Show '' I l s Full 2 1 to g'- 1 2004 — ' thereafter : i Automatic cash back redemption s a cash back on purchases until May or program fees CASH No Annual Fee BACK Worldwide Acceptance until May 1 2004 24-ho-ur 0 toll-fre- APR on at over 30 million locations Customer Service e Purchases and Balance Transfers until May No Balance Transfer 1 2004 fees with this offer ' i i 3 I i now Call Limited-tim- e pffer: reply by December 15 2003 'You may accumulate a maximum of $300 in Dividend Dollars in any calendar year payable in $100 checks Dividend Dollars will not accumulate on returned purchases cash advances convenience checks transferred balances fees or finance charges We reserve the right to cancel or otherwise change the terms applicable to the Dividend Dollars program at any time with 90 days1 prior written wtice : : "After the promotional period your standard APR for purchases will be applied to all remaining balance transfer and promotional purchase balance amounts (As of AugtfSt 1 2003 the standard variable APR for purchases 999 the standard variable APR forcash advances 1999) However if you default under any Card Agreement we may immediately increase the rate on1 all balances (including any promotional balances) to a variable default rate of 2799 The minimum finance charge is $050 The transaction fee for cash advances is 30 of the amount of each cash advance but not less than $5 The transaction fee for balance transfers is 30 of the amount of each balance transfer but not less than $5 or more than $50 However we wilhwaive the balance transfer transaction fees on balances you transfer in response to this offer The membership fee is $0l j 62003 Citibank (South Dakota) NA Citt Gtibwift Platinum Safari and Citi with Arc Design are registered service marks of Gticore MasterCard is registered service mill of MasterCard International Amamtiorofatigm Incorporated 1 k |