| Show BUSINESS CONCERN AND THE BANKER A banker may say say that ho believes a concern safe though It is negligent t a regarding tho the amount of ot reserve roser It maintains but how different will bo be his tone when he knows that year af after atter oCter at- at oC- oC ter year as os the business has hns grown the surplus has been increased in pro pro- portion There Thera are nrc so many ways wn's In porton which a bank aa may and will wi help tho Industry in which It has confidence confluence There Thoro arc are times when tho the state of trade is 18 t such that It I demands of ot tho the business an important outlay to provide pro pro- yule vide for Cor natural Important increase New buildings buildings buldIn build build- buld- buld In ings s or em- new equipment or both aro to meet conditions actually necessary arid and to provide pro against competitors se securing securing so- so curing all the now new business ond and finally final final- ly my a 3 monopoly al You intent perform this work by hypothecating tho the re reserve reserve re- re serve ser and finessing gross receipts but you will go o down on tho ho bankers bankers' doubtful wi list lown A better plan would bo be to have o your banker negotiate a Q abond abond bond Issue and thereby keep your sun sur surplus plus lul even American American Industries for tor September en |