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Show Page 4 The Gunnison Valley Gazette Free yourself from cycle of emotion investing The Outdoor Report Free fishing on June 7 If you're looking for a fun activity that's outdoors and close to home, mark June 7 on your calendar. June 7 is Free Fishing Day in Utah. You don't need a fishing license to fish in the state that day. "Make plans now to take your family out and enjoy a free day of fishing," says Drew Cushing, warm water sport fisheries coordinator for the Division of Wildlife Resources. Cushing says early June is one of the best times of the year to fish in Utah. Fishing for warm water fish, including bluegill, catfish, white bass and smallmouth and largemouth bass, is just starting to pick up. And trout and other cold water fish are still active and available to catch. Before Free Fishing Day, the DWR will place extra fish in waters across Utah. Most of the fish will be placed in lakes and reservoirs, so lakes and reservoirs should be good places to fish on June 7. Utah's community fishing ponds are another good place to try. Before June 7, catfish that average 18 inches in length will be stocked into the ponds. "Catch one of these cats," Cushing says, "and you'll be in for a fun fight." Depending on where you live, a community pond might be only a few minutes away. You can learn more about Utah's community fishing ponds at wildlife.utah.gov/cf. Cushing says the DWR will keep stocking catfish into the ponds until the temperature cools in the fall. "Then, we'll place trout in the ponds," he says. You don't need a license to fish on June 7, but all of the other rules in the state's fishing guidebook will still be in effect. Cushing encourages you to get a copy of the 2014 Utah Fishing Guidebook and learn the rules. The free guidebook is available at wildlife.utah.gov/ guidebooks. Copies are also available at DWR offices and from fishing license agents across Utah. "If you have any questions," he says, "please call the nearest DWR office. We'll be happy to help you out." The Outdoor Report is Sponsored by: SATTERWHITE LOG HOMES T E XAS • Family. Experience. Quality: 528-5001 Hwy 89 Northeast of Gunnison Open Monday - Saturday The First Word and Last Name in Log Homes! Think Satterwhite for Log Homes, Rough Lumber, Timbers, Animal Bedding and Firewood THE LOCAL PAGES THE BEST PHONE BOOK IN TOWN TM Go If Find MOBILE APP fi MOBILE ONLINE PRINT DOWNLOAD GO FIND WANT TO LIST YOUR BUSINESS? call 801-963-1702 WWW.GONIFINICI.CCINI Wednesday, May 28, 2014 In many areas of your life, you're probably Clearly, basing investment decisions on emoaware that it's useful to keep emotions out of tions can lead to poor choices. your decision-making — and that's certainly So don't get caught up in this pattern. Inthe case with investing. However, it can be dif- stead, strive to follow a disciplined approach ficult to keep your feelings from influencing to investing. Build an investment portfolio your investment decisions. But you may find that reflects your objectives, risk tolerance and it easier to invest with your head, rather than time horizon, and seek to hold appropriate inyour heart, if you know a little something about vestments for the long term. Of course, you two different cycles: the market cycle and your may well need to make adjustments along the emotional cycle. way, but do it for the right reasons — such as Let's start with the market cycle. If you've a change in your goals or in the investments been investing for a while, you're aware (prob- themselves — rather than as a reaction to the ably highly aware) that the financial markets current market cycle. are rarely static — they are always moving up Our emotions are powerful, and their powand down, at least in the short term. (Over the er can increase when applied to such a meanvery long term, a period of many decades, the ingful aspect of our life as our finances. But if markets have trended up.) But these short-term you can detach yourself, as much as possible, movements, while perhaps appearing as "zigs" from the emotional cycle of investing, you can and "zags" on a daily basis, actually form a avoid considerable angst — while helping clear pattern, or a cycle, that can last for months or the path to pursue your goals. years. These cycles are known as bull (up) or This article was written by Edward Jones bear (down) markets. Going back to the Great for use by your local Edward Jones Financial Depression, the average bear market has lasted Advisor. www.edwardjones.com 21 months, while the average bull market has extended for 57 months, according to research from Standard and Poor's Index Services. These market cycles greatly influence investors' attitudes and behavior. In fact, they lead to the formation of investors' emotional cycles. During bull markets, investors tend to feel optimism, excitement and even euphoria. But once a bull market ends and a bear market begins, investors start getting nervous. And the If You Aren't at Your Last Job, longer and deeper the bear market, the greater Why Is Your 401(k)? the depth of emotion felt by investors. These Leaving a 401(k) with a previous employer could mean emotions can begin as anxiety and then progleaving it alone with no one to watch over it. ress to denial, fear, desperation and panic. At Edward Jones, we can explain options for your 401(k) and help you select the one that's best for you. If you'd Furthermore, market cycles and emotional like to roll it over to an Edward Jones Individual Retirement Account (IRA), we can help you do it without cycles don't really align. For example, investors paying taxes or penalties. And you can feel confident that someone is looking out for you and your 401(k). may well experience euphoria when the market has reached its high point and a bear market has To find out why it makes sense to talk with Edward Jones about your 401(k) options, just begun. For a while, then, these investors, fucall or visit your local financial advisor today. eled by their euphoric feelings over the big gains they've achieved, may continue pouring money into the market, even as it's declining. This type Darin K Frandsen, AAMS® Financial Advisor of behavior, though, is probably better suited for 446 South Mall Drive B-7 when the market is already at a low, when invesSt George, UT 84790 435-627-2159 tors' dollars will buy more shares. Conversely, investors may reach the peak of their fearfulness at the end of a bear market, just when things are about to turn around. At this point, their fear may Edward J ones hold them back from investing — even though, MAKING SENSE OF INVESTING with prices low, it can be a good time to invest. Member SIPC •• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • •• • •• • • • • • •• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • Prices effective May 28 - June 3, 2014 4114 A LOCAL! Pharmacy Hours: Mon.-Fri. 9 am to 7 pm Sat. 10 am to S pm Closed Sun. lirtget Nielson lir Years of Service • USDA Choice Boneless Beef USDA Choke Bone-in Beef Rump Roast $199 lb. Ribeye Steaks $8.99 lb. Del Monte Golden Plump 14-15 oz. Boneless Skinless Chicken Breasts, Tenders or Stir Fry 1 for $8 Western Family 5 oz. Premium (hunk Chicken Breast 99( •• Pineapple Ur lb. Western Family 4 lb. 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