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Show I 8A Sun Advocate Price, Utah Thursday' February 21 ,2002 ; ; I : We Halley FYI (Continued from page 4A) Sunday, 2 p.m to 1 1 p m. Break hours vary. Public welcome. For information, contact tne library at 5 Family Support & Children's Justice Center offers crisis care for families with children from infants to 11 years old. Crisis V family crisis, court, the nursery for respite, doctors appointments, medical mental health appointments, escaping family violence, at tending parenting dassesdivorce classes and AANarcotic Anonymous meetings. Parenting classes are scheduled Thursday at 1:30 p m For information, call the center at through Friday from 8:30 a.m. to 5 p.m. For information, contact CEU's Gallery East at 613-522- 5. League of Utah Writers - Price chapter meets the third Monday of the month from 1 to 3 p.m. For information, call Margaret. Christensen at 637-077- 2. Yearbook archives - College of Eastern Utah Library is looking for copies of CEU and Carbon High yearbooks its archives. The missing years include 1928, 1933, 1939, 1955, 1959, 1961 and 1966. The VAVII weref Donations 451 E. 400 North Price, UT 84501. Masonic Lodges - Regular activities include Carbon iaays, 7:30 Lodge 16, days, 7:30 p.m.;Eastern 7:30 p.m.; Job's Daughters, 7 p.m.; and York Rite (chapter, council, commandery alternating)) first Wednesdays, 7:30 p.m. Utah Eastern Shrine Club. Contact Norman Smith for information. 637-028- Child Care Resource & Referral - offers information on be- Events coming hild care providers and referrals for parents, employees or einployrts needing related services. For information, contact the agency .it American Cancer Society daffodil fundraiser - Orders should be placed by Feb. 25. Flowers will be delivered March 11. Contact Joyce Pierce at Womens cancer support croup - meets the third Wednesday Rio Theatre auction - The fundraising event is slated March 9 at Helper Civic Auditorium. Organizers are accepting donations, including antiques, collectables, furniture, glassware, toys, etc. All proceeds go to tne fund for completion of the theatre. For information, contact John West, Nan Coonrod or Leslie Tallerico at 613-561- i to- - month at 7 p.m. at CastTeview's classroom. For information alxait lymphedema (upper extremity swelling following mastectomy or lower extremity swelling following prostate or other abdominal ui.eries. contact Darrin Hurdsman at of 636-484- Helper mining museum - From Oct. to April 30, hours are through Saturday,. 11 a.m. to 4 p.m. From May 1 to Sept. .0 hour, are Monday through Saturday, 10 a.m. to 6 p.m. Tours 1 f n. iv Ih- - hedulcd. For information, contact Helen Tone at .1 Adoption Crossroads of Utah - meets the second and fourth Wednesday of the month, 6:30 p.m., in the conference room at CEU's computer business building. For information, call Marla ne Tufts at f 637-768- 4. 637-288- 472-562- 7. 'Century of Dreams' - The Castle Valley Community Theatre production will be presented March 7 to March 9 at 7:30 p.m. at Price Uvic Auditorium Castle Valley Archaeology Society - meets the third Thurs-t- y of the month at 7 p.m. in the CEu museum classroom. For 4 iniformation, contact Jeanette Evans at 637-004- Utah Friends of Paleontology the second Tuesday of the month, p.m., in the CEl room. For information, contact the museum or Duane Taylor at Carbon County Model Railroaders - The group meets at 7 p.m. For information, call Terry Wheeler at 636-068- 1. 472-300- Cultural Olympiad event - Entitled "This Contest . Prehistoric museum - From Nov. 1 to March 31, hours are Mon-l- .i v rhiotigh Saturday from 9 a.m.' to 5 p.m. daily. From April 1 to fj t M. hour, are from 9 a.m. to 6 p.m. For information, call the . n.ii'.eum at is for Real Hands: Rodeo Photographs of the 1930s, the traveling Otho Hartly exhibit will be on display at the CEU museum gallery through March 4. Carbon County Historical Society - meets the last Thursday of the month at 7 p.m. at the Price Community Center. . The next meeting is Feb. 28. Contact Joanne Hyatt at 472-506- 2. 613-5060- Habitat for Humanity - is cepting applications for two homes, V'jluiiii'i'is and donations welcomed. For information, call Habitat ,it hVi :i2.i0 or stop by the office in the Carbon County Courthouse. Cancer control program - Free pap smears and mammogram .ne available to eligible women 50 years and older at the voui In inrdii .il i limr in Fast Carbon. Women 40-4- 9 may also qualify for free iiiaiiiiiio.i.inis' For information on income guidelines, contact the mi wrrFcl.iys from 9 a.m. to 5 p.m. r. Cancer screening - Southeastern Utah Health District in Price . i hi t ks twice a month for women up to and including age 64. Relay for Life - Residents interested in assisting on a commit-- e or forming a team to participate in the American Cancer Societys 2002 event are encouraged to contact Becky Kloepfer at or Terri Lott at Carbon Credit Union. 472-829- 5 Memory Wall - Residents wishing to have photos displayed during the American Cancer Society event may contact Mary Dickerson at 637-096- 4. CEU Ballet Repertory Ensemble - Spring concerts include the following 7:30 p.m. performances at Geary Theater: April 25 and April 27, classical; ana April 26 and April 28, contemporary. .lli-r- him s i in hide breast, pelvic and pap exams at low or no cost. Women luM may qualify for free mammogram vouchers. Call the health : li p.iiinu'iii at to schedule appointments. 637-367- Infant immunization clinics - The health district in Price offers i In- ilmus Monday through Friday from 3 p.m. to 4:30 p.m., Tues5 7 9:30 a.m. to 11:30 a.m. from and to Inin in p day Thursday p.m. In a nominal fee, but immunizations will be provided free to - I s unyoiu- - wlio cannot afford to pay. Price Cultural Connection The following free performances Civic Auditorium: April 20, Eastern U tah Wind Symphony, directed by Gregory P-- Alzheimers support group - meets the last Wednesday of the month at 3:30 p m. at in room 140 at 370 S. Carbon Avenue, Price, l or information, contact Lisa fcrla at 637-495- 0. p - meets the first Thursday of For information, contact Sunni Eating disorder support tin: month at the Price hospital Olson at 636-8344- . Caring adult program ' unt the program at it t - Interested residents are encouraged to 613-528- CEU faculty, staff talent show - The SUN center will host the t Feb. 28 at 7:30 p.m. in the college's room. at the door. Proceeds benefit Carbon County may be fund Bank. For information, contact the center at multi-cultur- vi-n- al 613-562- 4. Gallery East - An exhibition of Susan Harris ceramic artwork will be on display through March 8. Gallery hours are Monday Castle Country Off Highway Vehicle Association (CCOHVA) - meets the third Thursday of the month at 7 p.m. The group posts information on new issues regarding land use and road closures on its web site at ccohva.com. For information, contact Tony Kossat 637-514- 5. general rules of thumb' before opting to purchase homes VFW field officer - will be at the Price workforce service center Feb. 27 from 9 to 10:30 a.m. to assist veterans with VA matters. By JOHN FORD Financial adviser According to the 2000 United States census, more than 27 million Americans are living alone and more than 13 million of the solitary residents an; female. For the first time, one-pers- Slovenian Home - The next meeting slated Feb. 25 at 3 p.m. for officers and members is Bowline league scores - League secretaries should report high scores weekly to Annette Heath. For information, contact Heath at 637-382- 5. Coal Country Squares - Dancers meet Thursday at 7:30 p.m. at the seniors center in Price. Castle Country Quilt Guild - meets the .third Thursday of the month at 1 p.m. at the senior citizens center. For information, call Pat Scherschel at Schpols 637-754- 2. Vdtpus QuHaotes HN child care and children's program included. For information, call Tami Campbell at Consider Social Security - The Price contact station is located at the county i our thou sc Representatives are at the office the second Wednesday of the month from 9:30 a.m. until 2:30 p.m., with a half-hoIiiiu h break. For information, Carbon residents may call Social Security toll her at ur MOPS - The mothers of preschoolers group meets the second and fourth Monday of the month at 6 p.m. at Price Chapel. Adult crafts, Benson. VFW - Post hours are Monday - Saturday from 11 a.m. to 7 p.m. Meetings are the second Thursday of the month at 7 p.m. Games are on Sunday at 1 p.m. For information, contact Cinny Boren at 888-206- 1. 637-532- i ABC Learning Center - has books, computers and activities for and i hildien. Hours arc Monday through Friday from 9 a.m. m For to tutoring appointments, call the center at .dull', Newborns in Need- - Residents are encouraged to donate baby items for needy infants in Carbon County. For information on vol4. unteering or donating items, contact Teresa Kikrease at 472-820- 3. Gastric bypass support group - meets the second Thursday of the month at 7 p.m. at CastWiew Hospital. For information, call 'Wilma Howa at 8 472-504- Central Utah Stock Car Racing Association - meets the second Tuesday of the month, 7 p.m., at Helper Civic Auditorium. For information, contact Reed Phillips at 613-828- 8. with married couples andchildrcn. Before single women or married couples dive into buying a house, itsimportant to detomine how much they can afford. Although interest rates have dropped, die job market is fragile. Think twice before making a financial commitment to a mortgage. A general rule is to look for a house that costs two to two and one-ha- lf times annual incomes. According to financial advisers, the general rules ofthumb include: The monthly house payment, including property taxes and insurance, should not exceed 28 percent of the gross monthly income. lights to disco music Thursday Nights "Vv-- ' ' ' t V' !"'. t 'v:'' ; M'. ft V- 9:30-12:0- 0 pi i'l a - $8.00 per Person. Shoes & Medium Drink Included Gateway Lanes 94 South Main, Helper, Utah 5 (435) 472-501- vi b . tisa U7 f ;; . && U iI Engunuity, LLC Innovative Estate Engineering Maximize your wealth potential . hu f ' Useascienttjkandmletiigettf approach in nuddngycmr money decisions. the Call fcraei Price SLC ftt-344- 4 Office TIRE KING 535 East Mala, Price, IIT (435) GUARDIAN' be not only helps focus houses on the you you can actually afford, but it also makes you a more attractive buyer and can help you negotiate slower purchase price. Lenders want to see a track record of good credit before lending money. Lenders will order a credit report to verify debts, the amount of monthly payments and how many months or yean you have left to pay off your debts. Ifyour credit is dime are government agencies that can help. The FHA has a loan program set up to assist consumers with credit problems. The interest rates may be higher than loans made through the Federal National Mortgage Association, but at least you have a chance of being ap- Come bowl under ?. on households outnumber homes All monthly debts plus the house payment should be less than 36 percent ofthe gross income. The buyer should have two to three months worth of payments in an emergency fond. Many people arrange financbefore ing shopping for ahouse to 637-TIR- E (8473) CJ RENT-A-CA-R proved for the mortgage. And if youre unable to make a . payment, the FHA will insure the mortgage and cover the payments you miss. You can find out more about FHA loans at wwwJmcLgovBia. Start saving for a down payment and closing costs. Even though moat buyers will receive a mortgage loan from a financial institution, fewloanscover die frill amount of die house and a down payment will be required. Tbday, buyers can put down as little as 5 percent. There are a number of government-sponsored loan programs like the FHA, U.S. Veterans Administration and Rural Housing Service that require litde or no down payment for qualified borr- owers. However, most lenders will Closing costs may kichide fees, points prepaid interest, application fees and more. Utilities, property taxes, repairs, insurance and all major costs should be considered when deciding how much money to spend on a house. It may be helpful to check with the previous owners to learn what their actual expenses were for maintaining thehouse. Decide where you would like to live. Before you begin your search, do research to select your desired neighborhoods. Consider crime rates, public transportation, school systcans and local services available when making the ded-- on up-fro- Great Cara! Great Rates! ewtees Insurance Replacement Specialists 637-420- 0 396 So. Carbon Are., Price Suicetsffuaumteedf Fabric tomahetk& C&a&texCffiuiny happy Quilting Material & Classes Bernina Sewing Machines , 3 , 545 East 100 North, Price sweet with chocolates from Keep i 637-334- 8 It Susws 305 S. Cartoon Ave., Price. OpenTuesFil re- quire some form of a down payment Matty buyers are shocked when they realize that the down payment is not the only cash requirement 10:00-5:0- 0, UT 637-955- Sat. Fetx 9ti 4 10:00-2:0- 0 To advertise in any of our effective service directories, call Jenni 637r0732 nt Safety is a huge concern, for single women. Also, areas where the property are increasing. |