| Show activities rehabilitation DIV an 1 SAN JUAN COUNTY by david evans it appears that the activities ac of the rural rehabilitation division of the resettlement administration adminis ration in san juan county are not as veil mell understood der stood althey ai they might be this program was vas originally intended to ake farm famille aff the relief rolls it wa was then el enlarged arge d in 0 include families who were in danger of having havin to goi go on i relief elief rolls avith with the thought hat I 1 it was worth its as much or more to keep lalih c off relief as to betl get them off I 1 the in san juan county is under he direction direction of cf david evanta evan i C anty agi farni ni visor ant and mrs airs mabel sykes home bome supervisor tho the rural rehabilitation I 1 i reran consists of working out detailed home hanie and farm filan plan sand lending the tarr i arror sufficient money to 0 o put those plans in 0 effect usually it means the purchase of cf borl horae kes s dairy co cows cos s chic chickens cens hogs turkeys I 1 farm machinery and seed ced it i mayMn A include clude the erection of farm buil buildings dinks or the payment of delinquent old debts can be iken up on i bl atel mort mortgages gazes only when it is necess necessary ary to avoid a foreclosure i in general gc abe thc loan is is made for the purchase of goods that will increase the mans income from farm to allow him to a meet living expenses repay the debt and refinance him hin Telf elf only when a man can do these things can he he be said to te be rehabilitated any fanner in sam saji juan county may be eligible for such a loan if he owns or is hi able to lease a profitable farm unit and needs heeds financial assis asals ian nc which he cannot secure through the local bl banks anks or other lending agencies enches when aai an application is received the first step is to make a careful investigation of the pie moral character and general standing of the applicant As a result of chis his investigation a detailed report is filled out wl ch report is then presented to the county rural Rehab ilita ion on committee this comm littee consists of lour of the leading citizens of the county this committee gerves serves without i flout pay actuated only by the desire A b be of service to the people ot of the county they althe check carefully into he che moral reatus of the applicant and discuss the feasibility of the farm yet ret ur up which he desires if they approve of cf the applicant app lican the farm supervisor then visits him in his home where a detailed plan is worked out for the operation of the various crop and livestock enterprises enterprise which the applicant desires the home supervisor visits the applicants wife and with her co opera tion a home plan is decided upon providing for the necessary expenditure for he various items that en enter ter into the niana of the farm home these plans provide for the payment of the necessary living expenses and the mechin of the farmers ob liga ions as they come due if the p ans are feasible they meet these and 2 w a positive balance in addition the of 01 the farm and hiroe hc me plans are paired on by specialists in the sta state 1 and regional office when all 11 are approved the loan I 1 is CIO closed sed and the money miney turned over 0 0 the applicant this money must be spen i in accordance with the provisions of the tha farm plan agreed upon while these loans are char character acte loans based aport upon the moral standing of oatlie the borrower tir rower they are secured bv chattel mort mortgages Fages upon all goods purchased pir chased land and upon apoi oher chattels such as crops and lives li lock that the borrower can offer as additional the farm plans provide lor for the repayment aymen t odthe 1 tan an in 2 to 5 years with in ill erst erest at 5 percent if the borrower is able to fo make payment pay lefore they are due the they can be b arde on en any da b and in any a this un i beahn in son san juan county earia ear v in 1035 the 16 pravin arv n s 0 o july 1 liw was loaned leaned t ta I 1 I 1 70 farm families in san juan county I 1 making an average of per loan this means that over I 1 people in this county have been taken off or kept off he relic rolls j it means that over leopla have i teen iLeen given a new opportunity to establish theT and to become iseff self sustaining nine members of the various lious communities of this county I 1 it lans sins have no been made since july 1 and lending oppi operations rations lare are now temporarily suspended be I 1 cause of the fact that all available a funds are being concentrated in the I 1 severe drouth areas in the middle west ever since the Lia beginning ginning of this there have been some who have been skeptical of the advis advisability aLil of I 1 making such character loans the alie proof of the wisdom of any pro pram grain is to lo be found in its first result to be seen already is ig lie be I 1 new outlook the improved morale I 1 and increased happiness of the th three r ee hundred people involved ane next result is to io be found in the fact that the loans are being lepain the total amount of repayment made to 10 date i is something over 4 and practically Iti cally no payment has ha yet been received from the sale of 1936 crops aas as these payments are set to be made sometime after the first of he be year at which time crops are sold or marketed through livestock in view of the fac that san juan county ha has had a very serious drouth we feel that this repayment is very good and if these were normal times a very large percent of them will be able 0 o meet their payments and still ta pa operating and living expenses with a positive tive balance at the end of the year |
