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Show r Families Gilp each oEier MM homes Ten families showed off their new homes, built through a program called "Mutual Self-Help Housing," by Rural Housing Development Develop-ment Corporation (RHDC). RHDC is a non-profit organization organi-zation created to help income eligible families achieve the dream of home ownership. The program is designed for a group of ten families to work as a team and provide "sweat equity" to build not only their own home but also all the families' homes within the group. All homes in the group must be completed before any family can move in. Over a period of eight to ten months, each group works under the direction of two licensed contractors and contributes more than 65 of the construction labor on each others homes. Each family volunteers a minimum of 30 hours per week to carry out construction activities activi-ties such as framing, roofing, painting and finish work. The homes are three or four bedroom and measure over 1300 square feet of finished space with a full-unfinished basement. The mortgages range from $115,000 to $120,000 and are administered through the U.S. Department of Agriculture-Rural development. develop-ment. USDA-RD structures the repayments on mortgages to be affordable. Bank of American Fork and Utah Housing Corporation also . participate in a portion of the mortgage loans. The Mutual Self-Help Housing program has been in operation in Utah County for three years, having built homes in Pay son and Salem. December 25, 2003 - The Springville Herald - Page Eleven The completion of these ten homes bring the total number of homes completed in Utah County to 50. Ten more homes are currently under construction and a groundbreaking ground-breaking for another ten will be held in January 2004. To become eligible for the program, an applicant must have low debt, good credit, enough income to qualify for a mortgage with USDA-Rural Development and be willing to contribute the labor necessary for the project. The applicant must also be income qualified and earn" less than 80 of the area median income (i.e. a family of four must earn less than $44,9()0 per year). , Anyone interested in receiving more information about the Mutual Self-Help Housing program is encouraged encour-aged to call Rural Housing Development Corporation at (801) 375-2205 and ask for Karen Weatherspoon. mm (S mwum (En. raiBW MT. WEST ANIMAL HOSPITAL Dr. Harold Judd Davis, D.VM. - Veterinarian 410 S. 450 W. - Springville 489-9676 See us for all pur pet needs! frH3ffiUiil3 Johnson Tire 409-5621 oiu im. Main - aprinaviue We accept all competitors coupons on service work! 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