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Show A Ciicular Letter. The I'toptoa Co-oporall6 Inititution hat iiwuwl tho following to its patrons tub rioi'ti'i co-ormiATivs ikstitution. Lull I, Utah, Diccuibcr 12, 1 80 J To our patrons. Nearly twenty-three years havo passed since this Institution a as organised, and in that period many vA'icd and important changes in tho, financial history of Utah have taken place, nud with those rlmngvs n complete evolution haa been gradually going on, nnd many of tho business institution! of tlio country have had to suspend because of thoir inability to collect indebtedness duo them for merchandise mer-chandise The crodlt system lias !. n Riven a very vxtoiultt and linparti.i' trial over n period of many years and found to be an entiro failure, mid the history of tho two past years has taught us many lessons. KoiilUitig tho necessity of our being in due, and to a.ivo both ourselves and our people from tho lepctitlon of involving ouinelvos In debts that m'jfu' cause us financial ruin, wo have decided that, commencing with Jnuur 1, 1805, wo shall adopt a now policy ml sell goods only C. O. I), (collect on delivery); nnd while wo thank you for your patronage, we hoo to he able to further morlt your esteem by tolling goods nt tho low ott IKMMiibl living price, nnd by courteous treatment, lly adopting this method we shall not keep an) books nor make any bad dubts and shall therefore be in position to soil at loin ' pi i vs than tvei. KvSpiUlllMv VOlllH, l Tiiom" It tin nt 1'riNi h nt, i Vii. i'i K. lliibi.ii, Siruui i |