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Show HJ"? -' (.- EXCURSIONS EAST. B., HLir '' Vln Oregon Short Line Onion Pacific HT ' k HI i ',.,' Special low rates to Cheyenne Dim- Hit! vt'n' ranbu Kansas City, St. Iouls, HJL Chicago and many other points. B Tickets ou salo May 20th, 24th, 26th, E& nnd 27th, Juno 3rd, 7th, 10th, 14th, BE 17tn 2lBt' July ctn Tiui 2Gtb- August Hb J? 16th and Soptarabcr 2nd and 6th. Btt Limit October 31st, with diverse HMfi routes and stopovers. Seo agents for HBJ rates am" further particulars. 6. HBhHHHHBjg , - - v IN THE FIRST JUDICIAL DISTRICT COURT. OF THE STATE OF UTAH, COUNTY OF CACHE. In the matter of the ostnle of William Wil-liam Wagstaff, deceased. The petition peti-tion of John H. Dooly and John K. Dooly company, a corporation, having been filed, praying tor an order of this court authorizing and directing Matilda 12. Wagstnff, executrix of the nboui entitled estate, to execute and delier to John K. Dooly Co. n corporation, cor-poration, a eomeyance for the following follow-ing described property in Salt Lake County, Utah; llcglnnlng nt the SW corner of Lot 10, block !I0, Klve Acio 1'lnt "C," bl (told survey; running run-ning (hence east 12'rots, more or less, to the enst lino of Sec. 8, Tp. 1 So. 11 1 10.. S. L. Meridian; thence north along said line 17.4 rods to the north line of said lot 10, aforesnld, thence west 12 rods, more or less to the NW comer of said lot 10; thence So. 17.4 lods to the point of beginning, has been set for hearing on Wednesday the 10th dny of August, 1911, at ten o'clock a. m., at tho county court house, In the couit room of said court, In Logan, Cacho county, Utah, and all porsnus hnvlng abjections to the granting of such ordor uro directed direc-ted to appear nt such time and placo and present their objections. Witness the Clerk of said court with the soal thereof affixed, this 4th day of August, 1911. It. W. JAMBS, Clerk. (Seal.) Hy M. D. HpiicIi, Deputy Clerk. Stokes & Ilagloy, Salt Lako City, Utah, attorneys for petitioners. Date of first publication, August Cth 1911. a Hcgulates the bowels, promotes easy natural nuncments, rurcs constipation con-stipation lloun's Ilcgulots. Ask your druggist for them. 25 cents a box. CLASSIFIED ADVERTISEMENTS An apartment to lent with all modern mod-ern Improvements, Dell phono 493blk. PHIiSH LIME TOR SAL at Logan Urlck and Lima company, 25a per bushel cash at' kiln, LOST One bay horse, ono oar bIU, branded U on right thigh, velght 900. C. Darfiis, n. F. D. 1, Lognn. 9 Fire Insurance Companies Attempt At-tempt to Throttle Competition Effort to Drive Northwestern Mutual Fire Association From the State of Utah Fails A Representative of the Stock Company Interests Files Protest with the Insurance Department Against Re-licensing the Northwestern. TfiPV OP PROTEST) eral of Ulan' wlth tne result that the Insurance Commissioner was Instruct- y " Salt Lnko City, April 10, 1U1V, ed to Issue license. Wlllnid Done ins. CoTnn.lssioner, Third Reason. That we ore carrying insurance In states, In which the Dooly lllock, City. company Is not licensed. Under tho constitution of tho United Stntes a pro- , s -" perty owner Is privileged to buy his Insurance wherever ho choosea and We wish to enter our most vigorous protest against rcllcenslng the Uo state law can deny him that right. Tho stock company Interests have Northwestern Mutual Flro -Association of Seattle, Wash., In this state, cur- always tried to prohibit this privilege, which In somo states is the only rent year; and for the following leasons: opportunity the citizens have to secure Insurance competition. This com- First llecauso they have no guarantee fund; without which it Is 1m- pany Is merely nn association of property owners and It will npt deprive possible for any Mutual Company to give the right kind of Indemnity to the citizens of any state, of its services. policy-holders; Alfred M. Hest says so, and he Is to Insurance what Dunn or Fourth Reason. The all-Impelling reason for this protest Is not given llradstreet are to the Commercial Agencies; accepted as authority everywhere. uut wm t,0 quit0 apparent to tho reader, namely that a property owners' Second llecause their net lines on many risks exceed the maximum nllow organization like the Nosthwestern Mutual Fire Association, which returns ed by our law, and all the profits tothe policy holders, seriously Interferes with the trlbuto to Third Hecnuse they admit they are doing business unlawfully In a nuin- stock companies would like to draw from theso property owner, her, of States, and have done so almost from the beginning. In other words, The protestnnt claims to have lost heavily through two mutual com- they write business In a score or more of the Contrnl, Western and Pacific ponies which he soys were considered among the best of the kind. v He Coast States while they are licensed in but three of these-States. evidently rofers to the National Mutual ofOmaha nnd the Liberty Mutual In years past 1 have had the privilege of representing two Mutual Com- of Philadelphia. If he had consulted with Mr. Hest, whom he quotes as nulla nu-lla n I cs In this State, considered to be among tho best of their kind; that prl- thorlty, ho need not have lost anything, by these two companies, as neither vllege has cost me, personally, over four thousand dollars, and the end Is not one of them ever had any standing among reliable mutuals. yet! These were each safeguarded with a guarantee fund; andyetthey didn't COMPARISON. Inst long; took the shoil cut Into the receivers hands. Some yeard ago,, before THE FOLLOWING IS A "21 YKARS' RI.'COHD AND COMPARISON OF I .knew the Northwestern Mutual had no guaranteo fund behlpd Its policies MUTUAL FIRE INSURANCE COMPANIES' AN.DSTOCIC pmu INSUR-and INSUR-and before I had had four thousand dollar's worth of experience "ffHh other ANCE COMPANIES: mutuals, I made applcatlon for Agency appointment, this company; today, The" flMt coImjm beJow ,8 & m Qf M compan,eg doU,g Uug. after an experlenro extending oevr seven years, I do not hesitate to say the neg8 ln tne ycar ,88J ,hat had nccumulated gros assets of not ie8 tnan States are weeding them out and refusing to license them any longer are J200,000. as shown by the United States Census report for 1890. Tho second doing the right thing by thus protecting and snfe-guardlng their citizens colunm Ig a coraplete 8t of aIl stock com,)anles of tne stnte of N(n. Yorl. from fraud nnd deception. dolng bllsInesB that yenr whlch nag ot ,egs than ,200(000 ,,,. ,., Coitnlni Mutuals, where they specialise and write only on one class n addition to all other assets have made money nnd have become permanently established; but seldom, AU corapanes that have gone ollt of uualneas th0 ,mst" 21 ear8 aro ,. If ever, wheie they write general lines nnd full classifications as the North- uicated by the word "out" opposite the name. It will bo observed that of the western Is trying to do. The end Is quick and sure and always with a receiver 39 mutuai compass with $200,000 gross cash assets all still remain ln busl-In busl-In the Secretary's chair; each policy-holder becomes a stockholder and may ness except the one which became a stock company, while of the 52 stock bo sued by said receiver, once, twice, thrice, or so long as a dollar of debt companies only 20 remain to tell the tale, remains against the Institution. in New York and PennsylvalllUp 8tock con)an,e8 have been more suc. Tho few Mutuals thutsurvhe, re-lncorpoiate and get In on a stock basis cessful than In other states. Of all those doing business in thoso stafes o'n just as quickly as poHslbno "Mutual Company remains a Mutual after It December 31st. 1881), that had $200,000 capital and 'over, 40 per cent of them iD bocomes strong enough, flifimclally, to wnlk alone; and why? llecause. of still remain. Of other states only 33 per cent remain. This includes all of the prejudice existing everywhere, against the Mutuals, and yet If the Noith- the old nnd reliable companies. Of the younger companies that had f 200 000 western .Mutual weie to go on the stock plan tomorrow they could not show paid-up capital only 14 per cent of them remain. There were at that time fifty per cent, of what the state requliea us. a policy-holder surplus from 184 stock companies that had $200,000 capital or over. Notwitstandlng tho Stock companies In order to qualify and do business In this state; thenvhy scores of companies that have since been organized tho number has been should this company be singled out for special favor or be made an exception reduced to 156. There were at that time 3!) mutual companies that had' Jo the rule In the State of Uthrwe protest! accumulated $200,000 In gross cash assets. All of theso remained on January 'Yours truly. 1st. 1911. except the one that became a stock company, and the number (Signed( E. H. PIERCE. lw& Increased from 39 to 85. I hereby certify that the foregoing Is a trio and correct copy of ir letter The average age of such stock compunles now doing business is 41 of piotest against rellcenslng the Northwestern Mutual Flro Association of years, 33 of them being under 10 years old. The average ago of tho SO Scuttle, Washington, received at this Department. mutual companies with gross assets of'more than $200,000 Is 54 years not ' IN WITNESS WHEREOF, I hate hereunto set my hand and affixed the one of which Is under 10 years old and only two of which are under 15 years ' Seal of the Insuinnce Department, this Seventeenth day of July, 11)11.' old- No mutual company has even yet nlled after reaching that point (Signed) W1LLIARD DONE. These 85 mutual companies have cash assets of $C4,414,2l which is a (SKAL) Commlsloner of Insurance. '' ore than twice as much In proportion Ho Insurance' outstanding as REASONS FOR PROTEST. the. 10 largest stock companies In the.Unlted States. This certainly does not .First Reason. That no mutual company can glvrf the right kind of In- '00 though they were struggling very hard to get into tho stock com- dcmnlty to policy hojders without gunruntee fund as Alfred M. Hest says so, 'mn'' column, as our protestant asserts. Wo will'glvo Mr. Pierce or any ono else a thousand dollars who will show WILL CONTINUE IN UTAH nny such stntcment signed by AUred M. Rest. None of the most success- Th labored effort on tho part of tho stock companies to rid them ful mutual comutnles ln tho United States have guarantee funds. selve ' the competition of this mutual organization has failed nnd "we Second Reason. That we have net lines exceeding limit ullowed by Utah sha11 continue to glvo the property owners of Utah the benefit of our ser law. Full Information and datu on this subject was furnished to, the exam- vlce and competition, in this wo trust wo may havt? your full and hearty cJ lng board consisting of tho Governor, Secretary of State and Attorney Gen- l)erntlon. Hartford County Fire. Conn. Merrimack Mutual. Mass. Buffalo German, N. y. j lbei.ty (o"ut) Middlesex Mutual, Conn. Middlesex Mutual, Mass. 'tl2e"8 out' Long Island foutl llultlmoro Equitable, Md. . ..,,,' cliy ro (out). 'ong lsmnd l0M' Citizens Mutual Mass. . " c -Mlmtm". J,nBi- Commerce of Albany, N. Y. Manufacturers and Dulldera (out. Dlnghnm Mutual. Traders & Mechuulcs, Mass. Commonwealth of N. Y. ' Nassau (out). Norfolk Mutual, Mass. Worcester Manufacturers, Mass. Continental, N. Y. National (out) Rucks County Mutual. IM. Dutchess County, N. Y.. organized ,I;n(5le M (. Now York Bowery (out) u,T,1 A7rTe; n'T ', . n iG- beca'"e company 1904. :m,,!ro Clty lout' , Now York Equitable (out), Ph ttdohrtila ContrlbutloiiBhlp, Pa. ' ""' Erap ro State. N. Y m . . r . 7 l Pawtuckett Mutual. R. I. Cincinnati Equitable, Ohio. ExcPh New York Firo (out). Mutual Assurance. Vn. 0 Cincinnati. PomgS S - Sara N Y ' (0llt) Farmers Mutual, Del. Ohio Farmers, Ohio. Flro Association (but). N0rtn River N Y Mutual Fire, D. C. ( Fanners of York, Pa. FIremens (out). Pacific Flro' N y' Southern Mutuul, Gu. Rlackstone, It. I., Gorman American, N. Y. Park-Flro (out),' Millers National, 111. Fireman's It. I. Germanla,' N. Y. Pcoplo's (out) Arkwrlght Mutual, Mass. Rhode Island, It. I. Olens Falls, N. Y. Phonlx (out) ' Iloston Mfrs. Mutuul. Mass. x State Mutual. R. 1. . Globo, ,N. Y. ' Consolidated ' with Fidelity. Fall Ither, Mass. Mutual Fire, Germantown, Pn. Greenwich (out). Piuddn'tlnl (out) Worcester Mutual, Mass. Agricultural, N. Y. Guardian (out). Rochester Gorman N Y Cambridge Mutual, Mnss. Albany, N. Y. Hanover, N. Y. - -. Rutgers (out) ' ' ' Dorchester Mutual Mass. Allloi.cn Ins. Ass'on. (out). Homo. N. Y. Consolllatcd with Globe, ' FItshburg Mutual, Mass. American Flro (out) , Jefferson (out). Stuyvcsant, N. Y. Km Holyoko Mutual, Mass. Armstrong Flro (out). Knickerbocker (out). Westchester NY Merchants & Farmers, Mass. nreadwuy (out). Dutchess County (out). Williamsburg City.' N. Y. Northwestern Mutual fire Ass'n. E. J. MARTIN, Secretary and Manager. Head Office: 208 Columbia Stv Seattle Wash. Salt Lake Office: Judge Building. J. A. HENDRICKSOM, Local Agent. |