Show POLICY HOLDERS I OVERLOOK ChANCES ChANCES' Take Word of Agent As a Rule Without Examining the Goods BUSINESSMEN BUSINESS MEN DONT DON'T KNOW r Insurance Solicitor Tells of ol Some Experiences in His Own Work Local life liCe Insurance 11 men n sa say that not one policy roUcy holder In ten pays pas any p particular attention to what he Is bu buyIng buy buy- Ing lag when wh n he signs his name on the tho dotted line and agrees to pa pay for foi his 1000 to worth of goods The man who would not think of oC buying buy huy- ing jag a n OO lot in an outlying addition without examining the title tilia will buy buyan buyan an nn insurance policy on the tho n agents agent's ent's recommendation if lr the tho recommendation tion Lion is 19 strong enough h and then put pul tho the policy In a t cornet corner of his safe sao or deposit lox box arid and never think of or It except ex ex- cent when hi his annual premiums are due hut flow now much cap I raise in ca cash h on this Insurance policy asked a local loca businessman man of an on Insurance agent re re- re- re cc n nt t ly b It It might h have c been leen for Cor a mining d deal al or for Co some real estate said tho the insurance man but he ho got 1200 on his policy In cash leaving the policy with the company compan as security sec for Cor the loan Then when premium time came caine around 1111 this man said he had hal decided to allow the policy polle to lap lapse e as ho had no one dependent on Oil him in any wa way iray That runt in his opinion closed tho the deal dea dealand and he hc was vita satisfied with his 1200 L A Good GenIi In About t two VO minutes' minutes work with n n. pencil showed him hint that b by paying his next net annual premium of oC about lie he could then allow his policy to lo lapse if he wished and draw down tOO on onit onit onit it as ns final settlement This wits was WC a 0 man who has been successful successful suc suc- In bu business busine s and in several sc lines hut but he lie was going going- to pass up an investment investment invest invest- ment meat of ot that would bring him a 1 return of per cent in less lOSS than one year and an nn investment In tha Um was as safe afe is as a a. government bond hondo Can you ou beat hal beatt halIt It t outside of oC if the insurance business business' Practically every life Insurance pol- pol ic icy cy sold today has a 0 cash ash loan n or ci paid paid- ip up Insurance value alu after aCler pr premiums for two years eals have ha been heen paid continued the tue Insurance man and yet I doubt If f there is one policy polley holder in ten who vho knows what policies would be worth in cash today if he wanted to rai raise e some money mone or who knows what they hey would be lie worth If It he should find himself himsel unable to continue the thc premium premium pre pro payments In the same way it Il t would bo ho a n conservative statement that hat two vo policy holders in five could not say a without consulting their policies poll poll- cl des cies s whether H the they were for annual or deferred dividends or whether they iwo participating or 01 non In ng policies L I. S 1 r Jr jf J. J Sorno imO T il t t 1 i Thc dividend proposition Irs Irs' ls' ls m ei I ply ily this tho policy holder re receive receive receive re- re credit for 1908 1008 dividends on his policy at the end of oC 1908 to be ho applied on his next years year's premium or 01 docs does he receive his dividends in a n lump at athe atthe atthe the he expiration of oC ten or twenty years Then again do you ou for Cor instance receive re receive re- re a 0 pro rata rala share of the profits of the lie insurance company on your policy pol- pol icy cy or do you Oll simply Imply pay Sf so much n a year for your Insurance straight with no 10 dividends Ill I'll bet a box of cigars you YOLI cant can't tell without hunting up your our policy His Ills friend did not bet for the reason that hat he was opposed to taking the losIng los los- lag Ing ng end emd erd of a a. sure thing wn wager cr I |