overwhelmed, lack of time, budget constraints and creative block. For more information call Ext. BLOOD DRIVE: Friday and July 31,9 Help save lives. Remember your loved ones. Make it a habit. Please donate. FOR MORE INFORMATION on any of these items, call the Thornton Community Center. Ext. or stop by Bldg. 460. for more information. HEALTH CARE LECTURE: Every Monday 2:30-3:30 from p.m. there will be a health care COMPETITIVE RATES 24th St.. 101 OgdOT 1", Join us in 72 585 I iw.TSS worship! Less than perfect credit? 17ESTCATE NEED AFRESH MORTGAGE 627-567- 4 OPEN: Cell MichMl f0 ?4m Sutf 0 100 Ogffon U H FHA CONVENTIONAL CONSTRUCTION ONE TIME CLOSING - GUARANTEED APPROVALS e HOUR 4 CONSOLIDATION 2- UP TO 13SN LTV CREDIT. THAN PERFECT OK LESS - IN WRITING CALL TODAY WHILE RATES ARE LOW 444-92(808)417-021- 1 LAVTON: Checkout the church page for listings of local denominations In our area, or call the base chapel -Ext. 06 -- for more Information. |