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Show Federal Insurance on Cotton And Wheat Crops Now Available $ Flax Also Covered by Act; Corn, Tobacco Protected On Experimental Basis. By WALTER A. SHEAD WNU Staff Correspondent. Federal Crop THE hapless corporation has bravely limped out of its corner and announced it is.ready to accept applications for insurance of the 1945 cotton crop. Wheat, too, will be protected. Flax is now insurable, and corn and tobacco dre also, to a limited degree. Killed once by the last (78th) congress, but revived in the' closing days of the session, its operations curbed by safeguards contained in amendments to the Crop Insurance act, the FCIC apparently is out to recoup some of its losses and if possible to run its business so as to remain on the black side of the ledger. Since it first launched into the insurance business with the 1939 wheat crop, picking up the cotton crop in 1942 and 1943, the FCIC has lost approximately $40,000,000 of its original $100,000,000 capital, plus administration costs. Some sources estimate that the net loss to the government, and therefore to the taxpayers, in the operation of the agency thus far will net close to $60,000,-00- 0. Apparent weakness of the program is that not enough farmers take advantage of the crop insurance provisions to make it a paying proposition on a mass basis, and that only farmers with a high degree of risk are taking out coverage on their . crops. proFor instance, in the five-yegram on wheat, 1939 through 1943, the record shows that the corporation collected premiums to protect a total of 50,000,000 bushels of wheat on 1,650,000 farms, and paid indemnities to 540,000 producers on 76,000,-00- 0 bushels of wheat. There are more than 6,000,000 farms in the country, and the wheat production during those five years totaled more than 3,000,000,000 bushels. The same lack of policy buyers apparently caused losses on cotton insurance. .In the Jtwo years of cotton crop insurance, premiums were collected on 62,000,000 pounds of cotton and indemnities were paid to 88,000 producers on 100,000,000 pounds of cotton. The actual cotperiton production for the two-yeod was more 'than 10,000,000,000 pounds. Flax Now Covered. And now, under the amendments to the act, flax is to be ihsurable, starting this year. In addition the amendments permitted a three-yetrial program of insurance on corn and tobacco in not more than 20 representative counties for each product. But the congress did provide these ar objectives are excellent. One large company which tried out crop insurance is of the opinion that the difficulty lies in bringing together a premium rate low enough to be salable and a coverage high enough to be worthwhile. It was felt that rate on wheat and cotton for protection of more than d of the crop value went up too fast to permit broad coverage and that the higher rate would be paid only by those farmers with a high risk. Cost Is Variable. No average rate of premium has been worked out by the government, in that the rate on each farm is different, varying with the loss experience of the farm, the area in which it is located and with other factors. The FCIC insures up to 75 per cent of the average yield of the farm. It provides that before insurance can be placed in effect in a given area, a minimum of 50 applications, or applications from of the cotton producers, whichever is smaller, must be received from a given county. It must be admitted that the farmer who puts his crop under the FCIC plan is assured an income come hell or high water for here are what the policy covers against loss . . . from excessive rain, snow, wildlife, drouth, flood, hail, wind, frost, lightning, hurricane, tornado, insect infestation, plant disease or any other unavoidable cause. The insured farmer is also permitted to use the indemnity payable under the insurance contract as collateral security for loan for current crop production or for any other financial obligation. The agency began plans for liquidation and did not get in a full year of insurance in 1944, but along came the reprieve by the same congress in the amendments to the act as noted. And now they are ready to go again. one-thir- one-thi- rd Neglect of Hoofs May Ruin Valuable Horses , Warns Vet The passing of the practical horse shoer leaves today's farmer with the alternative of studying and understanding the proper care of his horses feet, or having valuable horse partially ruined by foot neglect. This is the conclusion reached in a report just issued by Dr. W. F. Guard, chairman of the American Medical association's Veterinary special committee on Diseases of Horses. Many cases of temporary or permanent unsoundness in good farm horses can be traced to improper attention to the horses hoofs, Dr. Guard declares. Under normal conditions, the hoofs of animals served them well, without mans intervention. However, under stabling and the conditions of modern life, special measures are necessary to prevent abnormal growth and injuries which could impair the permanent value of good work animals. Danger of Drying Out. The horses diet, proper sanitation, and underfoot moisture are the chief factors which determine the quality of the hoof. If a horse is allowed to run in pasture while the dew is on, and wade in streams, adequate moisture for hoof health is usually obtained. This moisture does not enter the surface of the hoof, but is taken up by the coronary band in the hoof, which sucks up the necessary moisture and conducts it to the horn tubules. However, if the horse is stabled much of the time, and is kept in dry lots, special measures are necessary, to prevent hoof dehydration. Under such circumstances, the animal should be stood in water at regular intervals for two or three hours. Under exceptionally dry housing, moisture should be applied to the coronary band several times a week. Every horse owner should remember that there is no adequate substitute for water. Women , Workin9 on de Railroad 9 Load Sand A biscuit cutter or cookie ter is handy for scaling fish. To clean your coffee percolator, fill it with water as usual, but put in four tablespoons of salt instead of coffee. Heat just as if you were making coffee. The salt will thoroughly do the job. Be careful in the use of your electric cords so wires will not be exposed, or let the two bundles of wires touch each other. When removing cords, handle carefully, rather than twisting or yanking them. Keep all cords dry. Do not fasten to baseboards with staples or nails. MIGHT The humble menhaden, or fatback the Atlantic coast, is caught in great numbers for use as fertilizer. Lately it has become important vas a source of oil for paints, varnishes and soaps. More of these fish are taken than any other species, and its commercial value is second only to the sardine industry of the Pacific. Since it is considered inedible, however, most American have never heard of the menhaden. of . best-know- "GAT GADGETS" Associated Newspapers WNU Features. By NANCY PEPPER STICK YOUR NECK OUT And be sure to wear a necklace of some kind around it. Long, tummy length jobs are out of style this year. Heres what the slicker chicks are wearing: Sweet and Lovely For your mellow moments when you want to melt that certain boy, tie a velvet ribbon around your neck with a bow in front. Very Victorian with your date dresses and your formals. One famous teen-ag- e designer adds velvet bows for your wrists too. Divinely Demure Youll spon be lockets o pearl seeing heart-shape-d remedy for relie v- - ing miseries of childrens colds. sl fn W i ' Vf V VAPORUB lI we have Itl DCDDCDI Yes, ous sized box Includes as attractive glass shaker premium. Gener-rCrrCI- Postpaid, $1.00. BOBBY PINS! SlftsSS a supply while they last. Ten cards, postpaid, $1.00. or human hair, in ID si Is ETC HAIIf IbiI Silk Regular 25c quality; lour nets, postpaid, $1.00. t BIDV naaiTCI r An IdS Waterproof; swers a worried 50c quality; two an-dA- mothers prayer. pairs, postpaid, $1.00. Send money order to checks or currency; add 10a for exchange GENERAL PRODUCTS CO. Albany, Ga. att- necklaces. One locket is a fil- ball igree gilt stuffed with cotton. Youdrop some of your favorite perfume on it and he swoons every time he dances with you. Canine Cutie The new way to wear your leather dog collar is under your dickey or blouse collar with the buckle in front. Match it with two more dog collars, fastened together into a belt. LIFE' OF THE PARTY A new school term means a lot of parties, and we hope youll be invited to most of em. The best way to get invitations is to give them, so, if youre going to be the first in your class to make like a hostess, here is a real teen tested trick e a that should make your howling success. (Its the wolves who do the howling and you who make the success.) Have all the girls arrive early and hide them carefully. When the boys arrive they have to go Searching for the girls. The first girl a boy finds will be his partner for the evening. Finders keepers Mrs. Rose Kesterson shovels frozen sand that Mrs. Anna Henry is no exchanges allowed. and Pacific Union The of railroad. the eaking loose in the Omaha yards 27 to diesel 210 tons switch month a and keep, o women move dry TRIXIE TEEN SAYS-W- hen $ gines supplied with sand. to the drying room of their little you see a very popular girl, do you and intimate that she prob go green-eyepile of establishment. Shoveling a 420,000-poun- d a high ably price for popularity? pays is differ-room but five The to t small, four drying nd around from and wont get you stuff Thats and locations every month may call Mrs. Kesterson is but in the dog house. You may anywhere so is Mrs. : expending a lot of energy, but they as well face it the really popular girls Henry two Omaha womens money it can stand back to back and work are usually the prettiest, the smartest or shoulthe most fun to be with. Dont envy and it as hard as housework. muscles their shovels overa opposite, ders, saving quite bit of space. disparage their popularity try to earn After you get your The dryer and the hot sand keep some for yourself by making the most of lined, says Mrs. Rose Kesterson, little drying room pretty warm your own looks, brain and good humor. and the take home to go ;s harder Mrs. in winter, but the women necessarily sroom and sweep the floor. g must be outdoors a lot and in ma Henry concurs, MOPSy By GLADYS PARKER pick-axe- s must wield weather and Kesterson Mesdames rhe house-ve- s to loosen up the sand. :nry are just a couple of The women keep a day ahead of more than a who for a little ar now have been helping out in the sand demands for the 27 locomotives they supply, and theyre do2 manpower shortage. Hostlers for j Union Pacific railroad, they ing a mans days work seven days rk out of the shanty (really a a week, J. M. Dougherty, road foreman of engines for the railroad, says. ry fine, modern brick building) rail-ad- s When theyve got their tower filled in the use for sand eparing diesel-electrswitch engines. with sand it takes 210 tons a month its usually afternoon and some of Sand is brought to a drying staand dumped the locomotives are beginning to in near the shanty shanty to change to a bin by tons. Then, it is up come in to the crews. Mrs. and Kesterson Henry Mrs. Then the women must supply red dry the sand, screen it, move it white lanterns to each locomoand which switching a tower from e dust off under use tive, wipe off the windows, for ews drain it ' v the locomotives. wheels, to prevent slipping1. 4:30 wom-at When leave ; they p. m., Beginning at 6:30 a. m.,. the first must build a fire in their they hustle home to prepare supper, -housework. yer, then, move sand from the bin do their POSTS ftrm BRAfi GOIDEN FIARES OF tVZEAr AVD BRAN COMBAED rat-rac- mm SCGAR-SWEE- T Hide-and-Se- ek left-hand- By GABRIELLE soothed and relieved, by rubbing Vicks VapoRub on throat, chest ana back at bedtime. Blessed relief as VapoRub PENETRATES to upper bronchial , tubes with its special medicinal vapors, STIMULATES chest and back surfaces like a wanning poultice. Often by morning most of the misery of die cold is gonel Remember ONLY VAPORUB Gives You this special double action. Its homta d ... the n time-teste- d, d , . velvet ribbon ' ai MMMMduetocolds are eased, sticky phlegm loosened up, irritated upper breathing passages are home-prove- bowknots safeguards: 1. Starting in .1949 not more than 25 per cent of the premiums collected shall be used for administra- Atdke-Uj- cut- ached to tubular ar Afinutt OUSEHOLD HITS! old-tim- e, ar tion costs. 2. Ten per cent of the premiums collected shall be set up as a reserve each year. 3. If premiums collected do not pay losses, then those losses over and above premiums shall be prorated among the farmers insured. Federal crop insurance has been favored by the two major political parties at least as far back as 1936. Private experience with crop insurance dates back into the 1920s. Both private and governmental advocates of the insurance plan agree that the Fertilizer Fish sour-grap- TENDER RASAZS delicious NEW breakfast idea A magic flavor combination Bran Flakes plus lota of tender, seedless raisins . . . right in the same package. Folks are raving about it. So ask your grocer for Post's Raisin Bran in the big package today. Its delicious! Posts 40 blue-and-whi- te ed right-hande- d, below-freezin- Here's a SENSIBLE way' to relieve MONTHLY ic hair tangles easily, heres a star beauty secret. Rub the yolks Then it your of two eggs into the scalp. give your hair a lukewarm shampoo, no soap. A few drops of vinegar Koie. iemoh id the or file juice .bf the perfect finisl). t rinsing watqrfy Ledger Syndicate.-WN, U ' Feature. loco-otiv- - hud. Lydia E. Plnkhams Vegetable Com- pound Is famous not only to relieve periodic pain but also accompanying . nervous, tired, highstrung feelings when due to functional monthly disturbances. Taken regularly it helps build up resistance against such symp- toms. Plnkbams Compound helps na- titrel Follow label directions. Try Itl ; wmS c I , v |