Show REDUCING THE FIRE HAZARD in the early days of insurance the general plan for or malting making rates was that the public made the conditions and the insurance companies made the raise to suit responsibility 0 of insurance ranco companies included only collection 0 f premiums payment ot of losses and maintenance ot of solvency the idea that the public Is entitled to service along with tile the purely mechanical ch conduct of 0 business has been a development ot of recent years in the insurance business as well as in all other lines der writers tile the service organization the national board of 0 fire un ot of the stock tire fire insurance companies lesof 0 the united states serves both parties to the fire insurance contract for the companies the property owners and municipalities it collects and distributes information on oil a great variety ot of subjects |