Show b bL T u AU u j tars rs immediately ahead of us is the proper means by which readily to vitalize Its credit corporate and individual and Its Us originative native brains What will It profit us to be free if it we are not to have the best and most accessible Instrument instrumentalities t of commerce and enterprise What will It profit us to be quit of one ono kind of monopoly If we are to remain remain re re- main In the grip of another and more effective kind How are we to gain and keep the confidence of the business business business busi busi- ness community ity unless we show that we know how both to aid and to protect protect pro pro- it What shall we say if we make ake fresh enterprise necessary and also make it very difficult by leaving all else except the tariff Just as we found it U The tyrannies o of business big and little tittle lie within the field of credit We know that Shall we not act upon the knowledge Do we not know how to act upon it If a man cannot make his assets asserts s available at I pleasure his assets of capacity aud and character and resource what satisfaction satisfaction satisfaction tion is it to him to see opportunity beckoning be to him on ever every hand when others othera have the keys of credit In their pockets and treat them as all but their own private vate possession 1 It is perfectly clear that It Is our duty to supply the new banking and currency system the country needs and that It will Immediately need It more than ever The only question is When shall we wo supply it it now now or later after the demands demands demands de de- mands shall have havo become reproaches that we were so dull and so slow I Shall Shall ll we h hasten sten to change the tariff laws 11 laws ws and then be laggards abo about t makIng mak mal making ing it possible and saBY for th the country roun- roun try to take advantage of the change There T re rean can an be only one answer to that question We must act now at whatever whatever whatever what what- ever sacrifice to ourselves It is a duty which the circumstances forbid I i us 0 lo to postpone I 1 should be recreant l to to rny rny- deepest convictions of public Obligation tJ did dl J. f I w. w not p J upon pon you YH with W h. h solemn wn and ur urgent ent insistence nce 1 Th gh we s1 should rc also clear Tho The country countr has hasIt haslit lit It and seen Its Us path In n this mat mat- within I the last few It years see years years- see ee it clearly now than It ever saw it ithe he much s-much much more clearly than when last legislative proposals on on the thet t were made We must havo a ancy ancy ncy not rigid as now but readily responsive to sound credit expanding and contracting credits transactions the normal Imd md Ind flow of ot personal and corporate Ings Our banking laws must mot mo- mo t 3 reserves must no not permit the Ule anywhere in a few hands la S e monetary resources o off tho the coun- coun ir r their use for speculative purin purIn purin pur- pur in such volume as to hinder or orie orle ie le or stand in the way of other legitimate more fruitful uses jhc he control of the system of banked bank- bank Ind nd ed of issue which our new laws b set up must be public not must must bo ho vested in the govern- govern itself so that the banks may be Instruments not the masters of less ess and of ot individual enterprise Initiative p committees of the congress to legislation of this character is Jed ed have devoted careful and dis- dis mate study to the means of ac- ac lishing these objects They have haved fed ed d me by consulting me mo They eady ady dy to suggest action I have to you as the head of the gov- gov nt and the responsible leader of arty in power to urge action now there is time to serve the coun- coun Deliberately and as we wo should should in a 1 air of ot common counsel I appeal lu u with a deep conviction of f duty eve that you share re this I therefore appeal to you with ence lence I am at your service service e with with- serve to play my part In any way waya waylay lay ay a call pall upon me to play it in reat reat enterprise of exigent reform 1 i it wi will dignify dignity and distinguish perform and discredit us to neg- neg |