Show I II H i Th The I tic GU Host l of i T. T RI Ri Raising i a I 11 I I Family i I I II From Front the lbs American Magazine rn While th these tho people are discussing problems problems lems of or supporting a I family of oC two or ISOO 1800 p. p per r year r. I 1 I Iam am im sitting hMO hero wondering what th they do with their monr money I graduated tl In 1877 saved say sav lUI l- l ed up UI a t few hundred dollars on n a salary of oC about 50 BO O p per r month was aJ married mar mar- ned ried in 1882 SS For eighteen y years ars I J Ji i taught school on a n salary of from to 1000 per pea year I have a n wife a as asgood good gOOi as 8 the they malce make them them and and four foul children aged 11 1 11 lit 19 2 22 and C. C From these children I have n never I asked or received CIT a l dollar toward tho support of M the tile family What Whet they have earned they have used as their own The eldest old eld ext est l has r-as n a n rl rehl rohl 1 estate cLate a R motor motorboat boat hoal some money In the ho hI brink hanl Th The second has a surveyors surveyor's transit and surveying equipment that cost him and ha has an nn equity In about I 00 ricros of or good land nud has about OO OOin in tIle the tie sn ln savIngs savings savings' s' s hank bank Tile Tic next m my on only daughter ht ims a piano and arid about On in Iii 11 the hank hani The youngest st has hns about 25 In the savings s bank Th The eldest bo boy h Ins Ims s had three years In tho the State Slate university The second one Is now in iii his third year My I daughter has hns graduated from tho the full tul course urso at the St State tp Normal ormal school The Tho youngest goes to school e er every r da day I have paid for foa their education During the thc period of o family raising I 1 have lost entire household my nn en tre I ment worth orth at least 1000 b by fre fire I to th these se people i 1 1 th that t the they would be bf o 1 laking a n lor long long- lore st step p toad ultimate prosperity If Jf the they should olun voluntarily iI OSK asic sit for fa a reduction of salary to about 01 for about the Ut no nett t. t two years But Bitt jicie people will 1 not t take lt advice Let Lei them climb and die le without insurance I lost In a n newspaper venture I ha have paid for fors s support of or churches political parties and anti grafters of of one sort and another or not lot less Lilan fOO probably twi twice e that sum Mum During that time and prior to 1000 IDOO my entire Income as U-as my salary J I never received a n gift gift legacy or other assistance from Since 1 1000 OO I have made sorno business ventures yen tures which have been more moro or less success success- lid ul ul nut flut ut before I could CoUii make these ventures it was nece necessary sary for me rue to lO havo a 0 little mOne money This 1 ha had secured se st- cured cued in n the form of a 2000 life In Insurance Insurance insurance In- In policy In a good old oIl line lino compan company com corn pany pan I took the tho insurance when my mr first baby was born and r religiously kept it i in force orce It I was tho the foundation tion of or my financial success If Ji m my present very en modest state of or prosperity can con be he called caled h by that that flattering t term rm I 1 comfortably I have o ha always lived havo o ha often oren paid pal 40 O for or a suit sui of or clothes to wear and my wife wire never wants mo tue I Iless less than a 3 13 3 hat My Iy wife Ie has ha done dono trained her own her ier own housework children stuck to her hor own husband and occasionally taken talen one or two boarders to help out when the hardest times Limes were on us us I never ne allowed myself myself my my- self seU to G GO Into nto debt bt except to lla pay life lre Insurance or to buy property 1 I have havo not alwa always s 's paid cash for Cor expenses but have havo settled all such bills bis monthly Fortunately we havo o ha nil all 1 been well and outside o ot or fares paul paid to the stork we have havo contributed less than 25 In in all al to the tho tho doctors doctor 1 havo have had no eXpensive ex expensive eX- eX pensive habits thol though h I have ha c owned three horses In l 1000 I I gave Jaye u up m my salary and ventured In business but butI bil bilI living liIng ex expenses expenses ex- ex I have o carefully kept m my l within the old lines for as I Isn sn say we have hn always alway lived comfortably enough I would be glad to go a n little oftener to lo the travel a a little littlemore more give Jho a u little more to causes which I cherish and liel help a a. a fow tow deserving s. s I hope to do so somo samo da day Now if It I and Th wife have ha done this o on a salary nc never ncr r in excess ss d of de 1000 and moro more often loss less than per year car know what know is the matter matter mat mat- 1 would like to mitter mit- mit ter with wih tho the people who ho get get 1700 or orI I 1800 n a year and think they must must forego tore fore ore ore- go the tho joys jOs of ot a a. a family for fear that 10 they will wU die lo of or poverty My lY advice V 1 |