OCR Text |
Show Sun Advocate Price, Utah Tuesday March 6, 2001 9B . M-- Dont underestimate the power serious Illness or injury leaves you unable to tend to your affairs and ; v you havent executed a general and Janehave been marpowerof-attorne- y a court may deried for 50 years. They have ear , clare you incompetent and appoint .Joyed a happy marriage including a guardian to make decisions for the joys of parenthood through you. The court process can be time their son, Dennis. Through the consuming and expensive. In the event of a medical crisis years, Jane developed Alzheimero ; and Tom became her caregiver. without a health care SuddenfyTbmhadagtrokeandwas :: hospital personnel will susfothebospitalanlifesupport Their tain life support to prevent your death even if there, is no hope for boo, Dennis, knows that htefetherV wish was to be kept off of life sup- -. your recovery If your family memport but he ia powerless to do any- - V bers knowthat these measures are thing. In the meantime, a courtde--; against your wishes, they wont be dares Jane incompetent and ap- allowed to overrule the decisions points MHneone to look over her and made by medical staff once extraorher husbands financial affairs. dinary measures are taken. ' : While this scenario Is have a living wilLDol still fictitious, . need a health care poweiMf-atto, it inay become anuiqrleasant realA V.;.r Who someone have Vfor doesnt ity ney? A. While living wills provide the proper legal documents pro g guidance to your loved ones In pared before thibeoome Impaired. out your wishes, the power If you have considered naming a r t trusted family member or friend as grants dedskm-makfe' : the person to make your decisions power. Even though these docu- during a crisis, make aura meet for your best with a professional who can help , work the and health :! documents interests. wills in ; you put proper Living to getan idea of just how care are some-- . But, plaoa " these documents would benefit you, times combined to a single form and , some attorneys routinely prepare.' voonsider the following oommonly ' asked questions. thmatthetimewhehregularwllls . Q. What is a durable powercf-- r areprepared. j r : ; Q. Should I name my spouse as attorney? A. A powerof-attome- y is a agentinmypower-of-attoimey; A. Most married couples name document that names thefr spouse as their agent Howi person as an agent to make dect-sions on your behalf. Making the ever; if one partner .suffers from document durable means that the declining health, ,it might make . continues if you sense to reconsider this decision become Incompetent or disabled. and appoint another trusted indiWhile a is , vidual. As our fictitious example also a paw-- : illustrates, a health crisis can arise 'simple document, it is ? eTfulon&Thatswhyttsiinportant' withoutwarning. that you completely trust the indi'Q.CanIrevokemypowK)f-ai-tome- y vidual you select as your agent . if I change my mind about Q. Are there different types of the person Ive appointed as agent?. 1 powerfrof-attomey- ? A. YeaYou can revoke a at any time by destroyA. Ye$. There are several paw? with differ-- r ing it youroelf or by giving instruo-- ; ent purposes. A general powerof-attorue- y tkras to your attorney to destroy it Q. Is it expensive to execute pov gives your agent authorization to make financial decisions' on your behalLAhealth care AThepreparationofapower-of-attorne- y allows your trusted is usually among the most Inexpensive sendees offered representative to make medical decisions for you if you are mentally by attorneys. The cost may be espeincompetent or physically incacially small in relation to the court costs the docu-pacitated Finally limited power? VV manta pntilri aUirtfaittw ' (of attorney is used to execute a speAs you plan your overall estate, cific task in a designated time:, frame. Fbr example. If you are travdont underestimate the power" of A knowledge- a elling, your agent could represent ' of . to financial or can beavahi-abl-e dose sale advisor the aUe you purchase resource sure all make as you property; Q. What happens ifI don't have a of your financial affairs are in orcant make der. Then you and your family can " decisions on my own? sh back and eqjoy the irreplaceable v ,: A. As in the example above,!! time you have together By JOHN FORD ; Financial adviser o - power-of-at-tom- 'W t r if ' ; , " ? - .i.. 5 r . .f. Vr ey ;& : .y.-- ' ;; j . : : VQJ : f f i - 'l vr- ; ,r r- . '& t sy- . t - ; -- car-ryin- . if'. . ' . , K ' - ey hand-in-ha- W V. T " . , 1.JS Jr-- ;. nd : powow-of-attorn- ey t,- - Catch the Splrtt of Involvement Conference a success : theni with the service organization of their choice.The participation of local The Catch the Spirit of Invotvenient Conference was held Feb. 22 at C.E.tKs Student tenter. The objective of. the conference was to raise .the awareness organization and community members made the event a success. United within the community about the volunteering services needed by servicing Whys VISTA, Jamie Santisteven and CAJSAs Director Tara Compagni are and volunteer organizations. The SUN Center of CEU is always recruiting and ' just two of the agencies that attended the conference which was a huge welcoming anyone interested In volunteering and mentering.and will place ' success end a great resource ter those attending., : I . . . ; le-g-al : V : : . ? anier v w yfftp1---'(J:.'!- . ! : pciwer-of-attom- . WIRELESS WHOLESALE . power-of-attorn-ey a-'- : . . . power-of-attofn-ey -- V hr ' I erwof-attorney-each FOR 24 HOURS ONLY! . power-of-attom- . power-of-attorn- . . ; - . : , ' 7 t .'.vr. Mo. v, VCHTOTIwireless v Service Provider tan create overheating problems in the summen Also look for double pane windows and storm windows for maximum insulation. Had around windows and closed doors for drafts and ask the manager ifthese can be fixed if they are in- is designed .for notairtight '0:V 58 W. Main Street Price, UT - qanoes: Older qipliances : .'f-'.- es- areummOy lessenergyeffldent, (435)613-815- pecially refrigerators built before er 1 ' C t20.QOhbgrnnilngfcmyppfy.ArtllloiiddMoiwl-OXUnlMd Hint Otar OlhirmtrktiBniinqrWy-S- at Moit far daub 1984. : . :jV ' -- 'ff' .! A ; . Hawks offers the following, : . ' ingwindows homeowners, even though an number of people are renting, says Leona 1C Hawks, Utah State University Extenskm housing specialist Many rentms devekq) a short-timmentality and donrt much about energy savings. worry However; utility bills do add up rentes may wish to conquickly serve their energy useshe advises, : .' .if - ONLY.99 . . Most energy conservation f FREE Nation wide Long Distance FREE Voice Mail power-of-attorneyan- fiylEONAKHAWKS ..1 USU news services ' 900 Minutes : formation !. . ' ey ; v ".I.. .. ' FREE DIGITAL PHONE .. : f . WEDNESDAY, MARCH guidelines for shopping for energy 'efficient rental housing Check utility records; Often you can Just ask the former rest--! dent or a neighbor what the utility costs are. If you want exact figures you need to get "written permission from the previ- bus occupant, owner or apartment managa to ask the utility companies for past records. These records are gsod guidelines, but realize that your lifestyle and energy use may differ greatty from previous ten- -, r ants. Healing and Cooling These are V the biggest users of energy Some1 questions to ask Is there a central heating system for the apartment? Do you haveyour own thermostat? It is gas or electric? In most areas of Utah natural gas is still the less' expensive heat source and it is : ; a"'"1 ry i U 'J- r 's "" ' v :i - l! .. r ' r i j? ' f !: - - & jfi...'1 'S' ' ' . : - m . ?V. f S-- ; -- - ' I V I kr'4; i j, . v , V , vSs. n-- - . , so you can control the tem- -' perature. V'. "HotWhter Ask the same ques tions about hot water that you ask about heating and cooling. Gas is generally cheaper and yuu can save money if you are abletoaclJust your water beater to fit your own needs.. 'Windows and doors: These add beautyand distinctiveness to apartments, but they are also the areas u i '.t . v . : AXliether you plan . : . r 1 -- to travel the world, or just the back nine, the Gold MarketPlus" IRA from Zions Bank is the perfect way to make the most out of your retirement. ; J ,.n. 'APY- - u - The new GoU MarketPlus IRA. w . South facing windows can be an asset during Utah winters because they let in maximum warming sunlight. On the other hand, north facing windows can contribute to heat low. Unshaded south and west foo- - . f - ;S:V' j To fcegii with, it gives you an exceptional interest rate, right off the tee. A lofty 6.12o for the first six months.Then, after the first year, you can earn the top-ti- er rate (generally reserved for accounts over $50,000) with a $2,000 annual deposit. ' Simply put, youd be putting away a lot more green. Just one more way to show that at Zions, we havent forgotten who . , us in business.To apply, call 1.8S8.723.9719. . mT Muf SLITS ptolc, ifluM hM bit yitolj $2,000 eondibutiw mtit to 7, J !1?"!! iRA ttn11-ajrT-t- ; . i5ANiv contributfo11 "!? .50 fitmawi f Ai of 22701 ,R WMM Wh. 5' tollnw Zi B w not M'qiMt to ncthM tot S12 MtftM nto AMul Prantod VltM (APY) to thi dnnft. VomnuMtyl Zw 6W Accsvnt to CW Intomt Ctackiny Kcstnl to pwtlcipM to this sHtoMte rtMliMJi It lotfun 150,000. Al of 2W01, t ratoMi 4.S2. QftoriutoKt to tiira. ctwnfitoaiy . smbIDIC J'1'' . 4 :. 4,; . . |