Show vt p i F 1 the first A tho n s a fil d 0 ell rs YOU frequently hear beat it said thit that tue the first thou thousand band collais is the hardest to saie sae there is a definite reason why this ti Is so which chich if understood throws a lot lol of 0 light on both our individual and social problems when a man is saving liis his first thousand he has no bulfer buffer between himself slid and the bare necessities of I 1 I 1 arte rte fe I unusual opportunities may be ot of fared to him but it if they mean a temporary cutting ott off of his regular income be cannot take advantage 0 ot f them he may be dissatisfied with his present job and may desire to go into an entirely different line of 0 work but unless he has solved the immediate bread and butter problem he cannot afford to experiment but with this first thousand tucked safely away he is tree free from the bread and butter problem at least tor for a few months he cannot afford to take a chance if he falls he will not go hungry be cause he be can call draw on oil his savings the chances aie that lie he will succeed however for or in accumulating the f first thousand he will have developed certain qualities of t thrift 11 r it t industry and foresight which will wili now low have become fixed habits obstacles which once baffled him will be overcome then too lie will be free from bioni f fear r of tomorrow tomo now ow the greatest astuni stumbling b block of all just reduce the to miniature and you will see that civilization did not begin until society had begun to accumulate a surplus As long as primitive man was living from hand to mouth he was litle lille litlie lillie lie better off than the beasts of the forests he was forced to accept his lot and do what lie he could to keep body and soul together not until he had built storehouses and filled them with food to carry him over the lean years was he able to experiment eith with plans tor for harnessing nature gradually lie he reached the point where lie he could afford to keep a small percentage of the population engaged in other than direct production the morning cr cf the world dates back about years to the time of 0 the Su one of the races that dwelt in babelonia babylonia Daby Baby lonia these solved their bread and butter problems anu found time to invent a written language they laid the foundations of tha science of astronomy they invented a calendar and arranged a solar ear of twelve months of thirty days each adding a thirteenth month at the appropriate time alma A system of weights and measures was in use amongst amo iest them in the art of weaving cloths claths and carpets they were expert producing delicate dc licate linens muslins mullins and bilks nore marvellous marcellous marv ellous still the sumer ians fans had domesticated both plants and nd animals over years a ago go from among 2000 strange vegetable growths they had selected the doz 1 en or more edible plants which sufficed then and nd still suffice tor for the sustenance of man inan these they cultivated with such rude implements as they could devise not less wonderful was their domestication inesti cation of 0 the horse the cow the goat the dog and other an animals I 1 ma I 1 s originally running wild they were proficient in the metallurgy of copper iron and tin being the first to discover that by a molten mixture of copper and tin a new metal bronza could be formed more beautiful and adaptable than either ot of these metals when taken alone such were the accomplishments of a people living at the very dawn of history in a sense their achievements are our heritage from the first nation that practiced thrift and foresight today we operate on a broader scale but the principles underlying our progress are identical aj with those that moved the world forward in its earliest hours its only the nations that bays conquered the immediate bicad and butter problems that are contri contributing buting anything of value to science and art I 1 and are evolving the means of greater and easier production ot of the necessities and comforts ot of life savings are the basis of all progress and each individual inui vidual who acquires the habit insures his own success and that of society as a whole |