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Show Choose a home insurance rtha meets the coverage you ifteed Regardless of the size, age, construction or cost of your home, everyone still has one thing in common: If you owe money on your home, you will be required to provide insurance coverage. However, if you own the home completely, unlike automobiles, you . are not required to buy insurance, but few people are foolish enough to have an asset as valuable as their home carry no insurance. Thus, most people face the decision of where to buy their insurance in-surance and what type to purchase. Many different choices are available to the home insurance consumer. Generally, home insurance in-surance is sold in three different levels of coverage. A basic form policy (HOI) covers the perils of fire, smoke, explosion, theft and several other perils. A broad form policy (H02) covers all HOI perils plus such items as freezing of water pipes, hitting your house with your own car, and several others. The third form of home insurance is called a special form policy or H03. It is much broader in scope than either the HOI or H02 policies and is now the most popular policy being sold. Other choices entering into the purchase decision concern the various options available. One of the most popular options is that of replacement cost coverage on your personal property. With this option in force, the personal property lost due to a covered peril is not depreciated de-preciated whereas depreciation is applied to damaged personal property under a regular policy. Another option is full glass coverage, which deletes the deductible on broken glass. A regular policy requires that you pay your deductible (usually $100 to $250) before the insurance company enters into the loss. A third option available is called contingent worker's compensation. This option would protect you if you hired X n i xs i .fan AT?nII LOW BME PE3ICES! VST G W i -v , ff5Al-i?a Plus free Coleman merchandise with each new purchase. Ask NO PAYMENTS FOR about Offer expires 52485 nrSPin Get a couPon for full-size UW. FREE CUTTER INSECT REPELLENT Q-!! fa Just for Visiting, (while juppSes last). Lehi Farm Equipment 1001 East Main, Lehi 768-8487 ALLIS-CHALMERS Lawn and Garden Equipment 1 High Quality EIC3GE' BOOTS Super For Water J iaS'-- Gki fSw v" .! . i Ideal for ground cover, hunting-fishing, boat cover, household uses and many others! All Sizes Available. YARDAGE DAf.l CAMAS 6' Wide, Waterproof 6' Wide White Duck ffTTl Price Per "J A. Running Yard "V" 4,., Y?lv,ytt .J '-"'M someone to do work (i.e. mowing lawn, fix plumbing, carpentry, elq.J on your home and they were injure while working for you. . , Still another option is an earthquake ear-thquake endorsement which would cover your home for losses due to an earthquake. The options that you choose can add significantly to the coverage of your policy as well as the price. Talk to your agent as to which coveragesoptions he recommends for someone in your specific situation. Still other factors affecting your purchase decision are the price you pay for your insurance and which company you choose. Although it is possible to find large differences in price from one company to another, generally home insurance is competitively priced and differences dif-ferences in premiums are small. The company you choose to purchase pur-chase from can affect you in regards to how accessible they are, how financially-secure they are, and how quickly they can handle your claim. Finally, one of the most important aspects in your home insurance purchase is the agent with whom . you will be dealing. If the agent is committed to serving your needs, and is willing to meet with you and explain your policy, you will be much more satisfied and comfortable com-fortable with your home insurance purchase. An agent who is accessible ac-cessible and willing to help you after you have suffered a home insurance loss can greatly speed up the claim handling process and be a valuable asset in your dealings with the insurance company and the claim representative. You should feel comfortable in calling upon your agent and having him review your policies as the insurance industry in-dustry is a rapidly changing field with new options, coverages and changes being made frequently. on (0 1 If you want to get the most for your homeowners insurance dollar, check with State Farm. Call, and let me explain State Farm 's unbeatable combination of service, protection, and economy. Calvin Blohm 785-4266 63 East State Pleasant Grove Utah i SIAH fARM 1NSURANCI (SS I? j "Farm Sale-A-Bration" continues Lehi Farm Equipment is currently celebrating spring with a "Great Outdoors Sale-A-Bration" in cooperation with AHis-Chalmers Lawn and Garden Equipment. According . to Lehi Farm Equipment owner, Val "Emo" Player, low sale prices are being offered on top quality garden tractors, lawn tractors, walk-behind mowers, walk-behind tillers, riding mowers and diesel tractors. As part of the celebration, free Coleman merchandise is given with certain purchases until May 24, 1985. And while supplies last, customers can get a free coupon good for any full size Cutter Insect Repellent. Also offered until May 24, 1985 is a financing program where customers can buy now and get free 90-day financing and no payments for 120 days with qualified credit. "Your One Stop Fence Store" Chain Link 50' Rolls 48" 60" $2S00 $3350 $4100 $4Q50 100 FT. COMPLETE FENCE Including 2 end posts, 9 line posts top rail, fabric and all fittings 42" $ -J 0600 " 40 " $ 1 1 1 00 Financing Available ACME FENCE CO. 224-53911 (Jf VVNOUSAll VISA & Master Card IICENSED CONTRACTOR M40 WIST ttXTU OfiLM TV (w 2 Wh u PRICE OF FIRST SPRAY NEW CUSTOMLRS ONLY w coupon THE LAWN PROFESSIONALS FERTILIZING WEEDS INSECTS WANT A BEAUTIFUL LAWN? Let PRO-LAWNSCAPE feed it and keep it healthy with our expert service WE SAVE YOU TIME AND MONEY 1 Ou' service includes 4 sproys per yeor We contiol your weeds 8 insects We lieat shrubs 8 (lowers professional service at do it yourself prices tisfaction 100 guaranteed rsonalijed. individual service Locolly owned and operated . EXISTING CUSTOMERS WILL RECEIVE $10.00 REBATE Pro Lawnscape P.O. BOX 1705 OREM, UT. 84057 FOR A FREE ESTIMATE CALL: SPONSOR WHEN SPONSORING NEW CUSTOMER 705-0600 mm II lift I I I I II III " I ' I r II Price Effective Thru April 30, 1985 1145 North State, Orem - Phone 224-2121 Open Weekdays 8:30-8:00 Saturday 8:30-6:00 H 6Ortho Veaetable GarderFooj, Ortho Vegetable Garden Food 5-10-10 5 Lbs. Ortho Tomato Food 5-10-10 r i Reg. V j i-io. vi iiy While Supply Lasts sOrtho Tomato Food , '.'Tx Rossis Tree Stakes Tfie k.isv wv lo dulivui lei till zur (u (he toot Z'jni;b (jf pni d pljnliiiys Jubt Unvc sLiki.'! inio tjruund nlony dnplirm. xv'Y- Treat Your Trees Mu Right For Arbor "'-o Day This Year ( ' I Reg. 3e SALE Three types to choose from: Special Evergreen Stakes Super Fruit Tree Stakes Super Tree Stakes w ! raps Hipafii 1 mm REBATE. S3 U- M SEE STORE Mill BC.PO .FOR DETAIIS Reg. Price Jdf3 Net Price With RebutG Coiipon 20 Lb. All Purpose 15-15-15 Covers 3000 Sq. Ft. 24 Lb. Lawn Food 21-7-14 Covers 4800 Sq. Ft. mi Ortho Books Reg. 5" SALE t EACH ORTHO UP-START Vitamin B-l Plant Starter Stimulate early, stronger Quart root development in your plants. Use on fruit trees, vegetable vege-table plants, shade trees, ornamentals and flowers. Up Start promotes a greener, mote vigorous plant. One quart makes up to 16 gallons. . Pin, $qm A Hunan a 1 Bare Root Concord Grapes Other Grapes Interlaken Alden Fredoma Himrod EACH Seedless Concord Dolaw.no' Niagra White Muskrat r j Ii I 4 |