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Show "1SERT u If plan to Join a Christmas dub nght after the first of iie year, try to find one that pays interest For more and a ore banks are finding that hey must pay interest on Cfcnrima; Qub accounts to get and hold members. chi to Tko years ago, according the American Bankers eras row vir ro fhtsiui rmnts Assn., only about one bank in ten as offering any interest at all on Christmas Club accounts. thou jh, Today, more and more .banks ire preparing for 1969 4, 9 ( The Christmas Club Way Saving By BITTY YARMON YORK (WNS) December NEWS, Thursday. gency may jou get the money out before November. t, It you miss a weeKiy you may make it up latei on. Also, jou are allowed to pay in advance. If you decide to give up during paj-men- 1370 by bowing of their dept-itothat they pay interest on Cnnstmas Club acrxnrt 0 the demands rs Mercantile City Bank m Atlanta, for example, already is adverfising it will pay 4 per cent on 1970 Christmas Club accounts, and East River Sav ings Bank, New York, goes that one better by offering 5 per cent, the identical rate it on regular pays savings accounts. Membership rolls are booming where interest is announced, while in some cases Christmas Club business is lagging. The reason Christmas Clubs can attract members at ail today, even where they pay little or ro interest, is the same reason that has motivated us savers for more than 50 the jear, you nuy hate to wait until the next November for the money jou have al ready paid :r. again unless jou can prove an emergency. Some banks actually impose a service charge of about J1 on members who fall by the way-sid- e. This idea of savirg with a u no purpose, incidentally, longer restricted to Christmas. Today banks have vacation clubs, tax clubs school al even dubs, savings 1- - Low clubs. And some of the millions cf vtrorg-vviUe- vou d Cjf ee ayty j ourself. purpo-- e are certain ths money jou deposit in a normal savings account will stay till jou need it, then theres ro need to join a Christmas Club ea when ilie interest is identical or clore to it Oth- PliiK ritHetmae aiwi ic Vasa k tmuo U V vauo sin IOC tK seems tailor-mad- e for jou. If jou Christmas Qub members use their money i. r purposes other than holiday shopping as permanent savings, to pav-C. l! luXCt, for VCatSTm biii other purposes. Should ou save at a Christ j mas Qub? That depends on I": jiwM 9 Zj , SALT LAKE CM I OGDEN COTTONWOOD MERRIER BY . THE MORSEL! v i--r !Z CjVI years. It gives us an organized way to save with a purpose, and apparently millions of us more than 15,000,000 families a year is the latest estimate do not feel strong-wille- d enough to do so without an outside stimulus. Those of us who do our savin ing ordinary savings accounts often find the temptation too great, say, when vacation time comes round. We dip into our savings then, and find the larder bare at Christmas time. In the Christmas Club, the bank keeps our money intact until the start of the Christthe mas shopping period ujxr i JjH ,11 (Wise AsfjoUobU I 5S5S, t htlghf FAST CmsoI T2mS I 82 cmNi CenvuuMt i I ; 5 with contra) pond epeedewler, aule$ indicctor, ISaar, odjttSJofcl. podai midM Control A el Soft mbborpodoh with to atrop. mAf Sdnrim j hew rapport -- styled by Crosciil one in which w now find ourselves. While some of the mechan- iM in three handsome ics may differ from bank to t y bank, in general the procel$ dure is uniform because all banks that do join pay a lee . , . Jt5f 19 MINUTES A to ritar cs.!, 4 for coupon books and other Tin b MttiH to koto ye Imp Sr k4 j operating materials to The trim, end eow it't Christmas Qub Corporation. ms? n4 envtriat in he pmsy rt yur j This is the procedure: ewe home. Ne Mftr M ht 1 If yon want to join, you simwaallcr it Ike evixdo, there's j ply apply at one of the 10,000 oWoft ndiag too for the We banks in the country that are feehr irtiHo. Moot her weight And perfect to help the watcher members. ing few to leap fet thsm. Trer ' j You receive a card to sign, W ft 'pteo A K:, v fer jort which is a pledge to yourbrook.' K 9 wh Je c Jjf&rw j no one self and Y else, really tkow, tt forc hsA. ee w reo.l : to save a certain sum each k.M Mil I.l' WWOteiil 011 week for 50 weeks. You may select one of seven payment groups: 50 cents, $1, $2, (3, $5, 610, and $20. SSCHW1HH CYCLE Just before the start of the Christmas shopping season, f 4644 Helladay Blvd. you receive a check for the Phone 277-262- 6 amount you have saved during tiie year. Only in an emer i? Si vL Young Romantics 6f GERMAN CHOCOLATE CAKES; reg. 1.60, large size . 1.29 a r rKCiNc.ri nrvr dkcmu fabrics 29c reg. 37c loaf ZCMI FRUITCAKES dark or light loaf loaf ring ring look all ready to hang! the custom-mad- e - scrumtious! 2.25 3.65 5.50 9.25 20-o-z. 2-l- b. 3-l- b. 5-l- b. Soft sheers to filter sun and give "Scottsda! homespun red width to 40 to 60 ts 36" to 1 10 to 134 45 length $21 $10 $26 84 length $47 $34 $K $27 pri- vacy; beautiful overdraperies to look! the custom complete "Scottsdale" textured homespun of washable rayon acetate In gold, jHOLLADAY "Imperial antique satin rod width to 40 to 60 to 86 to 110" la 131' 45" length 17.50 $8 $22 54 length 8.50 $18 $23 84 length 26.50 $21 $10 $37 jade, pumpkin, bone, banana, white. "Imperial" rayon acetate antique eggshell, white. sheer underdraperies "Springtime" of Dacron polyester voile in white, eggshell, gold. satin In $55 gold, $43 VALORA'S chocolates "Springtime sheers rod width to 54 to 8! to 108 to 135 84 length $26 $14 $33 $45 Utah's finest hand-mad-e candies; delectable excitement for everyone! box 2.50 $5 box 12.59 box 7.50 2-l- b. 3-l- DOWNTOWN SkO Wit ZCMI MAFEElESaU COTTONWOOD MAU. 350-204- 4 350-213- Wane 5-l- b. b. 9 rL i - ,s' f - ' if T -- 4 ' ,y A.J VALORA'S FRUIT & NUT ASSORTMENT have a 1 box 2.50 z. happy hoiida box $5 r Pfr .i P 1 A W', house 28-o- z. - 7 rrrs7 1 with , A , s i instant-f- it VALORA'S MINT SQUARES delicacies! Chocolate-min- t 3 DAYS ONLY! 7-- o z. box 1.25 15-o- z. box 2.25 4S Sue Cory rsstt sir now 'Select Wove" tr HKtP MV kol4M CUtHOftl (ItO y III . on sale! Includes shampoo, set, cut and style iwsrar-irtw- PLUS Helena Curtis 'instant Conditioning' reg. $18 chair sizes' 14 treatment ? 12.50 We specialize in the core of fashion wigs. ZCIvI I FREE PARKING WHILE IN THE BEAUTY SALON USE YOUR PENNEY CHARGE CARD NO APPOINTMENT NECESSARY DOWNTOWN COTTONWOOD MAU 350-204- 350-213- 9 4 $36 sofa sizes $3Q Refresh tired choirs and sofas with new florol and coordinating solid slip coven. Strong stretch nylon slip covers that really follow the contours of your furniture and stay put! Green or brown prints; green, brown, gold solid; washable. 3 custom formulas for every type hair SALT LAKE reg, ZCM MHlES-o- ll VALORA'S CHERRY CORDIALS 2.60 box atom BUTTER TOFFEE uttun 1C .o-to- coTTmtwaas ts 9 week doys i un ll 773-104- Saturday 10 to 6 m. 0t)6O - (Ho, , iotartrld. er tU mf I leh: Sou Lche 322 1581. ( ftfi67 2247; emi Bnphan Citr 7238353" far Shopping Saxur), eUeu hert m Lie fire deliver? tenk la Lopa end aooJL te Pzriom; 50c feet CO D. keel deiwenes, Mai v&fKZOtl Stepping Sernce, 15 S. Mam Scmh UkrGyA 3 111 . AiTKt-A- Imw a. w Huppmf Aamilic, laminpo A, jj4 .No. OfJen) 7 33 $535 2.20 bex ZCMI BAKtrr od CANDY - ell store 0 4 |