Show RATES as s a matter of It would be wen well for tor the insurance companies to togo togo go slow in their arrangements to make the pay all their San Francisco losses Without touching their reserves by raising the rats rates allover all over the coun country country try Unless the fire risks have been handled Improperly heretofore the rates already provided a 8 heavy r reserve arve against such calamities as the San Sen FI Francisco fire and the solvency of the underwriters shows that these reserves nerves had been co collected In advance from policyholders en It Is piling it on pretty strong therefore to add another tie i per rent to te t he e already high rates just be because rUSe cause the reserves rt erves would h have ve to be draws upon to meet an emergency which h sad been provided for If H this tb additional co coat t is Insisted up upon tn on the public Is likely to get restive readY and uk ask why It II is that rates are re fixed by an ironclad a agreement why I the rates rata here In Salt Lake for In 1 tance were Hosted boosted wh when the independent dent l log were taken into the Com why there is no such thin thing si competition among the corn com companies t P ie a a word there is likely to be ben i a n awkward inquiry as to whether or ori not t there Is really 1117 an insurance trust r as Is oft o tea gd and It if there is the pul public will nt 1 to know w why Y it is III not amenable ambI to haw a ow jut just as much as the Bet 13 trust or of the Standard on Oil or arty any 1 othor As fer fec Salt Lake It Is fortunate h to be from the general ruts rule t thanks anka to t the Morrie Morri i lion provided for additional fire equipment t and De a water supply which t tiM u sum U of fire protection tAe o streets and Not ot sad sadam am 1 In ti DiNks of Salt gait lAke other wAS E pro p t beter a teet ion f than in cities ot of their class anywhere else In the country To the credit of the local Insurance men Raen be It said that they had joined in ina ina a petition to the B Board rd of Underwriters for a decrease of 20 0 per cent in Salt Lake rates because use or of the improvement In the water supply and ether cornU condi conditions affecting the efficiency of the fire dep department and aDd events will prove that they were justified in their request |