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Show ... m MEDICAL EXAMINATION REQUIRED NO SALESMAN WILL CALL . . . GET YOUR POLICY FREE IN THE MAIL BEFORE YOU DECIDE! Now there is a new family life plan that gives high cash benefits for the modem young family. There is absolutely no red tape . . . and your protection can start just as soon as your application is accepted. FOR FATHER The new PROVIDERS 100 Family Life Plan pays $50,000 for accidental death, $20,000 if death results from other than an accident. 3pi FOR MOTHER Q. What b the PROVIDERS 100" Family Life Plan? A. It is an extremely Family Term Insurance Policy that eligible member of your family. low-cos- t The new PROVIDERS 100 Family Life Plan pays $25,000 for accidental death, $10,000 if death results from other than an accident. What could possibly be worse . . . foreity young family . . . than the loss of a Father or Mother? If you read the news papers or listen to the news, you know the answer to that question. How often do we see or hear about both the Father and Mother losing their lives in an accident. What a tragic event. And then what happens to the kids? Wilt they wind up in a state institution? An orphanage? Will they be split up and placed into foster homes? Or will luckier ones, taken in by a relative . they be among the who has just enough cash to provide them with the bare i necessities? Think about it lor a minute. Who will pay for the graduation the party dress? the two wheeler? ring? . ..college! Fathen age 18 to 44 may apply for the PROVIDERS 100 Family Plan. As long as you pay your premiums, you will be fully insured. We can never cancel your protection. At age SO, when this plan ends, you have the option of changing over to any of our permanent plaits . . . regardless of your health. This conversion privilege b absolutely guaranteed! You will gel a policy that provides coverage for 'tie one tint gives you cash values, insurance options and many loan privileges, paid-uother benefits. You tell us what you want ... we make the change for you. Its as simple as that. If the same accident takes the life of both the Father and Mother, Providers Benefit will pay $100,000 to the This benefit, included in the plan comes in very handy if Dad should become disabled while this policy is in force. After 6 months of total disability, the company waives the payment of premiums (these premiums never have to be paid backf and continues the policy in full force. Premiums dont have to be paid until Dad is able to go back to work. ... ... children! We will pay that money in one lump sum, or in equal ' monthly installments for 5, 10, or any number up to 20 or we will pay monthly or quarterly until your yean youngest child is a given age, 18 for example. Yon retain complete flexibility to set up your estate any way you choose! ... PRIVILEGE SPECIAL CHILDREN'S CONVERSION Each of your children can get their coverage converted ! t $10,000 worth of permanent protection with no medno strings ical exam . . . regardless of their occupation of any kind! Thats a tremendous feature in cne something happened during their childhood that would make them uninsurable later on. ... ... p WAIVER OF PREMIUM BENEFIT SPECIAL PAID-U- P BENEFIT This policy continues protecting the family at no cost after the loss of the Father. Mother and the children are covered as before, without ever paying another premium! DAD: NO MEDICAL EXAM TO APPLY You do not have to lake a physical examination to get your policy! lust complete the short application form and if you're under 45 (your wife can be any age) and in normal everyday good health, you should qualify. LICENSED BY THE STATE OF UTAH ------ man naaa a. aaaa mm. aim. mm T m an an emmm aammmmm PROVIDERS 50 PLAN PLAN PROVIDERS BENEFIT LIFE INSURANCE CO. 8045 West Chester Pike, Upper Darby, Pennsylvania 19082 APPLICATION FOR LIFE INSURANCE Q. Do the children have any coverage? A. Yes. Each dependent child b automatically insured for $1,000.00 until age 21. Q. Q. How is that $100,000.00 paid? A. The money b paid in one lump sum. or in equal monthly installments for 5, 10, or my number up to 20 years ... or the cash b paid monthly or quarterly until your youngest child is a given age, 18 for example. You retain complete flexibility to set op your own estate any way yon choose. INSURANCE DEPARTMENTS A SHOPPERS GUIDE TO TERM LIFE INSURANCE. . The Pennsylvania Insurance Department (a government nee companies! rectntly department regulating issued A Shopper's Guide to Term Life Insurance. The Guide lists the cost figures for the 25 largest life insurance companies doing business in Pennsylvania. This PROVIDERS 100" Family Life Plan is lower in cost for its basic benefits than ANY of those 25 companies. is no way we truly believe-theras of today Plus ANY insurance company . . . ANY insurance agent . . . can pat together a plan giving ALL of the benefits you get from the PROVIDERS 100" Family Life Plan at these rates! ... ... T-H- S 1. PROPOSED INSURED YOU CAN SAVE WHEN YOU BUY DIRECT With the PROVIDERS 100 Plan you deal directly with the insurance company. Everything is handled through the U. S. Mail. No salaried or commissioned salesmen will come calling on you. There are no middle men . . . yon deal direct! It's easy to see how thr cots costs . . . and we have tried to pass all of the savings on to you. IS THIS THE BEST VALUE YOU CAN GET? COMPARE PROVIDERS BENEFIT WITH ANY OTHER COMPANY! SEND NO MONEY We prefer that you have a chance to read and study your policy before you spend any money. If you qualify, your made policy will be mailed to you your own policy out to you and registered in your nair.e . . . so that you can determine if this policy truly fits your needs. (And, of course, to be sure that this policy is everything we say it is!) After you receive your policy, you will have ten days to make your decision. If you decide to keep the protection, just mail one regular monthly payment your protection will then be in force. If you decide you do not want the protection, do nothing. You arc nnder no obligation of any kind. No salesman wul calk ITS 3 above, if living: otherwise, 4. Beneficiary: (1) The insured, if living; otherwise, (2) the wife, named in Question (3) the dependent children $ defined in the contract, in equal shares, who are still insured under the contract; otherwise (4) the estate of the person by reason of whose death the proceeds are payable. 3 been treated or or had any indication ol: 5. Have you ot any ot the persons listed in Question (a) Heart murmur, chest pain, angina, coronary disease, or other heart trouble; high blood pressure or any disease of the blood vessels; tuberculosis, or any disease ol the respiratory system? (b) Mental disorder, epilepsy, fainting, disease of the brain or nervous system, tumor, cancer, thyroid disorder, diabetes, or syphilis, impaired vision or loss of limb? (c) Disease of stomach, intestinal tract liver, kidney, urinary or reproductive system? 6. Have yo-- j ever used any habit forming drug or narcotic? Have you ever been treated for drug addiction, drug reaction, or alcoholism? 7. During the past 4 years have you consulted a physician or other practitioner, been hospitalized or had a surgical operation not disclosed elsewhere in this application? 8. Have you e.er been convicted ot driving while intoxicated or have you received any moving violations in the past 2 years? 9. Do you intend to participate, or have you participated during the past 4 years, in any type of air, auto or other racing; mountain climbing; sky, skin or scuba diving, piloting an airplane or any other similar sport or avocation? 10. Is the Insurance applied for intended to change or replace any existing insurance on your life "YES", GIVE FULL DETAILS BELOW: If medical, include name I I J 8 9 S I if necessary.) To the brt of my knowledge and belief the statements above are true and complete and shall be the basis for and become a part of any policy issued. I understand that the msurance applied for shall not take effect until the application is approved and the first premium received by the Company OR 0THLR INSTITUTIONS. Th's form, or a photocopy of it, authorizes any TO PHYSICIANS, HOSPITALS AUTHORIZATION or medically related facility, insurance company, and any other person, physician, hospital, clinic, or other medical institution or organization to give the Providers Benefit Life Insurance Company any information it requires in connection with any insurance policy, application or inquiry concerning myself. Date Signature of Proposed Insured Signature of Wde of Pmnnsed Insured .m- iPBA (?73) Q. Are there any other benefits? A. Yes. In the event of the death of the Father, the policy b fully paid up for the Mother and Children until the Termination Date. Q. Suppose the Father becomes totally disabled, do the premiums still have to be paid? A. No. If the Father b totally and permanently disabled for six months, all premiums that then come due . ..while he remains totally and permanently disabled ... are paid by the Company. When he b able to go back to work, he just starts paying his regular premium again. Q. Can my children change to a policy of their own? A. Yes. On their 21st birthday or on the policy Tertrnalion Date they can change to any permanent plan issued by Providers Benefit Life, regardless of their health or physical condition. Plus . . . they can increase their protection to as much as S 10,000. Q. If we have more children, will they be covered? A. Yes . . . automatically, and at no extra charge, on the child's 31st day after birth. Q. How much does the PROVIDERS 100 Family Life Plan cost? A. These are your tow monthly rates for the Ace 18-2- 9 30-3- 5 EASY TO APPLY The right life insurance protection for your family is a big decision. That's why we request you send no money with your application. Get your policy, study it, then decide. But you can't really make an intelligent decision until you have your own policy in your hands. To do that, fill out the application, sign it, and mail it to: Providers Benefit Life Insurance Company 8045 West Chester Pike Upper Darby, Pennsylvania 19082 That's all there is to it, there's nothing else to do. But please . . . dont pul it off. All of the good intentions in the world are of no use to anyone unless they are car. ried through . . . unless positive steps are liken to make those good intentions a reality. Act today . . . you have absolutely nothing to lose, but you do have a great deal to gain. SEND NO MONEY Monthly $12.95 14.95 If you prefer, and it fits your budget better, you may start with the PROVIDERS 50 Plan that pays $10,000. to $50,000.... all of the 'ash benefits are 50 oi the regular plan, all of the other provisions remain exactly the same. 1 Hesv are the low monthly rates: Ace 18-2- 9 5 Age Monthly $6.95 7.95 36-4- 0 41-4- 4 Mouihiy $ 9.45 - - 11.45 The rates shown are based on the Father's age at the time of enrollment. Renewal rates are based on the F ather's attained age. but are guaranteed not to change during any five year period calculated from the Effective Date of the policy. ... ... if you decide to keep the protection and mail in your monthly payment, and then change your mind or any reason whatsoever, you have a full y money-bac- k guarantee! ANY QUESTION Q. How long will our family be protected? A. You are all protected until the policy anniversary following the Father's 50th birthday. This ts called the Termination Date." Carefully review the benefits and premium of the Providers 100 Family Life Plan. Then compare the benefits and premium with those of ANY other company. Even talk to insurance agents of other companies. THEN COMPARE. We truly believe, that as of today, you cannot get a better family term life insurance plan than the PROVIDERS 100". In addition, physicians, dates, conditions, durations and treatments. (Usa separate sheet Q. Can I change my beneficiary?. A. Yes, at any time. e ... IF YOU HAVE ANSWERED Father and Mother lose their life in the same accident? A. $100,000.00 b paid to the children. YVbat happens if both the 30-3- Check the box for the plan you want for your family. PROVIDERS 100 THE PENNSYLVANIA , Q. What about Mother, how much coverage does she get? A. $25,000.00 for accidental death; $10,000.00 3 death results from other than an accident. Each child receives $1,000 of protection ... no matter how many you have. New additions to the family are covered as soon as they're 31 days old . . . automatically ... at no extra cost . . . and you dont even have to notify us! YOU MAY CONVERT YOUR POLICY protect yon and every Q. How much protection is on the Father? A. $50,000.00 for accidental death; $20,000.00 if death results from other than an accident. FOR THE CHILDREN $100,000 DEATH BENEFIT wifi Q. Must I pay any money before I have a chance to read my policy? A. Absolutely not! We prefer that you send no money with your application. Your policy will be mailed to you . . . made out to you and registered in your name, so that you can read and study it before you spend a cent! Q. Must I take a medical examination? A. No. lust complete the application and if you're between the ages of 18 and 44, and in normal everyday good health, you should qualify. Q. Must I go through a tong interview, with a lot of personal questions being asked by a salesman or agent? A. No. No salesman will call . . . now or ever. Q. That means I'm buying through the mail. A. Absolutely! Buying through the mail b probably the safest of all ways to buy insurance! That usually shocks some people, but it's a fact and here's why: To legally otfer insurance to anyone in your State, the insurance company must he licensed, and, therefore, closely regulated by your State. You must be given a full explanation of the policy in writing. There's never a problem or an argument . . .over trying to remember or prove what someone told you ...everything is in writing! The way in whkh policy benefits are explained is closely regulated; strict guidelines must he followed. The Postal Department is continually on the guard against mail fraud of any kind! This means additional protection for you w hen doing business by mail. Providers Benefit has a large group of professionals whose only job h to make sure that everything we write, every single word, meets those very strict requirements! And rememher, we're never any further away from you than your mailbox ... or telephone. ... Q. How do I enroll? A. It's easy. Just follow these 2 simple steps: 1. Complete the application form. 2. Mail your application to: Providers Benefit Life Insurance Company 8045 West Chester Pike Upper Uarhy, Pennsylvania 19082 Q. Am I under any obligation? Do I have any guarantee? A. There is absolutely no obligation of any kind on your part, now or ever! You also have this unconditional guarantee: If for any reason you don't want the policy, even after you have paid your first premium, return the Family Life Plan to us within 30 days after (he payment and we will refund every cent you have paid! So questions asked! NO SALESMAN NO OBLIGATION EMMMTT 6043 WEST CHESTER PIKE MMI UPPER DARBY, PENNSYLVANIA 1S032 1 |