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Show 1 - Printina Ds Our Specialty 1 679-87)0 1 Printing Is Our Specialty Do You Need Wedding Invitations? 679-8730 liaip 18 North Main Panguitch Ph.801-676-8111 Fax. 801-676-8113 Ziof hi Bank home equity credit line. 1CG fB Whether lor life's necessities or its enjoyments, chances are pretty good you're going to need extra cash now and then. s 1 x .1 o x r 1 a i k fjKAtr.n apr IXTRODl'CTORY RATE U)AX:TOVAU'E No Point? I No Fees Frankly, if you use it wisely, a Zions Bank home equity line is the smartest place to get it. First off, the interest is usually usual-ly tax deductible.' Second, the annual rate is terrific. (You've probably noticed the chart above.) You can even borrow up to 100 of your home's value'" Third, the 6 month introductory introduc-tory rate of 5.99 is as good as it gets. And another big plus is that you can use the money however you want whenever you want. All of which makes a Zions Bank home equity credit line more attractive than all those campaign promises you've been hearing lately. To apply, stop by your local Zions Bank office, or better yet call 1-800-789-LOAN (537-LOAN (537-LOAN in the Salt Lake area). ZIONS BANK ,V1 if m I, v r 1-1)1 C 0 The special six month introductory rate is 5.99 Annual Percentage Rate (APR). The regular variable rate, which will take effect six months after your loan begins, varies based on the amount o! equity you have in your home an. I the prime interest rate. As of 3896 the prime rate is 8.25 APR. Currently il your loan-to-value ratio is 25 or less, your regular rate will he prune plus 34 (9 APR). Ifyour loan-to-value ratio is 26-50. your regular rate will be prime plus I 14 O 12 APR); 51-70. prime plus 1 374 (10 APR); 71-80. prime plus 2".. (10 14 APR); cSi -90".. prime plus H".. (12 14 APR): 91-100",! prime plus 5".. ( I 14 APR), lite maximum APR is 18. Zions Bank's prime rale is equal to its base rale as defined in the loan documentation. All rales ate based on the prime rale in effect six months from the time your loan begins. Actual rates may vary. Property val- g lies will be del ermine. I by I he bank. A $15 charge is made lor any check or draft written against the line lor less than $500. II the line is nol used once during any calendar year, IOMMous.t a 550 lee will be assessed. this offer is available on home equity credit lines below S200.000. Ask your financial advisor about la.x deductibility. LENDER O. Yliallggy meaiuU. and in the winter whrn it get . . ,; ; K y X jl dating the hummer when US hot outside, very cold, Igey's home stays y.- . XL fi ff Q nP BZL,bij iV;'':n M Jlf fPl 1 B 'TtuMT6 jp OS-System pulls heal djjj ' k j y BHI it tnJjj" i tf - ' rvQ4- ...J i . CSV? "' I fk i&sr? 1 With a GS-Systcm, Otis is now yj.j yVVS I W?"'' n 7 1 Geothormal Heating Cootinq Hot WaterJ |