| Show I I II II IL I L I H. H I II I I 7 P Letters and questions for this department should bo be addressed to o Miss Betty Blair Baur Hearts Heart's Heaven Haven Salt Lake Telegram Write only I I on one side of the paper It is necessary to append your name and If j address but these are held in confidence and will not be published I Dear DarMiss ea Miss Blair BIair Will you please please tell me what is meant by the tho blue sky law Thank you o A. A R. R 7 The blue sky law aw has reference reference refer refer- ence to the various state laws which i f are are made to protect the public fromI from I the he sale of worthless stocks and seil seI se- se I U Usually this law provides to for tor a state securities commission il oj 4 one sort or another which ex examines ex- ex amines all an corporations or companies companies' com corn t nl s' s holdings and and- capital before permitting them to offer their I I stocks or securities for sale It serves as a protection against wild wildcat wildcat cat ctt schemes and dishonest promo promo- rs You are arc welcome promo promo-I I Dear Miss Blair Will you please tell me how to budget a salary of with four adults in the family and the same U with A salary of per month j How may one determine what per percent percent percent l cent of ones one's salary to budget for forthe forthe forthe the various items taking into consideration consideration con con- the number of people in intje tb family and their ages Thanking Thank Thank- ing hig you X X X I 1 There There are a number of excellent books booklets and government pamphlets on the subject of budgetIng budget budget- i ing which are especially designed to aid people with small and modI moderate mod mod- erate crate Incomes and these go into I considerable detail on various arlous things which would help to solve the In- In 1 problems Since we have Deceived elved so many requests for budt budgets bud- bud t Ji S gets pHs for various sums under different diff dif dlf- dif dif- f ferent rent conditions well we'll make this answer somewhat general genera and in include In- In dude clude two of the other letters 1 For or an a average Income with a family of normal size four tour or five lve I two wo adults and children the follow follow- ing ng percentages for I 11 live Kave been devised iI I 25 j per Jer er cent re rent t 20 O per ent nt operating expenses of the 15 per cent clothing 20 dj 7 fr cent other expenses v- v fits fg ng savings 20 per cent t This last heading is often called 7 life or advancement although al- al although though It must Include many expenditures expenditures that do not seem to the or ordinary orV or- or I V man or woman to belong Delong t V under inder such a title Sub divisions t of this may Include education books magazines courses etc Recreation amusements outings t- t et etc Savings Insurance giving church charity contributing to the support ort of relatives etc expenditures purchase of new fur- fur V fUture ture linen radio piano plana car etc on a time or instalment basis I Ion Budgets should really be planned on op a yearly basis as you will know that certain of these Items will be beV V entirely out of proportion from V month to month For example the purchase of a new coat one one month would take more than the entire amount yet another month nothing v vI wilt will be necessary for clothing I However this balance and percentage percentage percent percent- age must be kept in fri mind and taken care of In your general scheme Individual sub-divisions sub will differ differ differ dif dif- dif dif- fer widely too and these must be adjusted and it may be that a u slightly higher percentage must be given over for food or rent dependIng depending depend depend- ing upon local conditions and living scales For Or or your per month the following following fol foI- fol- fol lowing division illustrates the percentage percentage per per- percentage given Food given Food rent 30 operating expenses 2250 clothing 30 other expenses 30 The older older- the members of the family are that Is children and adults the more mOt money must be had for food and clothing and it may be that som some of the percentages must be shaved sha to fill till the delinquencies delinquencies delinquencies delin delin- under these headings but at any rate that division serves seres as asa asa asa a general foundation from which to plan a budget t and experimenting a t little will soon give YOU you a person personal l plan If It we can be of any help further on specific problems let us know Dear Betty Blair To settle an argument will i you please tell us how to budget a home on a month There ar are four children 4 years 11 years 13 years and 15 years The people concerned do not own a home nor a car How much of this money should be used for milk at the rate milk is sold here for Also Als is anyone anyone an authority on this subject There seems to be quite a difference of opinion on this subject so anything of importance along this line you might be able to tell would be greatly great great- ly appreciated Wishing you suc sue success cess in your work and thanking you C CU CURIOUS U R I IOUS 0 U S. S I Will you OU please read over the explanations ex explanations ex- ex offered X X X I believe belleve be- be I I lIeve tI that at that covers the general Information fairly well No there I is Is no Infallible authority on budgetIng budgetIng budgeting budget- budget Ing as the Individual needs the scale of living the rent problem the cost of food in different places and I so on all tend to alter cases The rule for milk In connection with health calls caUs for a pint for each adult and a quart for each child every day Th That t will come pretty I high In your your family but remember that one quart of milk milk has has the same food value as eight eggs or between one and two pou pounds ds of beef steak and so on so make up the balance of your diet with green vegetables and fruits In season which are very In InexpensIve Inexpensive inexpensive In- In expensive and far better for tor you But even at that you may have to toI take from the other amounts and I give more to that for food V You might be Interested In getting the book Getting Your Moneys Money's Worth by Lord In your jour our case It may be necessary to adv advance nce the amount for food to even as great an extent as 3 1 In Instead Instead instead In- In stead of 1 and here is a a. division suggested for budgeting the food allowance 10 for milk 10 for meat 15 for fruits and vege vegetables ables 15 for fats sweets and cereals Take this extra amount from theother the theother theother other percentages s where experience has taught you that it can be b best jt spar spared d. d Dear Miss Blair Just to see if you would help me mea a little I little I would like to know if I Iam Iam am too extravagant My income is is 90 rent 90 rent 20 gc grocery bill 40 our coal and miscellaneous are 15 We are buying curtains arid and trying trying trying try try- ing to OCt get get geta a few things so if you youcan youcan youcan can help or offer any any suggestions they will surely be appreciated Also is there a place where youcan you youcan youcan can go and learn to run an elevator ele dc- dc vator I asked you this before but maybe you overl overlooked it A TERRIBLE TROUBLE We Ve have answered that question several times sorry that you missed it Where there Is a vacancy vacancy vacancy va va- va- va cancy In the elevator force a new person Is instructed ct d under the supervision of one one of the operators There Is no school or or one sl single gle place if that is what you mean Why not take this thi up ui with some some of the operators and get them to in- in in instruct instruct you during portions of the day or evening when there are few people using them How many of you are there It Is difficult to make a a. budget without statistics If there are only two vo of you your grocery bill is a little high otherwise other not if that Includes milk The rent is 2 over oyer the the allotment allotment allot allot- ment but that too o may b be necessary necessary necessary sary tile the others in the order mentioned mentioned mentioned men men- 1350 15 and 10 might serve as a basis Dear Miss Blair We read the recipe for canning corn published in Hearts Heart's Haven re recently recently recently re- re but as you mentioned only glass top jars and ours are not that kind w wI would like to know if the Mason jars can be used We would prefer using K K- K self sealing sealing sealing seal seal- ing lids Will Wil you please tell us ua how to adjust the caps etc Would there be any difference inthe in inthe inthe the time of boiling if one used pint jars Thanking you in advance and wishing you success ANXIOUS HOUSEWIVES Yen YeR ei Mason ason Jars can an be used In handling them the tops should be I screwed on with Just about one turn so that they wont won't be airtight ht but will remain in place Otherwise Otherwise Otherwise Other Other- wise the adjustment adjustmentS is p practically I the same with the new rubbers rubbers should never be used more than twice and It would be better to renew them each season and the lids lid's or or covers on the bottles bottles bot hot tIes tightened after each boiling and loosened again before boiling the second and third thirl times tims The directions given glye 1 were ere for pint pintor or quart Jars ONLY O If it larger contaIners containers containers con con- ar are are used the the boiling time must be Increased to one and one- one half hours Instead of of- one hour In testing turn the Jar upside down and let It stand over over iver night when any but the glass top Jars are used after the final inal boiling bling I Does this clear up your questions questions questions ques ques- If there Is anything further further fur fur- further ther let us know and well we'll answer it immediately We do want your corn to be a success Most au authorities authorities au- au on canning suggest that you experiment with only a few jars the first time until you see see Just how things are handled and work vork out It might pay to to-do to do this Thank you for your good wishes s. s Dear Miss Blair I will be 15 years old Monday August 2 2 I am planning to have a party and I I. I would appreciate it very much if you would suggest some g games mes that we could play V D. D J J. J Were We're terribly sorry b. b D J J. that all we can we-can can do Is to wish you ou Happy birthday at this this- late date but hut we weare weare weare are answering IMMEDIATELY If If you were were to have had an answer In time to to- todo do any good you should have written your letter at le lest least st three days earlier Even one would have helped In this case but this the is-the very first day that we could possibly h have ve printed an answer because this Is the first column made up after receiving your letter Sorry better luck next time u |
