Show 'i H g-:£- W' ' ' and enjoy great low purchase rates AaiiAMa i i ' ? Our gift to you: prepaid calling card of rewards program Universal Savings a e compliments 300-minu- te L rio-fe- ' : 0 APR on Purchases and Balance Transfers until FIXEDJhereafter 759 Free automatic 'enrollment in our No Annual A £ — 6104 fee 7 no-fe- e No Balance Transfer 7: rewards program fees with this offer- - c 7 :'7 77 7t I : - k : v - v- Worldwide acceptance at over 32 million locations ' 3h t t J24hpgr Built-i- n toll-fre- e Customer Service AT&T Calling Card feature $ f- '9!!® &i by January 15 ©Gall 2004 Today 'After the promotibnat period the "standard APR for purchases will be applied to all remaining balance fransferand promotional purchase balance standard variable APR amounts (As of September 1 2Q03 the standard APR for purchases for the AT&T Universal Platirium MasterCard is 7" 'for cash advances: 1999) However if you are in default under any Card Agreement we may immediately Increase the rate onall balances (including The minimum financecharge is $050 The transaction fee for cash advances is 30 any promotional balances) to1 a variable default rate of 2799 of the amount of each cash advance but not leis than $5 The transaction fee for balance transfers is 30 of the amount of each balance transfer! but not less than $5 or more than $5QHowever we will waive the balance transfer transaction fees on balances you transfer in response to this offer ' ' The membership1 fee is $0'e '''Cardmembers must call our redemption center within Jmonthi of account opening to request prepaid calling card '"This APR is not permanent and issubject to change Thls mearis it may change immed lately to'ahigher variable or fixed APR jf you default under any Card Agreement or it may change with advance notice all in accordance With the Card Agreement Sent with your card Your AT&T Universal Card comes with an AT&T Calling Card feature $35 per minute rate applies ohbasic domestic state-to-stat- e and intrastate calls AT&T will add a surcharge for calling card calls originating from pay phones Call! for the current day phone surcharge arrfourtt Universal Connectivity charge also applies AT&T Calling Card Terms and Conditions apply ’ 799the t S2003 I Altf Universal Card Citibank (South Dakota) N A Citibank (South Dakota) N A is the issuer of The AT&T Universal Card : ' |