| Show Thir Il o fiti r Th Wm l f The term national thrift we week k Connotes to the average club woman a reiteration of what she believes to be to true rue Very often she says to r herself herselt I am not wasting I 1 am spending carefully I f do keep accounts accounts accounts ac ac- ac- ac counts or I do have a budget part or all of ot which may be true nut But the fact remains that the above somewhat self complacent standards have been improved and modified by y careful Thought bought and planning inspection as to must m st haves and may haves in inthe inthe the family expenditures very often decrease the number of must I haves and increase the sum tot total l lof of the may haves This charge in dem demand nd makes a little larger savIng saving saying sav say ing possible r rAn An Another ther thing the psychology of the average household household account book Is wrong as as the Ule column for savings is often otten too far from the Income column This makes it easy to spend rather than save Try la labeling labeling la- la beling the second column savings Z i and see how much easier it Is to put away for the proverbial rainy day i The demands for movies candy candy and Ice create cream make spending much 1 easier for the small tot than it was for his parents One of or the purposes purposes purposes pur pur- poses of ot the thrift campaign is to instill habits of thrift In the he young people A bank account for r rv every v lab ab thC 1 ft child s should l be the slogan t ro o of the club mothers as that will be a valuable valuable valuable val val- means of training for future citizenship In connection with the slogan A bank banI account for every child It may be well to get cooperation of ot the local bankers and work out plans for small saving accounts through the school similar to those of ot the Rochester Saving bank of ot Rochester N N. Y Sa Savings however represent only a part of thrift The best standards standards standards stan stan- dards of the family may result from spending all of or the income of the family for better health increased energy and greater happiness Thrift means working for Increased credit savings and health In ac accordance accordance accordance ac- ac with a well thought out ou plan One of the objectives of saving is thrift for protection individually socially and nationally Probably the strongest argument for thrift is caving for insurance for the he later less productive years ears for the education education education edu edu- cation of children for the maintenance ance of the wife wite and little folks i In the family of av average rage income thrift is necessary for insurance I The right kind of ot insurance means j safet safety S t e f i |