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Show A company that advertises service requiring a application may not necessarily is actual the where be fee. Even if a operation large through a recognized medium or refund is promised, the operator located. offers a money-bac- k guarantee is that direct Advertisements no have intention of may keeping A such a promise. you to call an 800- - or 900- - num- - not necessarily legitimate. is as as the direct the guarantee only good Any offer of a "guaranteed" ber. Some - number, or company behind it. Be sure to 900a dial to caller All loan. instilegitimate lending television stations. They usually tutions some minimal you may even be automatically require work out of target people who are deal w,th loan brokers or credlt or have poor credit ratings. Peo- credit worthiness standards for switched to a 900 line without service organizations who are loan or credit recipients. The your knowledge. Charges for ple who resort to calling these Better calls can total $50 or bonded and have a trust account Business Bureau asks services are in desperate financial established in Utah. situations and see these offers as consumers, "If you cannot get a more their last hope. Sometimes these loan in your home town, how businesses are scams which prey possibly can you get one from a on those who can least afford it. stranger who advertises in the The following is a typical classified section of the newspaper and requests an advance fee?" scenario: A request to send application A Consumer responds to the fees through a service other than advertisement, usually by calling the Postal Service. This tactic is an 800- - or to avoid detection by U.S. used The company will either Postal Inspectors. Saturday, March 14 promise or strongly suggest that A company operating out of the loan will be provided for up7:30 p.m. - Elks Lodge another state. Scam artists dont several front fee (averaging hundred dollars), regardless of advertise in "their own backFun!! Prizes!! Games!! Refreshment Sale! the applicant's credit history or yard," which makes it difficult financial situation and guarantees for consumers to check them out. Sponsored by: ST. PATRICK'S CHURCH -This of also changtype operation the fee will be credited toward " Faith and Begorra" es location frequently to avoid loan the refunded or of repayment Join us for an evening of "fun"! if the application is unsuccessful. detection and prosecution by The consumer waits weeks or authorities. The state to which months to find out that credit has you are instructed to send your been denied and the processing fee is NOT, as promised, refunded. Or the consumer never hears from the company again and may even find that money is being taken from credit card or checking accounts using information disclosed on the loan application or over the phone. A loan State says watch out for loan scam advertisements The Utah Division of Consumer Protection and Attorney Gen- erals Office often receive com- plaints from consumers who have lost money, sometimes hundreds of dollars, to scam artists promising "guaranteed" loans in exchange for an processing or application fee. Advertisements for these loans appear in the classified section of newspapers, magazines and tabloids and also on local radio and up-fro- nt sets meeting 800-numbe- rs 900-numb- er m 900-numb- UMVA up-fro- nt FUND RASIER er. ! The Utah Museum Volunteers Association is holding the 7th Annual meeting on Thurs., Mar. 19 at the Wheeler Historic Farm in Salt Lake City. The meeting is open to anyone interested in volunteer programs in the many museums and public centers throughout Utah. Registration is by mail or at the door the day of the meeting. "On Being A Decent Docent". Learn techniques that will make your tours more interesting, imaginative and enjoyable for both you and the visitor, is the theme of the meeting this year. It is important to recognize an Anyone wishing more informaadvance-fee loan scam before tion, may contact George Ivory with one. involved 0 or June McNulty becoming Beware of the following: r 7 ..'MMaMegaMMi 531-770- Fresh 1992 Garden Seed NOW IN STOCK! NO BETTER SELECTION ANYWHERE Flowers & Vegetables Charts Planting with purchase FREE Now watching a lot of TVcan actually Red, White & Yellow Onion Sets Also Available be good for kids Now In Stock Grapes Berry Bushes Asparagus Flower Bulbs Fruit & Shade Trees Seed Potatoes I II ...HI s called distance learning A program developed by Utah State University and funded in part by a $300.000 grant from the US WEST Foundation. And it enables small rural schools to interact with It classes in other larger schools via OUR SEEDS GROW" (ARPENTER video monitors and computers. Our grant is focused on helping the teachers who instruct over the video system to develop presentations and curriculums that work well with the television medium. It also helps teachers in rural areas understand how to better motivate their students in learning math, science and language arts. of which makes it easier for students to learn more. And for more students to learn. All lushest rrr. eed Making the most of your time. 1030 South State Street Provo. 373-374- 0 TWO BLOCKS SOUTH OF PROVO CEMETERY r I s , s sf . ' |