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Show - v - 10B Sun Advocate Price, Utah Tuesday December 26, 2000 : 0 "T Elder Murdock Sister Blackburn V Elder Johansen V- - Bonnie Black- Sister Mar in da burn baa accepted a call to serve in the mission (or the Church of Jesus Christ of Latterday Saints. ; Belgium-Brusse- ls te Ward Chapel. , ; i fCT' - '..v' ... y - -' . y : brother, Reed, will share in a missionary farewell meeting Doe. 31 at 9 a.m. at the Westwood LDS Bra-ziLSa- Elder Dane Raymond Johansen has received a mission call to serve In the Canada-Tbronteast Mandariri speaking mission for the Church of Jesus Christ of Latter-daSaints. Elder Johansen will speak Dec. Slat 11a.m. at the Castle Dale 1st LDS Ward, 33 East Main, He Is the son of Scott and Lau-- ; rei Johansen.' , He is the grandson of Grace and Eugene Johansen and Raymond and Myrleen Sitterud. o V a Sister Blackburn and her 1 Elder J. Riley Murdock has aco cepted a call to serve in the Rauto north mission for the Church of Jesus Christ of Latter-daSaints. v ; He is the son of Steve and Colleen Murdock of Castle Dale. He is the grandson of Lloyd and Mildred Bair and Ruth Murdock; '. Elder Murdock's mission fore. well meeting will be Dec. 31 at 12:30 p.m. at the Castle Dale 8th LDS North Church. An open house will follow at the Murdock residence, 90 East 640 North. ' Elder Murdock will enter the missionary training center in Brazil on Jan. 2. . Sister Blackburn will enter the missionary training center on Jan. 10. She is the daughter of Dennis ., and Debra Blackburn of Price. : . . : . - - ElderPeczub Elder Blackburn mission for the; d Elder James Michael Fczuh returned to the Carbon County area ; on Dec. 22 alter serving in the south mission for the Church of Jesus Christ of Latter-day Saints. He is the son of Michael and Kathryn Itocauh. He is the grandson of Kent ahd Helen Houskeeper And the late John and Mary' ' Peczuh. '.X- Reczuh will report on his Elder mission Dec. 31 at 10 ajn. at the Carbonville LDS Whrd, located In the 1985 West 400 North In Spring r : - Elder Reed Alma Blackburn has accepted a call to serve In the Spain-Madri- Church of Jesus Christ of Latter-da$dnta.;;v j Elder Blackburn and his sfoten Marlnda, will share in a mission- y . v , . . Mejdco-Vferacr- V: - -- ; O-- ' about mutual funds Sister Hinkins Sister Heidi Hinkins has been called to serve In the Canada-Halifmission for the' Church of Jesus Christ of Latter-da- y Saints. ' Sister Hinkins will speak at Dec. 31 at 9 a.m. at the Orangeville 2nd LDS Ward. She is the daughter of David;, and RueLane Hinkins of Orange-- . ville. Her grandparents are DeUIe and Elda Hinkins, Fat Nielsen and ' the late Riifon Nielsen. ;. Sister Hinkins will enter the missionary training center Jan. 3. : Ry JOHN FORD ax the holdings in the fund and all the lng income hold more bonds or ; folio managers objective as well benefits they offers other securi- - as the fund's goal and holdings. i If you are a mutual fund inves-- ' ties. ; True or false: As an Investor ' Ask the average investor about tor, here's a qulz to find how ' Funds with princal stability , you choose the fimdfe investments. hia or her portfolio individual re- ; knowledgeable you are. as a priority - such as money marFalse. One of the advantages of tirement account or 401 (k), hnd True or false: A mutual fund is ket funds - invest in cash invest-- . a mutual fund fo the professional ments sudi as United States Trew- - management of the food. youll likely hear the names of mu- -' not a stock. tual funds rather than company Tnia A mutual fund is anlin Tim portfofio manager carefully Department bills and other ; vestment stock or types of bonds. . company that pools ahorUermdebt researches, selects and monitors Mutual funds have become a money irpm shareholders and in- You can find out a funds invest-- . the securities in the portfolia TUs popular Investment vehicle' in re- : vests it itfa portfolio of securities, ment objective and the types of relieves fund Investors of the time-- , cent years, with 83 mQlfon Ameri--; which may include stocks, securities it hrrids in the fond pro consuming and potentially risky cans In 48.4 million households ; The securities are selected by speetus, which you can obtain task of researching various gecih from your financial advisor or the rities, choosing the best ones for owningshares, according to the In- .a professional investment vestment Company Institute. the fund's invest--' fund company itself. : their objectives, and deciding , : In fact, the fund trade group re- mentobjective. v An investment In a money mar-- . when to buy and selL ported that in August 2000, the , The objeefive may be capital ket fund is not guaranteed by the or false: Mutual funds are nation's mutual fund assets in- J growth, current income, principal Fbderal Deposit Insurance not a good investment if you want creased to a whopping $7.49 tril- stability or any combination of the ration or any other government easy access to your money V-" , lion. : three. '' '.v v Fhlse. You can sell your mutual y agency But as popular as mutual funds Topically funds that focus on Although the funds seeks to pre-- fund shares on any business day.' have, become, many people still capital growth emphasize stocks. serve the value of your ihvesi-mentThe share price you receive fo don't know how their funds work, in their portfolio, whQe those seek-at $1 it Is possible the funds net asset value, or NAY to fose money be investing in the which fo calculated by adding the ; funds total assets fund, ' (all securities "? "f X ,"All True or false: mutual funds and cash at current prices), minus ere rtmllar J'-Its liabilities, divided by the num- -. : FUse. As number of the mutual of shares outstanding. ber ; '"j. fund has mushroomed are tax considerations There offerings '' f5 I tfrom 3,081 In 1990 to 7,791 in' for capital gains or losses and a 1999, according to the Investment financial or tax pmfaturiiwwl wut U- .. t Company Institute), the selection advise you on these matters. i L j;4J7- -r of fund types and styles has ex- TYue or false: Mutual funds of-- ' ' 1 . fer a variety of services. panded. ' mid- -' Stockfunds - Small-aq- ), True. When you buy mutual growth-sty- le and . fund shares, yon also gain access cap, large-ca?value-styl- e , ; to an array of services that may r Bondfunds TrMsuries, mortgag- make investing easier and mote ; f e-backed, municipal, convenient These services Indude automatic reinvestment of divicorporate and ; ; v"-International stock, bond, dends and capital gains into addi-- : tional shares, automatic Invest- emerglngmaiket Sector -- focusing on aspedfic ment and withdrawal programs, check writing on some bond and industry ' : to replicate re- mon market funds, and the abD- . turns of a specific market Index ity to (heck your accounts and InL Other-re- al estate investment tfote transactions via telephone or trusts, precious metals, utilities personal computer. and much more True or false: There are no. True or false: Investinginamu-tua- l costs for a mutual fund besides foe fund can offer Instant diver--; price of the fund shares. ' Fhlse. sificatlon. A funds investment serMost True. X mutual hinds invest vices dont come free. Investors J. In many securities that fulfill the generally pay costs In two ways: ;: fund's objective. shareholder fees and annual opert i With more a diversified portfoIt 1 ating expenses. f lio, the fund la less dependent on Shareholder fees or sales loads I- - : ,ti i any one security in achieving its are assessed by funds that distribgoal and la less vulnerable to a ute shares through investment drop in 'any one securitys price. professionals. Some fonds charge ! With a relatively small initial in- front-en- d loads that are a percentvestment (usually $ 1,000 or ao), age of an Initial investment, while Mont Harmon studentbody gifts loads (also you can buy shares of a fund that others change back-en- d Emily Allmen, Sarah Morris and Rachelle Gunderson display gifts the the called redemption fees) which may give you a portion of the funds at Mont Harmon Junior High are donating to the Utah Division of Family portfolio. apply only for the first few yeara ' is It to However, the investor owns the fond. read . Sendees for needy families. The school's students collected more than 550 new Important refund's a and annual Annual operating expenses are prospectus toys during the donation campaign. port to fulty understand the port- - charged by all funds -- load and d - to cover costs of operatlng the fund. , The operating expenses indude ' Individual and Family the fund's management fee, which Psychotherapy fo paid to an investment adviser Marriage Counseling who manages the funds Investments. Hypnotherapy encourages applications from students in financial need Another include a charge may Evaluations Psycological 12b-- l fee, which who.are residents of Mesa County, Colorado arid Carbon pays for market- -. Organizational Consulting ing expenses. County, Utah, regardless of age and accomplishment, : ' wishing to further their education at accredited Established Working; . f" colleges, universities and vocational schools. Business Opportunitjrw Clinical ftydiotespst Deadline for applying is April 6, 2001 for the HaK.RMtaurant Financial adviser L . J 1 income-producin- g, . ; . uz . ; fflw..- Elder Simmons .Elder Brandon Simmons has returned to Price after serving in the mission for the Church of Jesus Christ of Lat-- . X v teMtay Saints,.'-": He is the son of Neil ud Rose' '' Simmons of Price. . Elder Simmons wOl speak during sacrament meeting Dec. Si at 9i0 ajn. at the College of Eastern Utah LDS Ward, located at 410 East 400 North In Price. - ary farewell Dec. 31at 9 ajn. at the Westwood LDS Ward ChapeL Elder Blackburn will enter the missionary tralningcenter on Jan. 31. He is the son of Dennis and Debra Blackburn of Price. . . - . : . ; : .. s j ' i :. : i . f-t- Jfc.r.i. . - . : .' ' - Permit Class This is an . : s . . class intended for serious people, interested in concealed a obtaining weapon permit This class will consist df four hours classroom, and four hours at die range. ; ; v Must be 21 years of age, Class cost is 40 per person; Please contact us at 6134639 or 687-272-4 : ur pm-shar- i . t. jyiiifc'-- V". i' , ;v h ' , ; dir ? - y T T T . J, r M -t I . . -' p, -- t tax-fre- e - high-yie- ld . Dentures $550.00 QOA -- - j4 Custom Set: Full Upper & Lower Economy Set: $450.00 Full Upper & Lower? - V Cost Portiols $325 Each $80 Each MOMM.Mitnittfno! Repairs WhiKi ; : fltfsonolrtv Dr. Dorr w. Podatbooi Ftn Consuftofioo Hanson-472-555- widudr trariioni el feting Insurance j VljA I Follov4h Adj ustinints - 6 rwMat ; : m Golden Fried Shrimp Steamed Crab Legs ' Shrimp Scampi Tv Pius lots of other favorites $15 per person G please call to reserve table 637-155- f V - . 1 vt-- from5:30pm-8:30p- r - Buffet For panics over ng , , Price Elks Lodge Friday, Dec. 29 IiKi-seeki- . . MtuiMti.'$25 & Up Mouth s donates en-ti- re stu-de- . . ; 1 no-loa- Dr. Keven Brockbank . The Saccomanno Higher Education Foundation f .. announces the closing of his ojQflce in . - Price. James A.' Ferro Record release forms can be sent to: 590 E. 100 " through the end of , Ph.D. N.6 - February, 2001. - 20012002 school year!, Applications are available by applying to the .: - Saccomanno Higher Education Foundation P.O. Box 60353, 1 Grand Junction, CO 81506 BOW SERVING THE PRICE AREA Call 435-260-11- 38 for eppts. PO. Box 325. Moab. UT 84532 ' I - $?' Banquet Can 1 I 637-222- 2 LLOR ' Assume 60 Days after Purchase 250.000 If .ft |