Show 1 SHOULD USE CREDIT now la Is a good time to refan refinance ance farming farmers shout pay their debts rather than extend their oper afons now as atlays farmers should remember the following principles 1 credit except in cases of great emergency should bo be used for productive purposes and farmers should bo be suro sure not to borrow heavily tor for non productive ones 2 farmers must not think of borrowed money solely as addition capital but must remember that thoro there la IS a lay day or repayment 3 when money Is cheap farmers should not speculate because of its abundance but should settle their obligations ligat ions with cheap cheal money 4 loans made to tamers should bo be able to repay themselves with all costs and leavo leave the farmers some thing as profit for their working with this additional responsibility fi 6 tho the uso use of credit with higher interest and for a shorter time than it can bo be repaid should bo be avoided no matter from whom the money may be borrowed |