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Show ™DAILY UTAH CHRONICLE Tuesday, January 24, 2006 ASUU lobbies for more financial aid Jay Logan Rogers Chronicle Writer Student leaders from Utah colleges and universities lobbied the state Legislature for more need-based financial aid on Jan. 18. The presentation was made by members of the Utah Student Association, a coalition made up of student body leaders from all of the major institutions of higher learning in the state. The students recommended a budget increase of more than $1.4 million in ongoing financial aid funding. Ali Hasnain, president of the Associated Students of the University of Utah, was among the Utah Student Association representatives presenting information to the Higher Education Appropriations Subcommittee. "Federal grant programs continue to weaken/' Hasnain said, emphasizing students' need for greater help from the state government. The students provided the lawmakers with the results of a survey conducted by the Utah Centennial Opportunity Program for Education. These statistics indicate _ that Utah lags behind its neighbors in the FINANCIAL SCAMS TO AVOID Top 10 Most Common Financial Scams Expected for 2006 Instant Messaging Stock Tips: uses text messages to promote penny stocks continued from Page 1 tory" Web sites to add legitimacy to their ploys. Investors are led to believe they are dealing with a legitimate regulator who is vouching for a particular investment or a seller of securities. Often these scam artists ask investors to pay a fee to release "restricted stock" in public companies, promising to share the profits. They have no shares and just steal the investors' money. 6. Investors are asked to loan money to fund a company's operations, getting a promissory note in return. But the notes are worthless. These offering have been successful because insurance or real estate salespeople then offer the promissory note without realizing they are worthless. 7. Radio and television advertisements are used to convince investors that they can earn huge profits by buying and selling the euro, the yen, the Russian ruble or the Canadian dollar. . The promoters of these programs claim that it is easy to make a profit, when in fact, profits depend on economic outlook and fiscal policies of each country. The promoters make their profit by charging high commissions. 8. Some salespeople have started calling themselves "senior specialists" in an effort to sell financial products to senior citizens. ! Iraqi Currency: Advertisements promise wealth by purchasing I the new Iraqi dinar. The ad does not tell people that the dinar can only be redeemed in Iraq and the sellers have already doubled their money. Thus, the dinar would have to more than double In value and you would have to take a trip to Iraq to collect profit Antique Foreign Bonds: Promoters sell Foreign bondsfromthe 1930s claiming they still have value. The bonds look official, but have already expired. Advance Fees: This scheme targets businesses offering to arrange large loans at low interest after payment of an advance fee. In the end, no loans are ever made. Fake Regulatory Agencies: Promoters create fake Internet pages leading people to believe they are dealing with a legitimate regulator who is vouching for a particular investment or a seller of securities. Promissory Notes/Factoring: Loan money to a company's operations getting a promissory note in return, but they are worthless. They are often sold by insurance or real estate sales-. person who does not realize they are worthless. . ;. Foreign Currency Trading: Promoters convince Utah residents they can earn huge profits by buying and selling Foreign currency. The promoters charge high commissions. Senior Specialists: Some sales persons call themselves "senior specialists^ an effort to sell financial, products to seniors to give themselves more credibility. Prime Bank: Investors are told secret European banks offer higher profits than U.S. banks. No prime banks exist and investors lose all their money. Affinity Fraud: Investment scams are pitched to certain groups, I such as a church. Often investors tout credibility by saying ! officers of the company are former missionaries. Source: Utah Division of Securida LECTURE SHOWS POSSIBILITY OF NEUROSCIENCE continued from Page 1 waves while soldiers are in combat. Moreno said the government is also working on developing a "war fighter"—a human manipulated by drugs to be a more efficient soldier. The "war fighter" would require less sleep, less protein and could heal itself with the aid of drugs and technology. The war fighters would eventually be replaced by robots, which would be controlled by human soldiers in a bunker somewhere out of harm's New Donors Can [Earn $65 This, Week! amount of financial aid provided to students. "Our need-based financial aid in Utah is not keeping pace with our tuition increases," said Taylor Morgan, lobbyist for the Utah Student Association. He emphasized that the high cost of college creates a debt burden for many students. Ryan Starks, student body president of Weber State University, told the committee of his personal experiences with financial aid, "Without financial aid, I don't think it would be possible for (my wife and me) both to attend school, and I probably way. "We are probably moving to a cyborg technology," Moreno said, and one of the first steps toward a more robotic world is the use of neurologically manipulative drugs, like the "anti-conscience pill," which can treat stress, reduce guilt and potentially eliminate entire memories, preventing psychological conditions like post-traumatic stress disorder. Another one of these drugs is Oxytocin, which potentially could be used in interrogation situations and would make people less inhibited and trust whoever is interrogating them. Moreno also spoke of experiments in which primates are being injected with electrodes and being trained to EASY IN COME TODAY! I'it ..i,t The lecture was "fascinating" to Linda Carr-Lee from the U's division of medical ethics. "It made me rethink a lot of things I had just discounted before," she said. "I don't think the government wiJl control our brains in the old-fashioned, 'Manchurian Candidate' sense, but we will eventually be able to change our brains," Moreno said. Moreno's book, Mind Wars: National Security and the Brain, is scheduled for publication this fall. m.ratcliffe@ chronicle.utah.edu NEED MONEY? Receive up to $ 2 0 0 a month. Study while you donate life-saving plasma! Present this coupon on yourfirst visit and get a 801363.7697 - 609 S. State St. www.biolifeplasma.com 2978 South State St. S. Salt Lake City. UT 84115 801-485-5085 J V move electronic limbs in another room, simply by thinking about moving them. There were many questions of how ethical these methods would actually be for military and civilian use, but Moreno said if there were too much protest or concern, the experiments would be driven underground, which is more dangerous because then the public can't talk about it, he said. "I have no doubt about the connections Dr. Moreno made," said Jay Jacobson, honors division chief of medical ethics. FIRST TIME DONORS^ ZLB Plasma Services Good for. You. Great for Life. zlbplasnid.com i Anyone claiming to be a senior specialist may be trying to disguise a fraudulent investment, sell an unsuitable investment or trick investors into disclosing confidential financial information. 9. Investors are told that certain secret European banks offer higher profits than are available at U.S. banks. The crooks say the money will be used to facilitate money transfers between these banks and that the investment is guaranteed. In reality, there are no such banks and investors lose all their money. 10. Crooks are trying to sell investment scams by targeting certain groups, such as church members. The promoters hope the investors' guard will be down if the investment is sold by someone they know and if other members of the group also invest. In 2005, members of several Utah congregations sent more than $21 million to a California real estate scam. In November, Arizona regulators shut down a scam that raised $150 million from investors touting the credibility of company officers as former missionaries. "Make sure the investment is registered and the salesperson is licensed," said Wayne Klein, director of the Utah Division of Securities. "People often re-evaluate their finances at the end of the year for tax purposes or to invest year-end bonuses. Take time to ensure all investments you make are legitimate." p.muir@chronicle.utah.edu WiFi Internet Service now available We make it cosy for you to cam money today with your life-saving donation V wouldn't be here today," Starks said. Rep. Kory Holdaway, R-Taylorsville, said the student leaders' presentation made an impact on the committee. "It is something the committee needs to be aware of. This is hitting my kids' pocketbook," Holdaway said. "I hope they stay vigilant in keeping the issue in the forefront of legislators' minds." Student leaders were not lobbying for any particular bill but were encouraging committee members to make need-based financial aid a high priority when they finalize this year's budget for higher education. v . LEADERSHIP SCHOLARSHIPS IN SCHOLARSHIPS Scholarships include: Robert H. Hinckley Scholarship Abrelia Clarissa Hinckley Scholarship John & Anne Hinckley Scholarship Scott M. Matheson Leadership Scholarship Suazo Community Scholarship Olene S. Walker Scholarship Hinckley Institute of Politics OSH 253,581.8501 www. hinckley. Utah, edu continued from Page 1 For those who prefer warmer weather, an Arabic language program is now available in Alexandria, Egypt. Students study modern standard and Egyptian colloquial Arabic while exploring the country's second-largest city, founded by Alexander the Great. For history majors, the program in Buenos Aires, Argentina, can broaden knowledge concerning Latin American history and give an excellent opportunity to visit the "Paris of South America." The seventh new summer program is the study of social work in Eastern Europe. The group leaves in mid-May after finals and flies to Sofia, Bulgaria, and Prague, Czech Republic, for 11 days, earning three credit hours. Students who have traveled abroad say the experience is life changing. "It was challenging, undeniably worth it and beautiful," said Matthew Barney, a senior in philosophy. Chaz Moder, junior in business, said his favorite part of living in Spain as part of the Study Abroad Program was the history in everything, "Everything was really compact and hundreds of years old," he said. The cost of the trips averages between $1,500 and $3,800 and includes tuition, room and board and required international insurance. For more information about the new Summer 2006 opportunities and other programs available through the International Center and other agencies, visit the Study Abroad Fair this Wednesday from 10 a.m. to 2 p.m. in the Union Ballroom. l.groves@chronicle.utah.edu • W H Y STUDY ABROAD?• Gain an international dimension and a global perspective •Develop a global resume • Enhance marketability in the career field • Expand career choices • Experience interdependence of countries • Increase understanding of other cultures • Gain a new perspective on the U.S. and its culture • Enhance an array of important personal skills, such as interpersonal relationships, communication, adaptability and problem solving • Increase personal sense of independence and self-confidence • Achieve competence and improve skills in a foreign language • Meet new people and make new international friends UMFA. PRESENTS PIONEER ART EXHIBIT continued from Page 1 day, even though you're looking at it from roo years ago." "Our hope is that the primary resources will cause viewers to doubt their preconceived ideas, question the Utah pioneer stereotype and expand their thinking about Utah history," Shrieve said. In conjunction with the exhibition, UMFA will be presenting a special roundtable discussion on Feb. 14 at ir a.mLocal experts will share their experiences and offer advice on collecting Utah art. This event is free and open to the public. a.breton@chronicle.utah.edu College of Science/College of Mines and Earth Sciences Frontiers of Science lecture ; www.science.utah.edu Harvesting the Tree of Life: Reaping What We Sow $5 BONUS! MATHESON or POLIMCS APPLICATION DEADLINE March 3, 2006 NEW TRIPS AVAILABLE FOR STUDYING ABROAD •:.! HINCKLEY INSTITUTE APPLYNOW Hasnain said that the coalition is concerned that Utah is not keeping pace with other states in the amount of financial assistance it gives to college students. In order to ensure continued attention to the issue, he and other Utah Student Association members intend to make future appearances before the committee. "I think Wednesday's presentation was effective. I think that it's helpful for state representatives to hear from students about possible solutions we can come up with together," Hasnain said. j.rogers@chronicle.utah.edu Michael F. Whiting Professor of Integrative Biology . Brigham Young University Collaborative efforts are underway around the world to construct the Tree of Life project for all biological species! Professor Whiting will discuss the steps required to assemble the Tree of Life for the insect family - from trekking through rainforests, to using innovations in DNA sequencing technology to supercomputing! Whiting will give a live radio interview on KCPW 88.3 and 105.3 FM on Tue, Jan. 24 at 10:40 AM - Tune In! 9. Open to students of ALL Majors who are Entering their senior year in Fall Semester 2006. Application Deadline: March 3, 2006. For more information contact, llit* 11inrklcy Insliluir on*oli!.k-sat.Ji8I.H.'50ll OSII 2/>8, or visit, www.hincklcy.nlah.edu Weds, January 25 7:30 p.m. A. Wilmot Skaggs Biology Bldg. Free and open to the public! |