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Show THE OGDEN VALLEY NEWS Page 14 Volume IX Issue V December 15, 2003 Calendar of Events Every Monday: “Children’s Discovery Times” offered at the Ogden Valley Library in seven-week intervals. All children from infancy through five years of age, and their caregivers, are invited to attend for stories and learning activities. Children are introduced to books, music, and art. Two sessions are offered, 10:30 and 11:30. There is a combined craft activity at 11:00. For more information call 745-2220. Every Monday and Tuesday: Math tutoring for children ages 6 to 9 at the Ogden Valley Montessori School from 3:30 – 4:30 p.m., and again at 4:30 – 5:30 p.m. Cost, $5 per hour. For more information, call 391-1656. Monday through Saturday during December: WSU’s visual arts department will feature an exhibit by Yida Wang, “Works on Paper: Passages,” 11 a.m.-6 p.m., Kimball Visual Arts Center. Free. Call 626-6420 or 626-7689. Exhibit runs through January 10. Every Tuesday: Weber County Commission meets at 10:00 a.m. at the Weber County Bldg., 2380 Washington Blvd., Ogden. Public hearings are held on Tuesdays at 6:00 p.m. as needed. Meeting minutes and agendas can be found on the county’s web site at www.co.weber.ut.us Every 1st and 3rd Tuesday: Spinal Care Classes at Harper Chiropractic located at 2580 N. Hwy 162 in Eden. At 6:15 p.m. Dr. Lew Harper will hold the classes. For more information call 745-0977. Every 2nd Tuesday: Nordic Mountain Water Board meetings are held at 6:30 p.m. in the S & S Office Building located at 4786 E. 2600 N. in the Valley Junction Park in Eden. Meetings are open to shareholders. Call 745-2605 for more information. Every 3rd Tuesday: Weber County Township Planning Commission meets at 5:00 p.m. at the Weber County Bldg., 2380 Washington Blvd., Ogden. Every 4th Tuesday: East Huntsville Township Planning Commission meets at 5:00 p.m. at the Weber County Bldg., 2380 Washington Blvd., Ogden. Every Wednesday – “K.I.D.S. After School Program”: Assistant Specialist Sara Lovato is the program coordinator for the weekly after-school library program. The program is designed to be educational, creative, entertaining, and, best of all, FREE! Activities are held every Wednesday, beginning at 1:45 p.m. Every Wednesday: Fellowship Bible Church - FAMILY BIBLE STUDY including YOUTH GROUP (grades 7-12), PRE-SCHOOL (ages 3-1st grade), GRADE SCHOOL (grades 2-6) and ADULTS. Age appropriate Bible study for each age group, fun, music and food. Call 745-1090 for more information. Every Wednesday: Ogden Valley Community Church YOUTH GROUP for teens, grades 7 - 12. Great Bible study, and fun fellowship/activities. 7:00 p.m., 7390 E. 200 S., Huntsville. 745-4133. Every 2nd Wednesday: Liberty/Nordic Township Planning Commission meets at 5:00 p.m. at the Weber County Bldg., 2380 Washington Blvd., Ogden. For the Benefit of Ogden Valley Military Veterans and Non-Military Wednesday Night - Taco Night 6 - 9 p.m. Quesadilla $3.00 Tacos $3.00 Taco Combo $4.50 Taco Salad $4.00 Friday Night - Dinner Night 6 - 9 p.m. Steaks $9.00 to $11.00 Halibut $10.00 Served with macaroni or potato salad and chips Post 129 Huntsville American Legion for the benefit of our members Take Out available for members and non-members 745-3802 Every 2nd Wednesday: Ogden Valley Recreation/Transmission Special Service District Board meets at the Ogden Valley Library from 7:00 to 9:00 p.m. The public is invited to attend. Every 4th Wednesday: Eden Park Board meeting. 7:00 p.m. Call Linda Gillespie at 745-6807 for location. Every Thursday: Senior Lunch in the Ogden Valley Branch Library Community Room at noon. $2.00 for Seniors, $4.00 for ages 59 and younger. Call 745-2220 for more information. Every 2nd Thursday: FREE Senior Blood Pressure and Glucose Check at the Ogden Valley Library at 11:00 a.m. Call 745-2220 for more information. Every 2nd Thursday of the month: Seniors’ Foot Clinic at the Ogden Valley Library, 12:45 p.m. Cost is $10.00. Call Ogden Valley Library 745-2220 for more information. Every 2nd Thursday: Eden Planning Committee meets at 7:00 p.m. at the new Great American Real Estate office in Eden. The public is welcome. Call 745-1217 to confirm meeting date, place, and time. Every 3rd Thursday: La Leche League meeting, 1:00 p.m. – Mother-to-mother support and information for breastfeeding and pregnant mothers. Contact KeeNan with questions or for more information: 745-2664. Every 3rd Thursday: C.E.R.T. (Community Emergency Response Team) meets at the Ogden Valley Library at 7:00 p.m. Leaders meet monthly, and team members meet quarterly. More volunteers are needed. For more information, call Linda Spencer at 745-0805. Every 4th Thursday: Quilter’s Guild at the Ogden Valley Library at 6:30 p.m. For more information contact Marilyn Summers at 745-3539 or Joan Clarke at 745-3525. Every Saturday: The Red Rock Ranch and Outfitters present the Free Live Music—and friends for a jam session. The fun begins at 6:00 p.m., and ends around 9:00 p.m. Open to the public. FREE. Bring your instruments and join in, or just come and listen to our local talent. December 16: Introduction to the Internet at the Ogden Valley Library at 7:00 p.m. Call 745-2220 for more information. December 17: Kimber Academy will hold a Christmas Choir Concert. At 7:00 p.m. at the Ogden Valley Library in Huntsville. Call 745-3323 for more information. December 17: WSU’s Ott Planetarium will hold a live star show, 6:30 p.m.; the program “Tis the Season,” 7:30 p.m.; Lind Lecture Hall, $1/$2, 626-6855. Free star party afterward with several large telescopes (if sky is clear), 8:00 p.m. December 18: Utah Symphony Pops concert. Yuletide Joy with PDQ Bach, 7:30 p.m., Val A. Browning Center Austad Auditorium, $14-$30, 399-9214. December 19: Voice Male Christmas concert, 7:30 p.m., Val A. Browning Center Austad Auditorium, $9/adults, $7/students, seniors and groups of six or more, 1-800-WSUTIKS. December 19: Junction City Big Band Holiday Dance Date with The Moonlighters during intermission, lessons at 7:15 p.m., dance at 8:30 p.m., Shepherd Union Ballroom, $1/lessons, $5/dance, 626-6431. December 20: Introduction to the Internet for Parents and Children at the Ogden Valley Library at 10:30 a.m. Call 745-2220 for more information. December 21: Children’s Choir Program at Fellowship Bible Church (4783 N. Hwy 162, Liberty) at 11 a.m. Call 745-1090 for more information. December 21: “Christmas In The Valley” will be performed by the Church youth and adult musicians at the Ogden Valley Community Church, 7390 E. 200 S., Huntsville, at 7:00 p.m. All are welcome! Please join us for a wonderful musical program, followed by refreshments and great fellowship! 7454133. December 21: Christmas Carol Sing-In. Traditional, favorite familiar carols sung by the audience. Guest conductor Karen Brookens, Organist, Lowell Marriott Harrop and Pianist, Michael Sansone at the Ogden Tabernacle at 21st and Washington Blvd. in Ogden at 7:00 p.m. Admission is free. Call 626-6431 for more information. December 22: WSU men’s basketball vs. Winthrop University, 8:00 p.m., Dee Events Center, $9/$7, 1-800WSU-TIKS. December 22: Winter Solstice December 24:- Candlelight Christmas Eve Service at Fellowship Bible Church (4783 N. Hwy. 261, Liberty) at 6:00 p.m. Call 745-1090 for more information. December 24: Christmas Eve Service at the Ogden Valley Community Church, 7390 E. 200 S., Huntsville, 7:00 p.m. 745-4133. December 24 – January 4: No School, Christmas break. December 25: Merry Christmas! December 26: Famous Rainbow’s Day After Christmas Sale from 10:00 a.m. to 10:00 p.m. 50% off all Christmas items in the store. For more information call 621-1606. December 27: Utah Western Two Steppers, Country Western Dance Club. Location: Hayloft, 2770 W. North Plain City Rd. Plain City Utah. Beginner Dance Instruction: 6-7 p.m. Intermediate Dance Instruction: 7-8 p.m. Dance with refreshments: 8-11:00 p.m. Cost without membership: $4 per person dance instruction; $5 per person for dancing. For more information call 801-627-2702. December 30: WSU women’s basketball vs. Utah State, 7:00 p.m., $4/$2, 1-800-WSU-TIKS. December 31: New Year’s Eve. December 31: New Year’s celebration at the Wolf Creek Grille at 7 p.m. See ad on page 5. January 1: New Year’s Day. January 10: Secrets of Speed Hockey presents Kelly Froerer and Joe Heinbecker at the Huntsville Park. Ages 613 will meet from 10:00 a.m. – noon; and Ages 13 to adult will meet from 1:00 – 3:00 p.m. Cost is $40 per player. For more information call 388-0529. See ad on page 10. January 10: Weber County Animal Services will hold a rabies clinic at the Eden Fire Station (2200 North 5550 East) from 2 – 4 p.m. Dr. Etta Baker DVM. Rabies shots are $7. For more information call Diana Mason at 801-399-8244. January 13: Parent/child book discussion on the novel Holes. Discussion sponsored and held at the Ogden Valley Branch Library at 7:00 p.m. Book availability is limited, and registration is required. The movie will be shown on the following night, January 14 at 7:00 p.m. Admission is free, and refreshments will be served. Call 745-2220 for more information. January 27: Book Discussion Series will begin on January 27 at 7:00 p.m. at the Ogden Valley Branch Library. The first book in the series is Fire!! Devoted to the Younger Negro Artists, edited by Wallace Thurman. Copies of the book will be available for advance checkout. Dr. Micahel Wutz will be the discussion leader. FREE GARDEN TALKS. The SFG Foundation is furnishing free speakers for a 1-hour talk about Square Foot Gardening NEXT SPRING. BOOK NOW. Send 1st and 2nd choice of dates, times (day or night), and location to sfgnorthofslc2004@yahoo.com We’ll sort out all requests, and be in touch in early January. Liberty Park Volunteer Opportunity! The announcer’s booth at Liberty Park needs to be covered with Aluminum Siding. The supplies have already been donated to the park. We are looking for a willing individual, or group, to take on this worthwhile project. Interested parties should call Kent or Teresa at 745-0237. AMERIMORTGAGE’s Ten Best Ways to Improve Your Mortgage Experience Tips for a better refinance or purchase transaction: 1. If the mortgage retailer you’re interested in is unfamiliar to you, take the time to check them out. Check when and where your loan will be originated. 2. If it sounds too good to be true, it probably is. Be wary of deals which are way below the other offerings in your market, or promises of service quality which can’t possibly be met. Don’t be surprised if the advertised deals don’t apply to your situation. 3. Research, research, research. It’s your job to know what is normal for your loan circumstance. Call lots of outlets. Get rates, points, fees and commitment periods for offers that are as similar as possible. Some of the lowest rates offered have no lock-in available, or can be obtained only if you close ASAP. 4. Ask questions, get answers. People in the business will sometimes talk a blue streak and expect that you understand. If you don’t get it, say so. Make them explain--to your satisfaction. 5. Get it in writing, on company letterhead, and signed. This pertains to everything you negotiate in your deal, but especially any lock-in agreement (or execution) you conduct. 6. Sign nothing you don’t understand--and understand everything you sign, even if you need to get outside help to do so. If legalese or contract language is difficult for you, hire a lawyer to help manage your transaction. 7. Ask how much experience they have in dealing with mortgage situations similar to yours. How long has the company been in business? How long has your salesman/broker and loan processor been in the business? 8. If you’re coming in “blind”, with no referrals from friends or relatives, ask for a few references you can contact--follow up on them. 9. Make sure your “no points” loan is really “no points.” You might not know that there are actually two kinds of points: Discount Points (which lower the interest rate) and percentage-based Origination Fees which cover some of the cost of getting you the mortgage, including commissions. A true no-points loan has neither--and if your “no points” loan has a one percent Origination Fee, it’s actually a one-point loan. 10.Ask about “Prepayment Penalties” or “Early Termination Fees.” Some of the lowest rates in the market, especially for ARMs, are available only on loans which carry hefty fees if the loan is refinanced in the early (the first three to five) years. Check out the Calendar of Events posted online at www.ovba.org To place your scheduled event in the Calendar of Events, Call 978 E. Chamber St. Ste.# 2, S. Ogden, UT 84403 1-866-294-4446 Frank Brooke Loan Consultant Cell: 801.920.4470 Office: 801.476.0200 Fax: 801.476.0204 Email: Frbrooke@aol.com Shanna Francis 745-2688 or Jeannie Wendell 745-2879 |