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Show ' : ; .S i Sun Advocate Price, Utah Tuesday July 17, 2001 11B in By CUIX BAG! )KY fo Carbon (kmntysqueritokeep co6I during the summer; kxsal resK dents should not forget to keep out of the heat as well. Since animals cant tell people when foe animals are becoming too hot, residents should keep several tfosinmlnd: ' j Know where your pet is when timtempieraiurerises,. ); Cats tend to find a cool place to .. fam-flypet- fofact,haircoatcanactuallyact as an Insulator and give the animals protection from the lmat Even northern breeds of dogs, adapted to colter weather, can get by without a hair clipping during s . Dogs dont do this as much and : subsequently end up having more problems. heat-relat- ed . , : Why ravel to Salt Lake City when you can get ;; fast; personal, friendly service locally. Samuel RChiarai Attorney at Law 1INorA4aOEf,Pikl : : ao-ce- ss ProRehab . ; . Physical Therapy .. Preferred provider for most Insurances ' Alt outpatient services provided . Consider pros, cons before . loan, hut then adjusts up or down periodically The length of foe loan varies from one year to 30 yean. . According to the United States Department tdlfouringahd Urban Development a record number of Americansornkwe than 71 million own homes. And many Americans may be able to take advantage of the potential savings of mortgage refinancing According to a recent Goldman Sadis study, more than 70 percent id the nation's current outstanding mortgages can be favorably, refi- Rookclifr Medical Plaza 590 K 100 N.f Suite 1 nanced. With en Jeff Ohlwiler, 613-15- P?T. : Idea. Depending on the. situation, you may be able to get a lower fixed- -; rate lotefoan the adjustable rate . you're now paying To decide if refinancing your mortgage is a good Idea, be sure to add up the total costs of refinancing You'll likely want to include refinancing expenses such as (dosing costs and prooessiog fees. locally you can expect to pay between? percent and 6 percent of the outstanding loan principal as dosing costs, according to the : - heat- 84S. . r1 , I . . I I I I I I . : ; : CAMP Name of suspected drug dealer Nickname: July ; grade for basketball - boys girls K-i- tb .. Call for the nearest location July 23-2- 7 9-- 12 am , Contact & Registration call Pastor Jim Wright 637-39- 37 1 of 637-014- ' Price:'' ' list any other suspected illegal activities: May we contact you? YES NO IfyeS, then how: by mail or by phone ' I ' ' V I I I J obe Prices Custom Set: $550.00 Full Upper & Lower .Economy Set: $450.00 Full Upper & Lower : Repairs Rfa fononaittr Dr, Dorr 07-550- MC $325 Each $80 Each $25 &Up W. Pxketbook Fm Camltafion Hanson i Wtis do not eAidi osfeoctioni of I Shawn Tomsic, and Bill Jensen Playing Old Fashioned Cowboy Music Thursday July, 19 -- ; anTelDaylSeryicef Relines: r Jay and Lorraine Frandsen, at 7:30 p.m. ;J ; Price City Peace Gardens Admission is Free Bring your lawn chairs or blankets IlENIUlES Cast Partials Presents I I I I I I Mail completed forms to: I Carbon Metro Drug Tksk Force, I TIPS, I 91 East 100 North; Pride, UT 8450L L MouA Price aty CULTURE CONNECTION I If we may contact you ty mail, what is your address? . : Insurance VISAAriutissnS Follew-U- p 472-555- 6 I natural tMdh. TiEiae's I first-tim- & ' Back Yard Bible Club; I : p.m. Freedom Christian Fellowship I . 5 Ages 5 & up for Cheerleading , Sponsored by I When ' 2-- 23-27- th es 6th-9t- h I I I I I I I iooi ; NATIONAL GUARD ARMORY PRICE : I I I I - ' Basltcfball & Cheerleading 1 'v::; : Information gathered as result of tins UPS form remains strictly confidential Cartxm Metro Drug Thsk force acts on all submittals. I I I I I I I I I . : TURNINA PUSHER I I . no-co- st 84501 I , e Mike Gagon, P.T. 00 ; mortgage foteitet rates arelownidy be agood mortgage interest rates lower than 7.5 percent in most UJSL markets, youmay be able to lower monthly payments by refinancing .: According to the Mragage BankMBAA. ers Assodationof America, lend. Determine how many months it ers have recommended refinancing wlti take to recoup closing costs by when the difference between an existing rate mid current interest dividing refinancing costs by poteh rates is at least 2 percent ; tid monthly savingi lf you plan to But according to the MBAA,k)w-Cos- t stay in your home longer than foe and refinancing op- fond it takes to recoup costs, refitions may allow for significant nancing will likely save you money. Fbr an easy way to determine if monthly savings, evenwhen the difference is less than 2 percent refinancing may be right for you, Por example, If you have a consider uringanouline mortgage $120,000 mortgage financed at 9 calculator (ayailablethroughmMt percent for SO years and refinance lending web rites) where you can the full amount at 7 5 percent, your quickly compare mortgage costs payments would drop from $965.55 and interest rates. to $839.06 per month. Many reputable mortgage lendOver the life of foe mortgage, ac- ers offer loan applications and apcording to Bankrate.com, you'd save provals online. Loaa decisions can more than $45,550, not including .; often be made on the same day you V; dosing costa and refinancing ex-- ; epply. When going through the Reflnanclng may help to: Know the tax consequences. A Reduce debt payments. Because interest rates on con- tower annual Interest rate will likely sumer loans and credit cards are mean you'll have a smaller mortgagtax deduction. usually higher foanfoortgages, yod e-interest a trusted brand for a Consider off to at a debt able may be pay lower interest by consolidating balmortgage. Many companies offer ances. mortgages and refinancing optkms, And because mortgage interest hut not all are equal .Hie Federal is usually taxdeductible, you may Trade Commission and industry be able to take advantage of related watebdogs encourage consumers to make sure theyre dealiugwifo a benefits.;. reputable, reliable company Fbr InChange the Mortgage term. to formation, visft toe FTC web site at ; Refinancing mayaijow you time foe mortgage pay-of- f date to wwwftoeov: Consider the total price of the crim&te wifo future events that can affect finances, such as retirement mortgage, not just rate. Price of a or foe yearachfldwm begin attendmortgage includes dosing costa, interest With blower prints, fees and rate. Ttehret price ing college. rate, you might also be able to minimizes the cost of all factors, not shorten the term of the mortgage just the rate. If possible, look for a and keep monthly payments about best price guarantee. ' the same. Most homeowners have a mortgage that falls into one of two general fiategorles; ARIES : ? Fixed-rat-e, which locks in a r86 East 100 So, fixed interest rate for the entire term of the loan, usually at least 15 Dine with us for.: Lunch or Dimer years or, more commonly 30 years. Fixed rate loans offer foe stability our idkkm$ Shrimp :. for jo $100.. of equal monthly payments and are Haw atm our often used by e buyers. tpk Dumplingj with ict atanT 'Adjustable-rat- e (ARM), which ; and cinnamon kutce. Starts out with an interest rate foat Si is usually lower than a fixed-rat- e fixed-rat- ; fixed-rat- e ;V v rate8,refl-nandngwh- For AppofotniratCail : IfyouhaveanARMandarecur-renti- y faring increasing . . : . : Financial adviser , . -- ByJQHNFORD U7-70- I1 . foe current time of year ; If the hair coat is matted, a full bodydfo inay be needed to restore the normal coat.. '..... V If this is foe case, use caution fen mediately after foe dipping to avoid sunburn, even though the animal has some hair stubbleleft.Then hidelntteteal - Do not do anything to interfere with tte panting - , Donotfockpeteinsiteamotor ; Be cautious of strenuous activities Ske taking your dog on hikes vehicle. If the temperature Is85 degrees, or bike rides.:.;: ' Take water and Fhhrenhettoutside,foeteoperature inside a car can reach 120 degrees foe dog small amoun ' Wateh the extent and amount of ; in 30 minutes or less. ' windows the panting, .Simply cracking If panting seems excessive and does not give sufficient ventilation. foe dog mouth is wide open, heat Itisbesttolesvepetsatteme. If you must takean animal with stroke may be approaching Knowthesignsofheatetroke, you, fie it outside the ear with to shade and wateE ThewanringsignBindudeexces- ; Checktte pet frequently ; sive panting Snd salivation, vomiUse a rope or chain foat your ting anxiousorstaringexpresskm, and high body temperar pet cant chew through or loosen. r)id pulse ' - ' Provide smnefonn of shade for tore.' ;. Heatstroke can causepennanent dogsinakennri. ; Pouring or spraying water on brain damage and death. soil in the shade win also help cool Emergency treatment includes tbe animal in cool war afternoon teat, tte immersing your dog during ter orpouring cool water over foe - ffttekmmrisurttee is ooncre or asphalt, shade id evenmorecritt ;J body suid alkwlngit to evaporate. .cal.-Ice paclp can be applied to the ; 'A small spray or flow of water animals head. 7 If the suggestions do pot help, acro88the surfooe will help during': ; the take your pet to the veterinarian for daylight hour AhrayB make sure thmie is denty . medical treatment Medicaltreatmentindudes intraof fresh drinking water aswelL Be aware of panting; since this venous fluids and electrolytes to is howdogB get rid of excess body help bring the system bade into brush regularly to avoid hair mats in the future. Be aware of hair ooat length Pets do not perspire from the body so hair coat does not make themhotter. . - USUExteoskm . i i Congratulations,: Richard R Hackwell . V 911 E. 100 No;, Price J t ; Mon-F- ri 8:30 am - 6:00 pm, .1 637-449- 3 Sat 8U) am :30 ptnT -- 1 . We Repair ft Come In now to finance your ABS BRAKES .. .. PERFORMANCE - 4" EXHAUST SPECIAUST . r - t . Cars,Trucks,Boats , i 1 Home Loans 2nd Afbrtgajges Rates are as low as 7.5. r : Restrictions apply. Membership and Eligibility Required t i: ; ' Where people are worth more than money J. Richard P. Hackwell has earned membership in the prestigious Million Dollar Round Thble for the first year. Hi MDRT membership places him among ttewrids best Itfe insurance and financial services professionals. MDRTmambers are trusted advisors who demonstrate superior product knowledge, exceptional client service and unquestionable ethical conduct With more than 23,000 members in more than 65 nations and territories worldwide, MDRT membership is recognized as the stanfinancial services business. dard of excellence in tbelife insurance-base- d If you are doing business with Richard, you can be sure that you are doing business with one of the best! Tbny Gordon 2001 President, Y " Million Dollar Round TiWe . : : Rep, $10.00 Carbon Credit Union 675 E. 100 North. Price 435-637-24- Also East Carbon Office , 105 W. Geneva 8884481 - I I wvMvxcunionxom 43 |
